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HomeMinnesotaWabasha CountyElgin

Elgin, Minnesota: commercial real estate data.

Elgin is a Census city of 1,116 people across 0.93 square miles of land, in Wabasha County. Median household income is $92,083, 81.5 percent of occupied homes are owned.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Elgin

What Elgin is

  • Census place typecity
  • Land area0.93 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,202
  • County holding the largest share of its areaWabasha County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elgin

How many people live in Elgin

  • Population1,116
  • Median age33.6
  • Population under 18294 plus or minus 62
  • Share under 1826.3 percent
  • Population 65 and over114 plus or minus 30
  • Share 65 and over10.2 percent
  • Households405
  • Family households297
  • Share of households that are families73.3 percent plus or minus 17.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elgin

Income and work in Elgin

  • Median household income$92,083
  • Per capita income$37,379
  • Civilian labor force668
  • Employed633
  • Unemployed35 plus or minus 17
  • Unemployment rate5.2 percent plus or minus 2.4
  • Adults 25 and over687
  • Adults 25 and over with a high school diploma or higher95.5 percent plus or minus 19.4
  • Adults 25 and over with a bachelor degree or higher25.2 percent
  • Adults 25 and over with a graduate degree5.2 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elgin

Housing in Elgin

  • Housing units475
  • Occupied units405
  • Vacant units70 plus or minus 48
  • Vacancy rate14.7 percent plus or minus 9.9
  • Owner occupied330
  • Renter occupied75 plus or minus 27
  • Ownership rate81.5 percent plus or minus 19.1
  • Median owner-occupied home value$232,200
  • Median gross rent, monthly$727
  • Annual rent as a share of median income9.5 percent
  • Single family units392
  • Share single family82.5 percent
  • Units in buildings of two or more83 plus or minus 39
  • Share in buildings of two or more17.5 percent plus or minus 7.8
  • Mobile homes0
  • Median year structure built1982

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elgin

How Elgin gets to work

  • Workers 16 and over who commute546
  • Commuting under 15 minutes133 plus or minus 41
  • Share commuting under 15 minutes24.4 percent plus or minus 6.3
  • Commuting 30 minutes or more210 plus or minus 51
  • Share commuting 30 minutes or more38.5 percent
  • Drove alone76.3 percent
  • Carpooled6.9 percent plus or minus 2.8
  • Public transport0.0 percent
  • Walked4.2 percent plus or minus 3.0
  • Worked from home12.6 percent plus or minus 3.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elgin

SBA loans in Elgin (504)

  • Approvals2
  • Gross approval$298,000
  • Average approval$149,000
  • Median approval$149,000
  • Largest approval$240,000
  • Jobs supported6
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Elgin, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Elgin

Flood risk in Elgin

  • NFIP communityCity of Elgin
  • NFIP community number270484
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/21/26

The City of Elgin participates in the National Flood Insurance Program as community 270484 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Wabasha County, not Elgin

Wabasha County context, not Elgin figures

  • Establishments in Wabasha County556
  • Covered employment, Wabasha County6,566
  • Average annual pay, Wabasha County$47,637
  • Housing units permitted, Wabasha County64

Every figure in this section is published for Wabasha County as a whole and is not a measurement of Elgin.

All Wabasha County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Elgin questions, answered from the record.

How many people live in Elgin, Minnesota?

1,116, in 405 households. Elgin city covers 0.93 square miles of land, which is 1,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Elgin in?

Wabasha County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Elgin?

$92,083. The median owner-occupied home is valued at $232,200. Median gross rent is $727 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Is Elgin in the National Flood Insurance Program?

Yes. Elgin appears in the FEMA Community Status Book as Elgin, city of, community 270484, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Elgin figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wabasha County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elgin.

Is zoning published for Elgin?

No. Nothing on this page presents parcel level zoning.