HomeMinnesotaWashington CountyOakdale
Oakdale, Minnesota: commercial real estate data.
Oakdale is a Census city of 28,585 people across 10.96 square miles of land, in Washington County. Median household income is $93,772, 77.5 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $10.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakdale
What Oakdale is
- Census place typecity
- Land area10.96 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,608
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
How many people live in Oakdale
- Population28,585
- Median age39.7
- Population under 186,341
- Share under 1822.2 percent
- Population 65 and over4,901
- Share 65 and over17.1 percent
- Households11,566
- Family households7,239
- Share of households that are families62.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
Income and work in Oakdale
- Median household income$93,772
- Per capita income$45,119
- Civilian labor force15,306
- Employed14,810
- Unemployed496 plus or minus 224
- Unemployment rate3.2 percent plus or minus 1.5
- Adults 25 and over19,626
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher35.6 percent
- Adults 25 and over with a graduate degree11.3 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
Housing in Oakdale
- Housing units11,959
- Occupied units11,566
- Vacant units393 plus or minus 206
- Vacancy rate3.3 percent plus or minus 1.7
- Owner occupied8,964
- Renter occupied2,602
- Ownership rate77.5 percent
- Median owner-occupied home value$318,100
- Median gross rent, monthly$1,481
- Annual rent as a share of median income19.0 percent
- Single family units9,575
- Share single family80.1 percent
- Units in buildings of two or more2,231
- Share in buildings of two or more18.7 percent
- Mobile homes123 plus or minus 116
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
How Oakdale gets to work
- Workers 16 and over who commute11,773
- Commuting under 15 minutes2,502
- Share commuting under 15 minutes21.3 percent
- Commuting 30 minutes or more2,943
- Share commuting 30 minutes or more25.0 percent
- Drove alone67.6 percent
- Carpooled9.3 percent plus or minus 2.0
- Public transport0.8 percent plus or minus 0.5
- Walked1.0 percent plus or minus 0.6
- Worked from home19.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
SBA loans in Oakdale (7(a))
- Approvals26
- Gross approval$10,257,700
- Average approval$394,527
- Median approval$211,000
- Ninetieth percentile approval$745,000
- Largest approval$3,230,600
- Jobs supported388
- Jobs per approval14.9
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more11.5 percent
- Share to franchises11.5 percent
- Distinct lenders18
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Oakdale, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakdale
SBA loans in Oakdale (504)
- Approvals20
- Gross approval$13,556,000
- Average approval$677,800
- Median approval$490,500
- Largest approval$1,527,000
- Jobs supported237
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Oakdale, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oakdale
Flood risk in Oakdale
- NFIP communityCity of Oakdale
- NFIP community number270511
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/10
The City of Oakdale participates in the National Flood Insurance Program as community 270511 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Oakdale
Washington County context, not Oakdale figures
- Establishments in Washington County6,542
- Covered employment, Washington County95,625
- Average annual pay, Washington County$60,700
- Housing units permitted, Washington County1,397
Every figure in this section is published for Washington County as a whole and is not a measurement of Oakdale.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakdale questions, answered from the record.
How many people live in Oakdale, Minnesota?
28,585, in 11,566 households. Oakdale city covers 10.96 square miles of land, which is 2,608 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakdale in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakdale?
$93,772. The median owner-occupied home is valued at $318,100. Median gross rent is $1,481 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakdale businesses?
26 7(a) approvals totaling $10.3 m since FY2020, across 18 lenders, median approval $211,000, plus 20 504 approvals worth $13.6 m since FY2010. These count approvals to borrowers whose address is in Oakdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakdale borrowers get paid back?
No rate is published for Oakdale. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakdale in the National Flood Insurance Program?
Yes. Oakdale appears in the FEMA Community Status Book as Oakdale, city of, community 270511, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakdale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakdale.
Is zoning published for Oakdale?
No. Nothing on this page presents parcel level zoning.