HomeMinnesotaWinona CountyWinona
Winona, Minnesota: commercial real estate data.
Winona is a Census city of 26,009 people across 18.98 square miles of land, in Winona County. Median household income is $56,337, 58.0 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $9.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winona
What Winona is
- Census place typecity
- Land area18.98 sq mi
- Water area5.29 sq mi
- Population per square mile of land1,370
- County holding the largest share of its areaWinona County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How many people live in Winona
- Population26,009
- Median age31.3
- Population under 183,250
- Share under 1812.5 percent
- Population 65 and over4,919
- Share 65 and over18.9 percent
- Households10,786
- Family households4,710
- Share of households that are families43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Income and work in Winona
- Median household income$56,337
- Per capita income$34,531
- Civilian labor force15,305
- Employed14,898
- Unemployed407 plus or minus 147
- Unemployment rate2.7 percent plus or minus 1.0
- Adults 25 and over15,159
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher36.3 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Housing in Winona
- Housing units11,540
- Occupied units10,786
- Vacant units754 plus or minus 274
- Vacancy rate6.5 percent plus or minus 2.4
- Owner occupied6,254
- Renter occupied4,532
- Ownership rate58.0 percent
- Median owner-occupied home value$201,800
- Median gross rent, monthly$882
- Annual rent as a share of median income18.8 percent
- Single family units6,917
- Share single family59.9 percent
- Units in buildings of two or more4,560
- Share in buildings of two or more39.5 percent
- Mobile homes63 plus or minus 48
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How Winona gets to work
- Workers 16 and over who commute13,194
- Commuting under 15 minutes9,526
- Share commuting under 15 minutes72.2 percent
- Commuting 30 minutes or more1,726
- Share commuting 30 minutes or more13.1 percent
- Drove alone75.1 percent
- Carpooled5.1 percent plus or minus 1.5
- Public transport0.7 percent plus or minus 0.5
- Walked7.6 percent
- Worked from home9.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
SBA loans in Winona (7(a))
- Approvals24
- Gross approval$9,436,700
- Average approval$393,196
- Median approval$245,950
- Ninetieth percentile approval$531,780
- Largest approval$2,852,600
- Jobs supported383
- Jobs per approval16.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises8.3 percent
- Distinct lenders13
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Winona, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winona
SBA loans in Winona (504)
- Approvals32
- Gross approval$18,893,000
- Average approval$590,406
- Median approval$283,500
- Largest approval$2,802,000
- Jobs supported157
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Winona, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winona
Flood risk in Winona
- NFIP communityCity of Winona
- NFIP community number275250
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/97
The City of Winona participates in the National Flood Insurance Program as community 275250 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winona County, not Winona
Winona County context, not Winona figures
- Establishments in Winona County1,145
- Covered employment, Winona County24,022
- Average annual pay, Winona County$52,828
- Housing units permitted, Winona County41
Every figure in this section is published for Winona County as a whole and is not a measurement of Winona.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winona questions, answered from the record.
How many people live in Winona, Minnesota?
26,009, in 10,786 households. Winona city covers 18.98 square miles of land, which is 1,370 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winona in?
Winona County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winona?
$56,337. The median owner-occupied home is valued at $201,800. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winona businesses?
24 7(a) approvals totaling $9.4 m since FY2020, across 13 lenders, median approval $245,950, plus 32 504 approvals worth $18.9 m since FY2010. These count approvals to borrowers whose address is in Winona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winona borrowers get paid back?
No rate is published for Winona. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winona in the National Flood Insurance Program?
Yes. Winona appears in the FEMA Community Status Book as Winona, city of, community 275250, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winona figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winona County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winona.
Is zoning published for Winona?
No. Nothing on this page presents parcel level zoning.