HomeMinnesotaWinona CountyWinona city
Winona city, Minnesota: commercial real estate data.
Winona city is a Census city of 26,009 people across 18.98 square miles of land, in Winona County. Median household income is $56,337, 58.0 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $9.4 m.
77 sourced place values · tier FULL · 8 sections
Winona
What Winona is
- Census place typecity
- Land area18.98 sq mi
- Water area5.29 sq mi
- Population per square mile of land1,370
- County holding the largest share of its areaWinona County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How many people live in Winona
- Population26,009
- Median age31.3
- Population under 183,250
- Share under 1812.5 percent
- Population 65 and over4,919
- Share 65 and over18.9 percent
- Households10,786
- Family households4,710
- Share of households that are families43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Income and work in Winona
- Median household income$56,337
- Per capita income$34,531
- Civilian labor force15,305
- Employed14,898
- Unemployed407 plus or minus 147
- Unemployment rate2.7 percent plus or minus 1.0
- Adults 25 and over15,159
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher36.3 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Housing in Winona
- Housing units11,540
- Occupied units10,786
- Vacant units754 plus or minus 274
- Vacancy rate6.5 percent plus or minus 2.4
- Owner occupied6,254
- Renter occupied4,532
- Ownership rate58.0 percent
- Median owner-occupied home value$201,800
- Median gross rent, monthly$882
- Annual rent as a share of median income18.8 percent
- Single family units6,917
- Share single family59.9 percent
- Units in buildings of two or more4,560
- Share in buildings of two or more39.5 percent
- Mobile homes63 plus or minus 48
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How Winona gets to work
- Workers 16 and over who commute13,194
- Commuting under 15 minutes9,526
- Share commuting under 15 minutes72.2 percent
- Commuting 30 minutes or more1,726
- Share commuting 30 minutes or more13.1 percent
- Drove alone75.1 percent
- Carpooled5.1 percent plus or minus 1.5
- Public transport0.7 percent plus or minus 0.5
- Walked7.6 percent
- Worked from home9.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
SBA 7(a) lending to Winona borrowers
- Approvals24
- Gross approval$9,436,700
- Average approval$393,196
- Median approval$258,000
- Ninetieth percentile approval$545,400
- Largest approval$2,852,600
- Jobs supported383
- Jobs per approval16.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises8.3 percent
- Distinct lenders13
- Distinct industries by NAICS16
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winona
SBA 504 lending to Winona borrowers
- Approvals32
- Gross approval$18,893,000
- Average approval$590,406
- Median approval$287,000
- Largest approval$2,802,000
- Jobs supported157
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winona County, not Winona
Winona County context, not Winona figures
These are Winona County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winona measurements.
- Establishments in Winona County1,145
- Employment at those establishments, Winona County23,937
- Covered employment, Winona County24,022
- Average annual pay, Winona County$52,828
- Average weekly wage, Winona County$1,016
- Housing units permitted, Winona County41
- Of those, single family, Winona County32
- County product, 2024, Winona County$2,963,516,000
- County product change over the prior year, Winona County6.0 percent
- Average income of an arriving household, Winona County$52,803
Every figure in this section is published for Winona County as a whole and is not a measurement of Winona. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winona questions, answered from the record.
How many people live in Winona, Minnesota?
26,009, in 10,786 households. Winona city covers 18.98 square miles of land, which is 1,370 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winona in?
Winona County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winona?
$56,337. The median owner-occupied home is valued at $201,800. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winona businesses?
24 7(a) approvals totalling $9.4 m, across 13 lenders, median approval $258,000, plus 32 504 approvals worth $18.9 m. These count approvals to borrowers whose address is in Winona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winona borrowers get paid back?
No rate is published for Winona. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Winona figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winona County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winona.
Is zoning published for Winona?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.