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Baker, Montana: commercial real estate data.

Baker is a Census city of 1,489 people across 1.03 square miles of land, in Fallon County. Median household income is $84,750, 63.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Baker

What Baker is

  • Census place typecity
  • Land area1.03 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land1,444
  • County holding the largest share of its areaFallon County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Baker

How many people live in Baker

  • Population1,489
  • Median age35.4
  • Population under 18300 plus or minus 79
  • Share under 1820.1 percent plus or minus 4.4
  • Population 65 and over298 plus or minus 94
  • Share 65 and over20.0 percent plus or minus 5.6
  • Households653
  • Family households392 plus or minus 86
  • Share of households that are families60.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Baker

Income and work in Baker

  • Median household income$84,750 plus or minus $23,050
  • Per capita income$51,752 plus or minus $11,530
  • Civilian labor force754 plus or minus 157
  • Employed754 plus or minus 157
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over1,001
  • Adults 25 and over with a high school diploma or higher99.5 percent
  • Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 7.5
  • Adults 25 and over with a graduate degree3.2 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Baker

Housing in Baker

  • Housing units838
  • Occupied units653
  • Vacant units185 plus or minus 79
  • Vacancy rate22.1 percent plus or minus 9.0
  • Owner occupied414 plus or minus 85
  • Renter occupied239 plus or minus 114
  • Ownership rate63.4 percent
  • Median owner-occupied home value$211,400
  • Median gross rent, monthly$776
  • Annual rent as a share of median income11.0 percent plus or minus 3.1
  • Single family units524 plus or minus 114
  • Share single family62.5 percent
  • Units in buildings of two or more163 plus or minus 96
  • Share in buildings of two or more19.5 percent plus or minus 11.2
  • Mobile homes151 plus or minus 70
  • Median year structure built1980

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Baker

How Baker gets to work

  • Workers 16 and over who commute712 plus or minus 152
  • Commuting under 15 minutes523 plus or minus 149
  • Share commuting under 15 minutes73.5 percent
  • Commuting 30 minutes or more156 plus or minus 70
  • Share commuting 30 minutes or more21.9 percent plus or minus 8.7
  • Drove alone80.4 percent
  • Carpooled5.6 percent plus or minus 6.0
  • Public transport4.9 percent plus or minus 4.9
  • Walked2.0 percent plus or minus 3.2
  • Worked from home5.6 percent plus or minus 6.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Baker

SBA loans in Baker (7(a))

  • Approvals3
  • Gross approval$1,519,000
  • Average approval$506,333
  • Median approval$700,000
  • Largest approval$769,000
  • Jobs supported39
  • Jobs per approval13.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more33.3 percent
  • Share to franchises66.7 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Baker, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Baker

Flood risk in Baker

  • NFIP communityCity of Baker
  • NFIP community number300018
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/04/88

The City of Baker participates in the National Flood Insurance Program as community 300018 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Fallon County, not Baker

Fallon County context, not Baker figures

  • Establishments in Fallon County127
  • Covered employment, Fallon County1,259
  • Average annual pay, Fallon County$59,334
  • Housing units permitted, Fallon County0

Every figure in this section is published for Fallon County as a whole and is not a measurement of Baker.

All Fallon County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Baker questions, answered from the record.

How many people live in Baker, Montana?

1,489, in 653 households. Baker city covers 1.03 square miles of land, which is 1,444 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Baker in?

Fallon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Baker?

$84,750. The median owner-occupied home is valued at $211,400. Median gross rent is $776 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Baker businesses?

3 7(a) approvals totaling $1.5 m since FY2020, across 2 lenders, median approval $700,000. These count approvals to borrowers whose address is in Baker, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Baker borrowers get paid back?

No rate is published for Baker. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Baker in the National Flood Insurance Program?

Yes. Baker appears in the FEMA Community Status Book as Baker, city of, community 300018, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Baker figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fallon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Baker.

Is zoning published for Baker?

No. Nothing on this page presents parcel level zoning.