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HomeMontanaGlacier CountyCut Bank

Cut Bank, Montana: commercial real estate data.

Cut Bank is a Census city of 3,028 people across 1.16 square miles of land, in Glacier County. Median household income is $49,432, 67.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Cut Bank

What Cut Bank is

  • Census place typecity
  • Land area1.16 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,618
  • County holding the largest share of its areaGlacier County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cut Bank

How many people live in Cut Bank

  • Population3,028
  • Median age37.6
  • Population under 18963 plus or minus 229
  • Share under 1831.8 percent plus or minus 7.6
  • Population 65 and over522 plus or minus 122
  • Share 65 and over17.2 percent plus or minus 4.0
  • Households1,087
  • Family households699
  • Share of households that are families64.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cut Bank

Income and work in Cut Bank

  • Median household income$49,432 plus or minus $18,438
  • Per capita income$24,642
  • Civilian labor force1,184
  • Employed1,143
  • Unemployed41 plus or minus 42
  • Unemployment rate3.5 percent plus or minus 3.5
  • Adults 25 and over1,866
  • Adults 25 and over with a high school diploma or higher91.4 percent
  • Adults 25 and over with a bachelor degree or higher16.6 percent plus or minus 5.6
  • Adults 25 and over with a graduate degree9.3 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cut Bank

Housing in Cut Bank

  • Housing units1,298
  • Occupied units1,087
  • Vacant units211 plus or minus 115
  • Vacancy rate16.3 percent plus or minus 8.6
  • Owner occupied732
  • Renter occupied355 plus or minus 133
  • Ownership rate67.3 percent
  • Median owner-occupied home value$164,100
  • Median gross rent, monthly$988
  • Annual rent as a share of median income24.0 percent plus or minus 9.4
  • Single family units1,075
  • Share single family82.8 percent
  • Units in buildings of two or more190 plus or minus 103
  • Share in buildings of two or more14.6 percent plus or minus 7.8
  • Mobile homes33 plus or minus 29
  • Median year structure built1952

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cut Bank

How Cut Bank gets to work

  • Workers 16 and over who commute1,025
  • Commuting under 15 minutes799 plus or minus 179
  • Share commuting under 15 minutes78.0 percent
  • Commuting 30 minutes or more140 plus or minus 80
  • Share commuting 30 minutes or more13.7 percent plus or minus 7.4
  • Drove alone69.9 percent
  • Carpooled16.7 percent plus or minus 8.5
  • Public transport0.0 percent
  • Walked8.1 percent plus or minus 6.6
  • Worked from home5.2 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cut Bank

SBA loans in Cut Bank (7(a))

  • Approvals2
  • Gross approval$1,181,000
  • Average approval$590,500
  • Median approval$590,500
  • Largest approval$789,100
  • Jobs supported21
  • Jobs per approval10.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term209 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Cut Bank, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cut Bank

Flood risk in Cut Bank

  • NFIP communityCity of Cut Bank
  • NFIP community number300110
  • Participating in the NFIPYes
  • Community Rating System classNone

The City of Cut Bank participates in the National Flood Insurance Program as community 300110 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Glacier County, not Cut Bank

Glacier County context, not Cut Bank figures

  • Establishments in Glacier County230
  • Covered employment, Glacier County4,213
  • Average annual pay, Glacier County$51,534
  • Housing units permitted, Glacier County0

Every figure in this section is published for Glacier County as a whole and is not a measurement of Cut Bank.

All Glacier County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Cut Bank questions, answered from the record.

How many people live in Cut Bank, Montana?

3,028, in 1,087 households. Cut Bank city covers 1.16 square miles of land, which is 2,618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Cut Bank in?

Glacier County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Cut Bank?

$49,432. The median owner-occupied home is valued at $164,100. Median gross rent is $988 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Cut Bank businesses?

2 7(a) approvals totaling $1.2 m since FY2020, across 2 lenders, median approval $590,500. These count approvals to borrowers whose address is in Cut Bank, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Cut Bank borrowers get paid back?

No rate is published for Cut Bank. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Cut Bank in the National Flood Insurance Program?

Yes. Cut Bank appears in the FEMA Community Status Book as Cut Bank, city of, community 300110, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Cut Bank figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Glacier County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cut Bank.

Is zoning published for Cut Bank?

No. Nothing on this page presents parcel level zoning.