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HomeMontanaGranite CountyPhilipsburg town

Philipsburg town, Montana: commercial real estate data.

Philipsburg town is a Census town of 754 people across 0.85 square miles of land, in Granite County. Median household income is $29,773, 52.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.6 m.

64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Philipsburg

What Philipsburg is

  • Census place typetown
  • Land area0.85 sq mi
  • Water area0 sq mi
  • Population per square mile of land887 plus or minus 199
  • County holding the largest share of its areaGranite County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philipsburg

How many people live in Philipsburg

  • Population754 plus or minus 169
  • Median age57.2
  • Population under 1875 plus or minus 52
  • Share under 189.9 percent plus or minus 6.6
  • Population 65 and over252 plus or minus 83
  • Share 65 and over33.4 percent plus or minus 8.1
  • Households396 plus or minus 94
  • Family households188 plus or minus 74
  • Share of households that are families47.5 percent plus or minus 14.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philipsburg

Income and work in Philipsburg

  • Median household income$29,773 plus or minus $17,917
  • Per capita income$31,588 plus or minus $7,246
  • Civilian labor force359 plus or minus 124
  • Employed318 plus or minus 122
  • Unemployed41 plus or minus 43
  • Unemployment rate11.4 percent plus or minus 11.3
  • Adults 25 and over652 plus or minus 145
  • Adults 25 and over with a high school diploma or higher91.6 percent
  • Adults 25 and over with a bachelor degree or higher39.9 percent plus or minus 10.5
  • Adults 25 and over with a graduate degree2.8 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philipsburg

Housing in Philipsburg

  • Housing units536 plus or minus 108
  • Occupied units396 plus or minus 94
  • Vacant units140 plus or minus 62
  • Vacancy rate26.1 percent plus or minus 10.3
  • Owner occupied207 plus or minus 69
  • Renter occupied189 plus or minus 86
  • Ownership rate52.3 percent plus or minus 12.2
  • Median owner-occupied home value$307,600 plus or minus $94,215
  • Single family units388 plus or minus 116
  • Share single family72.4 percent plus or minus 15.9
  • Units in buildings of two or more103 plus or minus 56
  • Share in buildings of two or more19.2 percent plus or minus 9.6
  • Mobile homes45 plus or minus 36
  • Median year structure built1950

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philipsburg

How Philipsburg gets to work

  • Workers 16 and over who commute286 plus or minus 113
  • Commuting under 15 minutes171 plus or minus 90
  • Share commuting under 15 minutes59.8 percent plus or minus 21.0
  • Commuting 30 minutes or more76 plus or minus 57
  • Share commuting 30 minutes or more26.6 percent plus or minus 17.1
  • Drove alone82.7 percent
  • Carpooled7.2 percent plus or minus 9.3
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home10.1 percent plus or minus 10.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Philipsburg

SBA loans in Philipsburg (7(a))

  • Approvals2
  • Gross approval$1,620,000
  • Average approval$810,000
  • Median approval$1,105,000
  • Ninetieth percentile approval$1,105,000
  • Largest approval$1,105,000
  • Jobs supported16
  • Jobs per approval8.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Granite County, not Philipsburg

Granite County context, not Philipsburg figures

These are Granite County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Philipsburg measurements.

  • Establishments in Granite County119
  • Employment at those establishments, Granite County588
  • Covered employment, Granite County964
  • Average annual pay, Granite County$44,235
  • Average weekly wage, Granite County$851
  • County product, 2024, Granite County$165,767,000
  • County product change over the prior year, Granite County6.2 percent
  • Average income of an arriving household, Granite County$135,933

Every figure in this section is published for Granite County as a whole and is not a measurement of Philipsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Philipsburg questions, answered from the record.

How many people live in Philipsburg, Montana?

754, in 396 households. Philipsburg town covers 0.85 square miles of land, which is 887 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Philipsburg in?

Granite County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Philipsburg?

$29,773. The median owner-occupied home is valued at $307,600. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Philipsburg businesses?

2 7(a) approvals totalling $1.6 m, across 2 lenders, median approval $1,105,000. These count approvals to borrowers whose address is in Philipsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Philipsburg borrowers get paid back?

No rate is published for Philipsburg. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Philipsburg figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Granite County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Philipsburg.

Is zoning published for Philipsburg?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.