Hill County, Montana: commercial real estate data.

Hill County

How many people live in Hill County

• Population, American Community Survey 2020-202416,155
• Households6,206
• Average household size2.60
• Median household income$52,798
• Median age34.5
• Median gross rent$776 per month
• Median owner-occupied home value$202,600
• Home value to household income3.8 times
• Annual rent as a share of median income17.6 percent
• Adults 25 and over with a bachelor degree or higher24.4 percent
• Adults 25 and over with a graduate degree7.1 percent
• Adults 25 and over9,999
• Population under 184,563
• Share under 1828.2 percent
• Population 65 and over2,632
• Share 65 and over16.3 percent
• Working age population, 18 to 648,960
• Civilian labor force7,408
• Unemployment rate4.2 percent
• Labor force participation, adults 18 and over63.9 percent
• Rank by population among Montana counties12th of 56
• Rank by population among US county-equivalents, Puerto Rico included2092nd of 3,222

Hill County is the 12th largest of 56 Montana counties by population. A median home costs 3.8 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 28.2 percent against 16.3 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Hill County

Where are people moving to Hill County from?

• Tax returns filed by households arriving361
• People arriving, from those returns660
• Tax returns filed by households leaving377
• Net household movement-16
• Adjusted gross income arriving$16.2 m
• Net adjusted gross income movement$-7.3 m
• Average income of an arriving household$44,789
• Average income of a leaving household$62,175
• Largest single originBlaine County (35 households)
• Largest single destinationCascade County (37 households)

Households arriving report $17,386 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Blaine County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Hill County

Employment by industry in Hill County

• Covered employment, annual average6,756
• Establishments reporting601
• Average annual pay$49,190
• Average weekly wage$946
• Health care and social assistance, employment977
• Health care and social assistance, average annual pay$55,182
• Retail trade, employment961
• Retail trade, average annual pay$37,389
• Accommodation and food services, employment743
• Accommodation and food services, average annual pay$18,711
• Construction, employment308
• Construction, average annual pay$67,535
• Other services, except public administration, employment264
• Finance and insurance, employment223

Health care and social assistance is the largest private sector at 977 jobs, 14.5 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Hill County

Building permits in Hill County

• Housing units authorized by permit, 20241
• Declared construction value permitted$300,000
• Single family units authorized1
• Multifamily units authorized0
• Multifamily share of units0.0 percent
• Average declared value per unit$300,000
• Units authorized per 1,000 households0.2

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Hill County

SBA loan default and charge-off rates in Hill County

Do SBA loans in Hill County get paid back?

• Loans with a final outcome recorded1
• Paid in full1
• Charged off0
• Status: Paid in full1
• Status: Exempt from disclosure2
• Status: Cancelled1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Hill County

Flood risk in Hill County

• Participation of the county's own NFIP community Hill County, unincorporated areasParticipating, community 300153
• Communities in the county in the NFIP Community Status Book3
• Of those, participating in the NFIP3
• NFIP participation rate100.0 percent
• Communities carrying a CRS class0
• Radon levels in Hill County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Hill County (community 300153), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Hill County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Feasibility studies

When a Hill County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Hill County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-202416,155
• Households6,206
• Average household size2.60
• Median household income$52,798
• Median age34.5

How a feasibility study works →

Hill County

Cities and places in Hill.

22 Census places lie wholly or partly in Hill County. 21 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.