HomeMontanaJefferson CountyCardwell CDP
Cardwell CDP, Montana: commercial real estate data.
Cardwell CDP is a Census CDP of 30 people across 2.15 square miles of land, in Jefferson County. 93.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $156,000.
62 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Cardwell through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 30 with a margin of error of plus or minus 16, which is 53.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Cardwell
What Cardwell is
- Census place typeCDP
- Land area2.15 sq mi
- Water area0.01 sq mi
- Population per square mile of land14 plus or minus 7
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardwell
How many people live in Cardwell
- Population30 plus or minus 16
- Median age43.8 plus or minus 31.8
- Population under 189 plus or minus 13
- Share under 1830.0 percent plus or minus 41.4
- Population 65 and over9 plus or minus 13
- Share 65 and over30.0 percent plus or minus 39.9
- Households15 plus or minus 8
- Family households7 plus or minus 5
- Share of households that are families46.7 percent plus or minus 22.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardwell
Income and work in Cardwell
- Per capita income$41,137 plus or minus $17,884
- Civilian labor force10 plus or minus 9
- Employed9 plus or minus 9
- Unemployed1 plus or minus 3
- Unemployment rate10.0 percent plus or minus 28.6
- Adults 25 and over21 plus or minus 11
- Adults 25 and over with a high school diploma or higher95.2 percent plus or minus 56.8
- Adults 25 and over with a bachelor degree or higher52.4 percent plus or minus 61.9
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardwell
Housing in Cardwell
- Housing units21 plus or minus 11
- Occupied units15 plus or minus 8
- Vacant units6 plus or minus 10
- Vacancy rate28.6 percent plus or minus 45.2
- Owner occupied14 plus or minus 8
- Renter occupied1 plus or minus 2
- Ownership rate93.3 percent plus or minus 19.1
- Single family units18 plus or minus 15
- Share single family85.7 percent plus or minus 54.7
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes3 plus or minus 4
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardwell
How Cardwell gets to work
- Workers 16 and over who commute9 plus or minus 9
- Commuting under 15 minutes1 plus or minus 11
- Share commuting under 15 minutes11.1 percent plus or minus 126.2
- Commuting 30 minutes or more8 plus or minus 13
- Share commuting 30 minutes or more88.9 percent plus or minus 117.1
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardwell
SBA loans in Cardwell (7(a))
- Approvals2
- Gross approval$156,000
- Average approval$78,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson County, not Cardwell
Jefferson County context, not Cardwell figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cardwell measurements.
- Establishments in Jefferson County342
- Employment at those establishments, Jefferson County1,959
- Covered employment, Jefferson County2,711
- Average annual pay, Jefferson County$54,570
- Average weekly wage, Jefferson County$1,049
- Housing units permitted, Jefferson County13
- Of those, single family, Jefferson County13
- County product, 2024, Jefferson County$392,806,000
- County product change over the prior year, Jefferson County7.2 percent
- Average income of an arriving household, Jefferson County$95,078
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Cardwell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cardwell questions, answered from the record.
How many people live in Cardwell, Montana?
30, in 15 households. Cardwell CDP covers 2.15 square miles of land, which is 14 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cardwell in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Cardwell businesses?
2 7(a) approvals totalling $156,000, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in Cardwell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cardwell borrowers get paid back?
No rate is published for Cardwell. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cardwell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cardwell.
Is zoning published for Cardwell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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