HomeMontanaLake CountyPolson city
Polson city, Montana: commercial real estate data.
Polson city is a Census city of 5,428 people across 4.49 square miles of land, in Lake County. Median household income is $53,418, 54.6 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $11.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Polson
What Polson is
- Census place typecity
- Land area4.49 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,208
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
How many people live in Polson
- Population5,428
- Median age43.0
- Population under 181,089 plus or minus 232
- Share under 1820.1 percent plus or minus 4.3
- Population 65 and over1,348
- Share 65 and over24.8 percent
- Households2,380
- Family households1,271
- Share of households that are families53.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
Income and work in Polson
- Median household income$53,418
- Per capita income$31,661
- Civilian labor force2,419
- Employed2,228
- Unemployed191 plus or minus 102
- Unemployment rate7.9 percent plus or minus 4.1
- Adults 25 and over3,906
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree12.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
Housing in Polson
- Housing units2,885
- Occupied units2,380
- Vacant units505 plus or minus 111
- Vacancy rate17.5 percent plus or minus 3.6
- Owner occupied1,299
- Renter occupied1,081
- Ownership rate54.6 percent
- Median owner-occupied home value$356,300
- Median gross rent, monthly$912
- Annual rent as a share of median income20.5 percent
- Single family units1,856
- Share single family64.3 percent
- Units in buildings of two or more901
- Share in buildings of two or more31.2 percent
- Mobile homes128 plus or minus 61
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
How Polson gets to work
- Workers 16 and over who commute2,085
- Commuting under 15 minutes1,267 plus or minus 262
- Share commuting under 15 minutes60.8 percent
- Commuting 30 minutes or more432 plus or minus 146
- Share commuting 30 minutes or more20.7 percent plus or minus 6.4
- Drove alone82.0 percent
- Carpooled6.6 percent plus or minus 3.4
- Public transport0.0 percent
- Walked3.3 percent plus or minus 2.4
- Worked from home4.9 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
SBA loans in Polson (7(a))
- Approvals24
- Gross approval$11,794,100
- Average approval$491,421
- Median approval$248,000
- Ninetieth percentile approval$1,490,000
- Largest approval$1,859,000
- Jobs supported212
- Jobs per approval8.8
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises8.3 percent
- Distinct lenders9
- Distinct industries by NAICS22
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Polson
SBA loans in Polson (504)
- Approvals5
- Gross approval$2,764,000
- Average approval$552,800
- Median approval$320,000
- Largest approval$1,245,000
- Jobs supported32
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake County, not Polson
Lake County context, not Polson figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Polson measurements.
- Establishments in Lake County991
- Employment at those establishments, Lake County7,817
- Covered employment, Lake County9,768
- Average annual pay, Lake County$50,280
- Average weekly wage, Lake County$967
- Housing units permitted, Lake County19
- Of those, single family, Lake County11
- County product, 2024, Lake County$1,354,912,000
- County product change over the prior year, Lake County7.8 percent
- Average income of an arriving household, Lake County$129,081
Every figure in this section is published for Lake County as a whole and is not a measurement of Polson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Polson questions, answered from the record.
How many people live in Polson, Montana?
5,428, in 2,380 households. Polson city covers 4.49 square miles of land, which is 1,208 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Polson in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Polson?
$53,418. The median owner-occupied home is valued at $356,300. Median gross rent is $912 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Polson businesses?
24 7(a) approvals totalling $11.8 m, across 9 lenders, median approval $248,000, plus 5 504 approvals worth $2.8 m. These count approvals to borrowers whose address is in Polson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Polson borrowers get paid back?
No rate is published for Polson. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Polson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Polson.
Is zoning published for Polson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.