HomeMontanaLake CountyPolson
Polson, Montana: commercial real estate data.
Polson is a Census city of 5,428 people across 4.49 square miles of land, in Lake County. Median household income is $53,418, 54.6 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $11.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Polson
What Polson is
- Census place typecity
- Land area4.49 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,208
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
How many people live in Polson
- Population5,428
- Median age43.0
- Population under 181,089 plus or minus 232
- Share under 1820.1 percent plus or minus 4.3
- Population 65 and over1,348
- Share 65 and over24.8 percent
- Households2,380
- Family households1,271
- Share of households that are families53.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
Income and work in Polson
- Median household income$53,418
- Per capita income$31,661
- Civilian labor force2,419
- Employed2,228
- Unemployed191 plus or minus 102
- Unemployment rate7.9 percent plus or minus 4.1
- Adults 25 and over3,906
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree12.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
Housing in Polson
- Housing units2,885
- Occupied units2,380
- Vacant units505 plus or minus 111
- Vacancy rate17.5 percent plus or minus 3.6
- Owner occupied1,299
- Renter occupied1,081
- Ownership rate54.6 percent
- Median owner-occupied home value$356,300
- Median gross rent, monthly$912
- Annual rent as a share of median income20.5 percent
- Single family units1,856
- Share single family64.3 percent
- Units in buildings of two or more901
- Share in buildings of two or more31.2 percent
- Mobile homes128 plus or minus 61
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
How Polson gets to work
- Workers 16 and over who commute2,085
- Commuting under 15 minutes1,267 plus or minus 262
- Share commuting under 15 minutes60.8 percent
- Commuting 30 minutes or more432 plus or minus 146
- Share commuting 30 minutes or more20.7 percent plus or minus 6.4
- Drove alone82.0 percent
- Carpooled6.6 percent plus or minus 3.4
- Public transport0.0 percent
- Walked3.3 percent plus or minus 2.4
- Worked from home4.9 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polson
SBA loans in Polson (7(a))
- Approvals24
- Gross approval$11,794,100
- Average approval$491,421
- Median approval$210,400
- Ninetieth percentile approval$1,489,190
- Largest approval$1,859,000
- Jobs supported212
- Jobs per approval8.8
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises8.3 percent
- Distinct lenders9
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Polson, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Polson
SBA loans in Polson (504)
- Approvals5
- Gross approval$2,764,000
- Average approval$552,800
- Median approval$320,000
- Largest approval$1,245,000
- Jobs supported32
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Polson, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Polson
Flood risk in Polson
- NFIP communityCity of Polson
- NFIP community number300119
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/06/13(M)
The City of Polson participates in the National Flood Insurance Program as community 300119 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Polson
Lake County context, not Polson figures
- Establishments in Lake County991
- Covered employment, Lake County9,768
- Average annual pay, Lake County$50,280
- Housing units permitted, Lake County19
Every figure in this section is published for Lake County as a whole and is not a measurement of Polson.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Polson questions, answered from the record.
How many people live in Polson, Montana?
5,428, in 2,380 households. Polson city covers 4.49 square miles of land, which is 1,208 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Polson in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Polson?
$53,418. The median owner-occupied home is valued at $356,300. Median gross rent is $912 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Polson businesses?
24 7(a) approvals totaling $11.8 m since FY2020, across 9 lenders, median approval $210,400, plus 5 504 approvals worth $2.8 m since FY2010. These count approvals to borrowers whose address is in Polson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Polson borrowers get paid back?
No rate is published for Polson. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Polson in the National Flood Insurance Program?
Yes. Polson appears in the FEMA Community Status Book as Polson, city of, community 300119, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Polson figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Polson.
Is zoning published for Polson?
No. Nothing on this page presents parcel level zoning.