HomeMontanaLincoln CountyEureka
Eureka, Montana: commercial real estate data.
Eureka is a Census town of 1,840 people across 1.33 square miles of land, in Lincoln County. Median household income is $38,750, 78.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eureka
What Eureka is
- Census place typetown
- Land area1.33 sq mi
- Water area0 sq mi
- Population per square mile of land1,387 plus or minus 320
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How many people live in Eureka
- Population1,840 plus or minus 424
- Median age42.4
- Population under 18545 plus or minus 173
- Share under 1829.6 percent plus or minus 6.5
- Population 65 and over370 plus or minus 121
- Share 65 and over20.1 percent plus or minus 4.6
- Households610 plus or minus 127
- Family households388 plus or minus 102
- Share of households that are families63.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Income and work in Eureka
- Median household income$38,750 plus or minus $20,418
- Per capita income$21,721 plus or minus $4,638
- Civilian labor force810 plus or minus 215
- Employed776 plus or minus 216
- Unemployed34 plus or minus 29
- Unemployment rate4.2 percent plus or minus 3.4
- Adults 25 and over1,226 plus or minus 262
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher6.8 percent plus or minus 3.7
- Adults 25 and over with a graduate degree1.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
Housing in Eureka
- Housing units664
- Occupied units610 plus or minus 127
- Vacant units54 plus or minus 42
- Vacancy rate8.1 percent plus or minus 6.1
- Owner occupied479 plus or minus 131
- Renter occupied131 plus or minus 69
- Ownership rate78.5 percent
- Median owner-occupied home value$172,000
- Median gross rent, monthly$1,038
- Annual rent as a share of median income32.1 percent plus or minus 18.0
- Single family units412 plus or minus 107
- Share single family62.0 percent
- Units in buildings of two or more42 plus or minus 36
- Share in buildings of two or more6.3 percent plus or minus 5.2
- Mobile homes210 plus or minus 77
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
How Eureka gets to work
- Workers 16 and over who commute582 plus or minus 205
- Commuting under 15 minutes470 plus or minus 178
- Share commuting under 15 minutes80.8 percent
- Commuting 30 minutes or more56 plus or minus 44
- Share commuting 30 minutes or more9.6 percent plus or minus 6.8
- Drove alone57.7 percent plus or minus 15.4
- Carpooled10.3 percent plus or minus 7.6
- Public transport0.0 percent
- Walked7.1 percent plus or minus 5.8
- Worked from home22.3 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eureka
SBA loans in Eureka (7(a))
- Approvals4
- Gross approval$1,035,000
- Average approval$258,750
- Median approval$182,500
- Largest approval$645,000
- Jobs supported9
- Jobs per approval2.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Eureka, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eureka
Flood risk in Eureka
- NFIP communityTown of Eureka
- NFIP community number300112
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/02/79
The Town of Eureka participates in the National Flood Insurance Program as community 300112 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Eureka
Lincoln County context, not Eureka figures
- Establishments in Lincoln County671
- Covered employment, Lincoln County6,260
- Average annual pay, Lincoln County$47,582
- Housing units permitted, Lincoln County17
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Eureka.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eureka questions, answered from the record.
How many people live in Eureka, Montana?
1,840, in 610 households. Eureka town covers 1.33 square miles of land, which is 1,387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eureka in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Eureka?
$38,750. The median owner-occupied home is valued at $172,000. Median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eureka businesses?
4 7(a) approvals totaling $1.0 m since FY2020, across 4 lenders, median approval $182,500. These count approvals to borrowers whose address is in Eureka, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eureka borrowers get paid back?
No rate is published for Eureka. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Eureka in the National Flood Insurance Program?
Yes. Eureka appears in the FEMA Community Status Book as Eureka, town of, community 300112, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eureka figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eureka.
Is zoning published for Eureka?
No. Nothing on this page presents parcel level zoning.
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