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Missoula, Montana: commercial real estate data.

Missoula is a Census city of 76,514 people across 35.03 square miles of land, in Missoula County. Median household income is $70,392, 47.0 percent of occupied homes are owned, and the SBA record carries 103 7(a) approvals to borrowers here worth $46.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Missoula

What Missoula is

  • Census place typecity
  • Land area35.03 sq mi
  • Water area0.19 sq mi
  • Population per square mile of land2,184
  • County holding the largest share of its areaMissoula County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Missoula

How many people live in Missoula

  • Population76,514
  • Median age34.7
  • Population under 1812,721
  • Share under 1816.6 percent
  • Population 65 and over11,497
  • Share 65 and over15.0 percent
  • Households34,941
  • Family households16,289
  • Share of households that are families46.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Missoula

Income and work in Missoula

  • Median household income$70,392
  • Per capita income$44,227
  • Civilian labor force47,154
  • Employed45,370
  • Unemployed1,784
  • Unemployment rate3.8 percent
  • Adults 25 and over51,567
  • Adults 25 and over with a high school diploma or higher97.0 percent
  • Adults 25 and over with a bachelor degree or higher53.0 percent
  • Adults 25 and over with a graduate degree20.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Missoula

Housing in Missoula

  • Housing units37,317
  • Occupied units34,941
  • Vacant units2,376 plus or minus 491
  • Vacancy rate6.4 percent plus or minus 1.3
  • Owner occupied16,420
  • Renter occupied18,521
  • Ownership rate47.0 percent
  • Median owner-occupied home value$473,100
  • Median gross rent, monthly$1,189
  • Annual rent as a share of median income20.3 percent
  • Single family units20,585
  • Share single family55.2 percent
  • Units in buildings of two or more15,134
  • Share in buildings of two or more40.6 percent
  • Mobile homes1,526 plus or minus 329
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Missoula

How Missoula gets to work

  • Workers 16 and over who commute37,634
  • Commuting under 15 minutes20,301
  • Share commuting under 15 minutes53.9 percent
  • Commuting 30 minutes or more3,871
  • Share commuting 30 minutes or more10.3 percent
  • Drove alone67.0 percent
  • Carpooled7.7 percent
  • Public transport1.5 percent plus or minus 0.6
  • Walked4.2 percent
  • Worked from home15.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Missoula

SBA loans in Missoula (7(a))

  • Approvals103
  • Gross approval$45,963,100
  • Average approval$446,244
  • Median approval$150,000
  • Ninetieth percentile approval$1,083,600
  • Largest approval$5,000,000
  • Jobs supported1,255
  • Jobs per approval12.2
  • Loans with a final outcome19
  • Paid in full17
  • Charged off2
  • Median term120 months
  • Share on real estate terms of 20 years or more10.7 percent
  • Share to franchises15.5 percent
  • Distinct lenders35
  • Distinct industries by NAICS62

Counted by borrower city: approvals to borrowers whose address is in Missoula, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Missoula

SBA loans in Missoula (504)

  • Approvals57
  • Gross approval$39,880,000
  • Average approval$699,649
  • Median approval$360,000
  • Largest approval$5,000,000
  • Jobs supported530
  • Loans with a final outcome13
  • Charged off0
  • Median term300 months
  • Distinct CDCs6

Counted by borrower city: approvals to borrowers whose address is in Missoula, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Missoula

Flood risk in Missoula

  • NFIP communityCity of Missoula
  • NFIP community number300049
  • Participating in the NFIPYes
  • Community Rating System classClass 7
  • Currently effective map date07/06/15

The City of Missoula participates in the National Flood Insurance Program as community 300049 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Missoula County, not Missoula

Missoula County context, not Missoula figures

  • Establishments in Missoula County4,816
  • Covered employment, Missoula County65,649
  • Average annual pay, Missoula County$59,583
  • Housing units permitted, Missoula County773

Every figure in this section is published for Missoula County as a whole and is not a measurement of Missoula.

All Missoula County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Missoula questions, answered from the record.

How many people live in Missoula, Montana?

76,514, in 34,941 households. Missoula city covers 35.03 square miles of land, which is 2,184 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Missoula in?

Missoula County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Missoula?

$70,392. The median owner-occupied home is valued at $473,100. Median gross rent is $1,189 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Missoula businesses?

103 7(a) approvals totaling $46.0 m since FY2020, across 35 lenders, median approval $150,000, plus 57 504 approvals worth $39.9 m since FY2010. These count approvals to borrowers whose address is in Missoula, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Missoula borrowers get paid back?

No rate is published for Missoula. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Missoula in the National Flood Insurance Program?

Yes. Missoula appears in the FEMA Community Status Book as Missoula, city of, community 300049, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Missoula figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Missoula County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Missoula.

Is zoning published for Missoula?

No. Nothing on this page presents parcel level zoning.