HomeMontanaPhillips CountyMalta
Malta, Montana: commercial real estate data.
Malta is a Census city of 2,100 people across 1.07 square miles of land, in Phillips County. Median household income is $54,483, 61.8 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Malta
What Malta is
- Census place typecity
- Land area1.07 sq mi
- Water area0 sq mi
- Population per square mile of land1,956
- County holding the largest share of its areaPhillips County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Malta
How many people live in Malta
- Population2,100
- Median age44.4
- Population under 18560 plus or minus 165
- Share under 1826.7 percent plus or minus 6.5
- Population 65 and over473 plus or minus 129
- Share 65 and over22.5 percent plus or minus 4.9
- Households854
- Family households545 plus or minus 124
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Malta
Income and work in Malta
- Median household income$54,483
- Per capita income$35,274
- Civilian labor force881
- Employed881
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,477
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher30.8 percent plus or minus 7.6
- Adults 25 and over with a graduate degree7.0 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Malta
Housing in Malta
- Housing units892
- Occupied units854
- Vacant units38 plus or minus 37
- Vacancy rate4.3 percent plus or minus 4.1
- Owner occupied528 plus or minus 121
- Renter occupied326 plus or minus 94
- Ownership rate61.8 percent
- Median owner-occupied home value$160,800 plus or minus $46,713
- Median gross rent, monthly$631 plus or minus $322
- Annual rent as a share of median income13.9 percent plus or minus 7.4
- Single family units644
- Share single family72.2 percent
- Units in buildings of two or more115 plus or minus 68
- Share in buildings of two or more12.9 percent plus or minus 7.3
- Mobile homes133 plus or minus 86
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Malta
How Malta gets to work
- Workers 16 and over who commute786 plus or minus 160
- Commuting under 15 minutes524 plus or minus 163
- Share commuting under 15 minutes66.7 percent plus or minus 15.6
- Commuting 30 minutes or more112 plus or minus 68
- Share commuting 30 minutes or more14.2 percent plus or minus 8.1
- Drove alone78.0 percent
- Carpooled10.6 percent plus or minus 7.4
- Public transport0.5 percent plus or minus 1.0
- Walked2.2 percent plus or minus 3.1
- Worked from home8.7 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Malta
SBA loans in Malta (7(a))
- Approvals7
- Gross approval$4,825,000
- Average approval$689,286
- Median approval$475,000
- Largest approval$2,200,000
- Jobs supported66
- Jobs per approval9.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Malta, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Malta
Flood risk in Malta
- NFIP communityCity of Malta
- NFIP community number300054
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/19/87
The City of Malta participates in the National Flood Insurance Program as community 300054 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Phillips County, not Malta
Phillips County context, not Malta figures
- Establishments in Phillips County135
- Covered employment, Phillips County1,160
- Average annual pay, Phillips County$41,451
- Housing units permitted, Phillips County0
Every figure in this section is published for Phillips County as a whole and is not a measurement of Malta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Malta questions, answered from the record.
How many people live in Malta, Montana?
2,100, in 854 households. Malta city covers 1.07 square miles of land, which is 1,956 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Malta in?
Phillips County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Malta?
$54,483. The median owner-occupied home is valued at $160,800. Median gross rent is $631 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Malta businesses?
7 7(a) approvals totaling $4.8 m since FY2020, across 3 lenders, median approval $475,000. These count approvals to borrowers whose address is in Malta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Malta borrowers get paid back?
No rate is published for Malta. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Malta in the National Flood Insurance Program?
Yes. Malta appears in the FEMA Community Status Book as Malta, city of, community 300054, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Malta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Phillips County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Malta.
Is zoning published for Malta?
No. Nothing on this page presents parcel level zoning.
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