HomeMontanaStillwater CountyReed Point CDP
Reed Point CDP, Montana: commercial real estate data.
Reed Point CDP is a Census CDP of 147 people across 0.56 square miles of land, in Stillwater County. 88.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $905,000.
63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Reed Point
What Reed Point is
- Census place typeCDP
- Land area0.56 sq mi
- Water area0 sq mi
- Population per square mile of land265 plus or minus 119
- County holding the largest share of its areaStillwater County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reed Point
How many people live in Reed Point
- Population147 plus or minus 66
- Median age60.0 plus or minus 20.5
- Population under 1832 plus or minus 22
- Share under 1821.8 percent plus or minus 11.7
- Population 65 and over42 plus or minus 27
- Share 65 and over28.6 percent plus or minus 12.8
- Households68 plus or minus 26
- Family households39 plus or minus 19
- Share of households that are families57.4 percent plus or minus 17.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reed Point
Income and work in Reed Point
- Per capita income$41,504 plus or minus $11,652
- Civilian labor force53 plus or minus 31
- Employed52 plus or minus 31
- Unemployed1 plus or minus 2
- Unemployment rate1.9 percent plus or minus 3.6
- Adults 25 and over113 plus or minus 44
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 13.1
- Adults 25 and over with a graduate degree1.8 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reed Point
Housing in Reed Point
- Housing units90 plus or minus 26
- Occupied units68 plus or minus 26
- Vacant units22 plus or minus 19
- Vacancy rate24.4 percent plus or minus 19.9
- Owner occupied60 plus or minus 25
- Renter occupied8 plus or minus 9
- Ownership rate88.2 percent
- Median owner-occupied home value$164,300 plus or minus $125,497
- Single family units76 plus or minus 30
- Share single family84.4 percent plus or minus 22.9
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes14 plus or minus 11
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reed Point
How Reed Point gets to work
- Workers 16 and over who commute47 plus or minus 31
- Commuting under 15 minutes6 plus or minus 13
- Share commuting under 15 minutes12.8 percent plus or minus 25.7
- Commuting 30 minutes or more19 plus or minus 17
- Share commuting 30 minutes or more40.4 percent plus or minus 25.1
- Drove alone74.1 percent plus or minus 37.0
- Carpooled5.6 percent plus or minus 8.7
- Public transport5.6 percent plus or minus 6.6
- Walked1.9 percent plus or minus 3.5
- Worked from home13.0 percent plus or minus 18.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reed Point
SBA loans in Reed Point (7(a))
- Approvals4
- Gross approval$905,000
- Average approval$226,250
- Median approval$275,000
- Ninetieth percentile approval$280,000
- Largest approval$280,000
- Jobs supported4
- Jobs per approval1.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stillwater County, not Reed Point
Stillwater County context, not Reed Point figures
These are Stillwater County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Reed Point measurements.
- Establishments in Stillwater County263
- Employment at those establishments, Stillwater County3,021
- Covered employment, Stillwater County3,401
- Average annual pay, Stillwater County$75,084
- Average weekly wage, Stillwater County$1,444
- Housing units permitted, Stillwater County0
- Of those, single family, Stillwater County0
- County product, 2024, Stillwater County$725,086,000
- County product change over the prior year, Stillwater County-3.5 percent
- Average income of an arriving household, Stillwater County$90,008
Every figure in this section is published for Stillwater County as a whole and is not a measurement of Reed Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Reed Point questions, answered from the record.
How many people live in Reed Point, Montana?
147, in 68 households. Reed Point CDP covers 0.56 square miles of land, which is 265 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Reed Point in?
Stillwater County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Reed Point businesses?
4 7(a) approvals totalling $905,000, across 2 lenders, median approval $275,000. These count approvals to borrowers whose address is in Reed Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Reed Point borrowers get paid back?
No rate is published for Reed Point. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Reed Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stillwater County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reed Point.
Is zoning published for Reed Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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