HomeMontanaToole CountyShelby
Shelby, Montana: commercial real estate data.
Shelby is a Census city of 3,216 people across 5.78 square miles of land, in Toole County. Median household income is $58,413, 61.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $568,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shelby
What Shelby is
- Census place typecity
- Land area5.78 sq mi
- Water area0.17 sq mi
- Population per square mile of land556
- County holding the largest share of its areaToole County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How many people live in Shelby
- Population3,216
- Median age37.7
- Population under 18584
- Share under 1818.2 percent
- Population 65 and over500
- Share 65 and over15.5 percent
- Households1,183
- Family households669
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Income and work in Shelby
- Median household income$58,413
- Per capita income$31,326
- Civilian labor force1,408
- Employed1,356
- Unemployed52 plus or minus 33
- Unemployment rate3.7 percent plus or minus 2.3
- Adults 25 and over2,397
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent plus or minus 4.8
- Adults 25 and over with a graduate degree9.7 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Housing in Shelby
- Housing units1,399
- Occupied units1,183
- Vacant units216 plus or minus 106
- Vacancy rate15.4 percent plus or minus 7.5
- Owner occupied722
- Renter occupied461 plus or minus 117
- Ownership rate61.0 percent
- Median owner-occupied home value$232,700
- Median gross rent, monthly$893 plus or minus $240
- Annual rent as a share of median income18.3 percent plus or minus 6.0
- Single family units997
- Share single family71.3 percent
- Units in buildings of two or more319 plus or minus 107
- Share in buildings of two or more22.8 percent plus or minus 7.4
- Mobile homes83 plus or minus 55
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How Shelby gets to work
- Workers 16 and over who commute1,253
- Commuting under 15 minutes822
- Share commuting under 15 minutes65.6 percent
- Commuting 30 minutes or more128 plus or minus 58
- Share commuting 30 minutes or more10.2 percent plus or minus 4.5
- Drove alone82.1 percent
- Carpooled7.4 percent plus or minus 3.8
- Public transport0.0 percent
- Walked3.7 percent plus or minus 3.5
- Worked from home6.8 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
SBA loans in Shelby (7(a))
- Approvals1
- Gross approval$568,800
- Average approval$568,800
- Median approval$568,800
- Largest approval$568,800
- Jobs supported7
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term166 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Shelby, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelby
Flood risk in Shelby
- NFIP communityCity of Shelby
- NFIP community number300125
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/01/96(L)
The City of Shelby participates in the National Flood Insurance Program as community 300125 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Toole County, not Shelby
Toole County context, not Shelby figures
- Establishments in Toole County174
- Covered employment, Toole County1,794
- Average annual pay, Toole County$55,786
- Housing units permitted, Toole County0
Every figure in this section is published for Toole County as a whole and is not a measurement of Shelby.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shelby questions, answered from the record.
How many people live in Shelby, Montana?
3,216, in 1,183 households. Shelby city covers 5.78 square miles of land, which is 556 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelby in?
Toole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelby?
$58,413. The median owner-occupied home is valued at $232,700. Median gross rent is $893 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelby businesses?
1 7(a) approvals totaling $568,800 since FY2020, across 1 lenders, median approval $568,800. These count approvals to borrowers whose address is in Shelby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelby borrowers get paid back?
No rate is published for Shelby. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shelby in the National Flood Insurance Program?
Yes. Shelby appears in the FEMA Community Status Book as Shelby, city of, community 300125, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shelby figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Toole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelby.
Is zoning published for Shelby?
No. Nothing on this page presents parcel level zoning.
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