HomeMontanaWheatland CountyHarlowton
Harlowton, Montana: commercial real estate data.
Harlowton is a Census city of 1,058 people across 0.63 square miles of land, in Wheatland County. Median household income is $55,600, 75.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harlowton
What Harlowton is
- Census place typecity
- Land area0.63 sq mi
- Water area0 sq mi
- Population per square mile of land1,691
- County holding the largest share of its areaWheatland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlowton
How many people live in Harlowton
- Population1,058
- Median age50.5
- Population under 18244 plus or minus 72
- Share under 1823.1 percent plus or minus 5.6
- Population 65 and over373 plus or minus 89
- Share 65 and over35.3 percent
- Households468
- Family households307
- Share of households that are families65.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlowton
Income and work in Harlowton
- Median household income$55,600 plus or minus $13,146
- Per capita income$29,052 plus or minus $6,021
- Civilian labor force367 plus or minus 89
- Employed367 plus or minus 89
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over782
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent plus or minus 6.9
- Adults 25 and over with a graduate degree4.7 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlowton
Housing in Harlowton
- Housing units585
- Occupied units468
- Vacant units117 plus or minus 39
- Vacancy rate20.0 percent plus or minus 6.0
- Owner occupied352
- Renter occupied116 plus or minus 50
- Ownership rate75.2 percent
- Median owner-occupied home value$180,500
- Median gross rent, monthly$742
- Annual rent as a share of median income16.0 percent plus or minus 4.1
- Single family units507
- Share single family86.7 percent
- Units in buildings of two or more49 plus or minus 30
- Share in buildings of two or more8.4 percent plus or minus 5.0
- Mobile homes29 plus or minus 20
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlowton
How Harlowton gets to work
- Workers 16 and over who commute337 plus or minus 85
- Commuting under 15 minutes237 plus or minus 69
- Share commuting under 15 minutes70.3 percent
- Commuting 30 minutes or more62 plus or minus 39
- Share commuting 30 minutes or more18.4 percent plus or minus 10.7
- Drove alone74.7 percent
- Carpooled11.2 percent plus or minus 7.7
- Public transport1.4 percent plus or minus 2.2
- Walked4.6 percent plus or minus 4.2
- Worked from home8.2 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harlowton
SBA loans in Harlowton (7(a))
- Approvals1
- Gross approval$2,850,000
- Average approval$2,850,000
- Median approval$2,850,000
- Largest approval$2,850,000
- Jobs supported21
- Jobs per approval21.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term203 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Harlowton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harlowton
Flood risk in Harlowton
- NFIP communityCity of Harlowton
- NFIP community number300175
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/13/24
The City of Harlowton participates in the National Flood Insurance Program as community 300175 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wheatland County, not Harlowton
Wheatland County context, not Harlowton figures
- Establishments in Wheatland County60
- Covered employment, Wheatland County584
- Average annual pay, Wheatland County$42,277
Every figure in this section is published for Wheatland County as a whole and is not a measurement of Harlowton.
All Wheatland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harlowton questions, answered from the record.
How many people live in Harlowton, Montana?
1,058, in 468 households. Harlowton city covers 0.63 square miles of land, which is 1,691 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harlowton in?
Wheatland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harlowton?
$55,600. The median owner-occupied home is valued at $180,500. Median gross rent is $742 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harlowton businesses?
1 7(a) approvals totaling $2.9 m since FY2020, across 1 lenders, median approval $2,850,000. These count approvals to borrowers whose address is in Harlowton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harlowton borrowers get paid back?
No rate is published for Harlowton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harlowton in the National Flood Insurance Program?
Yes. Harlowton appears in the FEMA Community Status Book as Harlowton, city of, community 300175, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harlowton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wheatland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harlowton.
Is zoning published for Harlowton?
No. Nothing on this page presents parcel level zoning.
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