HomeNew JerseyAtlantic CountyAtlantic City
Atlantic City, New Jersey: commercial real estate data.
Atlantic City is a Census city of 38,632 people across 10.76 square miles of land, in Atlantic County. Median household income is $41,028, 30.3 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $10.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Atlantic City
What Atlantic City is
- Census place typecity
- Land area10.76 sq mi
- Water area6.45 sq mi
- Population per square mile of land3,590
- County holding the largest share of its areaAtlantic County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic City
How many people live in Atlantic City
- Population38,632
- Median age38.0
- Population under 189,689
- Share under 1825.1 percent
- Population 65 and over6,410
- Share 65 and over16.6 percent
- Households16,567
- Family households8,913
- Share of households that are families53.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic City
Income and work in Atlantic City
- Median household income$41,028
- Per capita income$26,937
- Civilian labor force18,410
- Employed15,739
- Unemployed2,671 plus or minus 598
- Unemployment rate14.5 percent plus or minus 3.2
- Adults 25 and over25,824
- Adults 25 and over with a high school diploma or higher78.0 percent
- Adults 25 and over with a bachelor degree or higher22.4 percent
- Adults 25 and over with a graduate degree6.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic City
Housing in Atlantic City
- Housing units19,927
- Occupied units16,567
- Vacant units3,360
- Vacancy rate16.9 percent
- Owner occupied5,022
- Renter occupied11,545
- Ownership rate30.3 percent
- Median owner-occupied home value$207,400
- Median gross rent, monthly$1,136
- Annual rent as a share of median income33.2 percent
- Single family units6,339
- Share single family31.8 percent
- Units in buildings of two or more13,476
- Share in buildings of two or more67.6 percent
- Mobile homes104 plus or minus 96
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic City
How Atlantic City gets to work
- Workers 16 and over who commute14,546
- Commuting under 15 minutes4,892
- Share commuting under 15 minutes33.6 percent
- Commuting 30 minutes or more3,907
- Share commuting 30 minutes or more26.9 percent
- Drove alone51.1 percent
- Carpooled6.8 percent plus or minus 1.4
- Public transport20.4 percent
- Walked11.9 percent plus or minus 2.4
- Worked from home5.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic City
SBA loans in Atlantic City (7(a))
- Approvals35
- Gross approval$10,773,000
- Average approval$307,800
- Median approval$160,000
- Ninetieth percentile approval$743,000
- Largest approval$1,520,000
- Jobs supported656
- Jobs per approval18.7
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.4 percent
- Share to franchises2.9 percent
- Distinct lenders11
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Atlantic City, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atlantic City
SBA loans in Atlantic City (504)
- Approvals6
- Gross approval$6,867,000
- Average approval$1,144,500
- Median approval$683,000
- Largest approval$2,277,000
- Jobs supported49
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Atlantic City, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Atlantic City
Flood risk in Atlantic City
- NFIP communityCity of Atlantic City
- NFIP community number345278
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date02/01/85
The City of Atlantic City participates in the National Flood Insurance Program as community 345278 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Atlantic County, not Atlantic City
Atlantic County context, not Atlantic City figures
- Establishments in Atlantic County6,192
- Covered employment, Atlantic County125,157
- Average annual pay, Atlantic County$59,219
- Housing units permitted, Atlantic County647
Every figure in this section is published for Atlantic County as a whole and is not a measurement of Atlantic City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Atlantic City questions, answered from the record.
How many people live in Atlantic City, New Jersey?
38,632, in 16,567 households. Atlantic City city covers 10.76 square miles of land, which is 3,590 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atlantic City in?
Atlantic County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atlantic City?
$41,028. The median owner-occupied home is valued at $207,400. Median gross rent is $1,136 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atlantic City businesses?
35 7(a) approvals totaling $10.8 m since FY2020, across 11 lenders, median approval $160,000, plus 6 504 approvals worth $6.9 m since FY2010. These count approvals to borrowers whose address is in Atlantic City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atlantic City borrowers get paid back?
No rate is published for Atlantic City. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Atlantic City in the National Flood Insurance Program?
Yes. Atlantic City appears in the FEMA Community Status Book as Atlantic City, city of, community 345278, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atlantic City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Atlantic County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atlantic City.
Is zoning published for Atlantic City?
No. Nothing on this page presents parcel level zoning.