HomeNew JerseyCape May CountySea Isle City
Sea Isle City, New Jersey: commercial real estate data.
Sea Isle City is a Census city of 2,000 people across 2.20 square miles of land, in Cape May County. Median household income is $108,359, 92.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sea Isle City
What Sea Isle City is
- Census place typecity
- Land area2.2 sq mi
- Water area0.55 sq mi
- Population per square mile of land907
- County holding the largest share of its areaCape May County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Isle City
How many people live in Sea Isle City
- Population2,000
- Median age66.1
- Population under 18124 plus or minus 47
- Share under 186.2 percent plus or minus 2.2
- Population 65 and over1,053
- Share 65 and over52.6 percent
- Households1,117
- Family households717
- Share of households that are families64.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Isle City
Income and work in Sea Isle City
- Median household income$108,359
- Per capita income$88,974
- Civilian labor force732
- Employed680
- Unemployed52 plus or minus 32
- Unemployment rate7.1 percent plus or minus 4.2
- Adults 25 and over1,871
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher48.7 percent
- Adults 25 and over with a graduate degree21.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Isle City
Housing in Sea Isle City
- Housing units6,719
- Occupied units1,117
- Vacant units5,602
- Vacancy rate83.4 percent
- Owner occupied1,036
- Renter occupied81 plus or minus 38
- Ownership rate92.7 percent
- Median owner-occupied home value$1,087,300
- Single family units4,877
- Share single family72.6 percent
- Units in buildings of two or more1,842
- Share in buildings of two or more27.4 percent
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Isle City
How Sea Isle City gets to work
- Workers 16 and over who commute532
- Commuting under 15 minutes195 plus or minus 51
- Share commuting under 15 minutes36.7 percent
- Commuting 30 minutes or more196 plus or minus 61
- Share commuting 30 minutes or more36.8 percent plus or minus 8.9
- Drove alone72.4 percent
- Carpooled2.4 percent plus or minus 2.6
- Public transport1.5 percent plus or minus 1.7
- Walked2.1 percent plus or minus 1.7
- Worked from home21.8 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sea Isle City
SBA loans in Sea Isle City (7(a))
- Approvals7
- Gross approval$2,714,700
- Average approval$387,814
- Median approval$75,000
- Largest approval$1,854,200
- Jobs supported31
- Jobs per approval4.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Sea Isle City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sea Isle City
Flood risk in Sea Isle City
- NFIP communityCity of Sea Isle City
- NFIP community number345318
- Participating in the NFIPYes
- Community Rating System classClass 3
- Currently effective map date10/05/17
The City of Sea Isle City participates in the National Flood Insurance Program as community 345318 and carries Community Rating System class 3, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cape May County, not Sea Isle City
Cape May County context, not Sea Isle City figures
- Establishments in Cape May County3,816
- Covered employment, Cape May County42,713
- Average annual pay, Cape May County$48,574
- Housing units permitted, Cape May County895
Every figure in this section is published for Cape May County as a whole and is not a measurement of Sea Isle City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sea Isle City questions, answered from the record.
How many people live in Sea Isle City, New Jersey?
2,000, in 1,117 households. Sea Isle City city covers 2.20 square miles of land, which is 907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sea Isle City in?
Cape May County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sea Isle City?
$108,359. The median owner-occupied home is valued at $1,087,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sea Isle City businesses?
7 7(a) approvals totaling $2.7 m since FY2020, across 3 lenders, median approval $75,000. These count approvals to borrowers whose address is in Sea Isle City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sea Isle City borrowers get paid back?
No rate is published for Sea Isle City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sea Isle City in the National Flood Insurance Program?
Yes. Sea Isle City appears in the FEMA Community Status Book as Sea Isle City, city of, community 345318, carrying Community Rating System class 3, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sea Isle City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cape May County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sea Isle City.
Is zoning published for Sea Isle City?
No. Nothing on this page presents parcel level zoning.