HomeNew JerseyMiddlesex CountyPerth Amboy
Perth Amboy, New Jersey: commercial real estate data.
Perth Amboy is a Census city of 55,855 people across 4.66 square miles of land, in Middlesex County. Median household income is $61,977, 35.4 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $28.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Perth Amboy
What Perth Amboy is
- Census place typecity
- Land area4.66 sq mi
- Water area1.3 sq mi
- Population per square mile of land11,981
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Perth Amboy
How many people live in Perth Amboy
- Population55,855
- Median age37.9
- Population under 1812,629
- Share under 1822.6 percent
- Population 65 and over7,314
- Share 65 and over13.1 percent
- Households19,045
- Family households13,455
- Share of households that are families70.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Perth Amboy
Income and work in Perth Amboy
- Median household income$61,977
- Per capita income$27,021
- Civilian labor force30,488
- Employed26,142
- Unemployed4,346
- Unemployment rate14.3 percent
- Adults 25 and over37,228
- Adults 25 and over with a high school diploma or higher67.0 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent
- Adults 25 and over with a graduate degree4.5 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Perth Amboy
Housing in Perth Amboy
- Housing units19,615
- Occupied units19,045
- Vacant units570 plus or minus 182
- Vacancy rate2.9 percent plus or minus 0.9
- Owner occupied6,749
- Renter occupied12,296
- Ownership rate35.4 percent
- Median owner-occupied home value$370,600
- Median gross rent, monthly$1,688
- Annual rent as a share of median income32.7 percent
- Single family units7,136
- Share single family36.4 percent
- Units in buildings of two or more12,391
- Share in buildings of two or more63.2 percent
- Mobile homes88 plus or minus 76
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Perth Amboy
How Perth Amboy gets to work
- Workers 16 and over who commute23,539
- Commuting under 15 minutes8,167
- Share commuting under 15 minutes34.7 percent
- Commuting 30 minutes or more7,521
- Share commuting 30 minutes or more32.0 percent
- Drove alone59.7 percent
- Carpooled13.2 percent
- Public transport2.8 percent plus or minus 1.9
- Walked6.4 percent plus or minus 1.6
- Worked from home4.8 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Perth Amboy
SBA loans in Perth Amboy (7(a))
- Approvals53
- Gross approval$28,183,900
- Average approval$531,772
- Median approval$100,000
- Ninetieth percentile approval$1,590,000
- Largest approval$2,602,000
- Jobs supported384
- Jobs per approval7.2
- Loans with a final outcome10
- Paid in full7
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more24.5 percent
- Share to franchises0.0 percent
- Distinct lenders21
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Perth Amboy, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Perth Amboy
SBA loans in Perth Amboy (504)
- Approvals7
- Gross approval$10,749,000
- Average approval$1,535,571
- Median approval$1,112,000
- Largest approval$3,668,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Perth Amboy, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Perth Amboy
Flood risk in Perth Amboy
- NFIP communityCity of Perth Amboy
- NFIP community number340272
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date07/06/10
The City of Perth Amboy participates in the National Flood Insurance Program as community 340272 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Perth Amboy
Middlesex County context, not Perth Amboy figures
- Establishments in Middlesex County22,314
- Covered employment, Middlesex County430,555
- Average annual pay, Middlesex County$82,400
- Housing units permitted, Middlesex County1,792
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Perth Amboy.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Perth Amboy questions, answered from the record.
How many people live in Perth Amboy, New Jersey?
55,855, in 19,045 households. Perth Amboy city covers 4.66 square miles of land, which is 11,981 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Perth Amboy in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Perth Amboy?
$61,977. The median owner-occupied home is valued at $370,600. Median gross rent is $1,688 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Perth Amboy businesses?
53 7(a) approvals totaling $28.2 m since FY2020, across 21 lenders, median approval $100,000, plus 7 504 approvals worth $10.7 m since FY2010. These count approvals to borrowers whose address is in Perth Amboy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Perth Amboy borrowers get paid back?
No rate is published for Perth Amboy. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Perth Amboy in the National Flood Insurance Program?
Yes. Perth Amboy appears in the FEMA Community Status Book as Perth Amboy, city of, community 340272, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Perth Amboy figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Perth Amboy.
Is zoning published for Perth Amboy?
No. Nothing on this page presents parcel level zoning.