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HomeNew JerseyMorris CountyOak Ridge CDP

Oak Ridge CDP, New Jersey: commercial real estate data.

Oak Ridge CDP is a Census CDP of 10,954 people across 13.31 square miles of land, lying across Morris County and Passaic County. Median household income is $121,875, 86.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.9 m.

67 sourced place values · tier FULL · 7 sections

Oak Ridge

What Oak Ridge is

  • Census place typeCDP
  • Land area13.31 sq mi
  • Water area0.95 sq mi
  • Population per square mile of land823
  • County holding the largest share of its areaMorris County, 75.9 percent
  • Counties this place lies inMorris County 75.9 percent, Passaic County 24.1 percent

Oak Ridge CDP crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Ridge

How many people live in Oak Ridge

  • Population10,954
  • Median age46.7
  • Population under 182,039 plus or minus 419
  • Share under 1818.6 percent
  • Population 65 and over1,946
  • Share 65 and over17.8 percent
  • Households4,347
  • Family households2,719
  • Share of households that are families62.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Ridge

Income and work in Oak Ridge

  • Median household income$121,875
  • Per capita income$57,798
  • Civilian labor force6,385
  • Employed6,046
  • Unemployed339 plus or minus 130
  • Unemployment rate5.3 percent plus or minus 2.0
  • Adults 25 and over8,041
  • Adults 25 and over with a high school diploma or higher94.5 percent
  • Adults 25 and over with a bachelor degree or higher42.8 percent
  • Adults 25 and over with a graduate degree14.8 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Ridge

Housing in Oak Ridge

  • Housing units4,423
  • Occupied units4,347
  • Vacant units76 plus or minus 70
  • Vacancy rate1.7 percent plus or minus 1.6
  • Owner occupied3,761
  • Renter occupied586 plus or minus 204
  • Ownership rate86.5 percent
  • Median owner-occupied home value$436,100
  • Median gross rent, monthly$1,372 plus or minus $278
  • Annual rent as a share of median income13.5 percent plus or minus 3.2
  • Single family units4,050
  • Share single family91.6 percent
  • Units in buildings of two or more362 plus or minus 195
  • Share in buildings of two or more8.2 percent plus or minus 4.3
  • Mobile homes11 plus or minus 17
  • Median year structure built1981

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Ridge

How Oak Ridge gets to work

  • Workers 16 and over who commute4,972
  • Commuting under 15 minutes483 plus or minus 176
  • Share commuting under 15 minutes9.7 percent plus or minus 3.3
  • Commuting 30 minutes or more3,748
  • Share commuting 30 minutes or more75.4 percent
  • Drove alone76.3 percent
  • Carpooled6.9 percent plus or minus 2.8
  • Public transport1.8 percent plus or minus 1.5
  • Walked1.5 percent plus or minus 1.1
  • Worked from home13.5 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Ridge

SBA 7(a) lending to Oak Ridge borrowers

  • Approvals6
  • Gross approval$1,880,600
  • Average approval$313,433
  • Median approval$150,000
  • Ninetieth percentile approval$875,000
  • Largest approval$875,000
  • Jobs supported49
  • Jobs per approval8.2
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more33.3 percent
  • Share to franchises16.7 percent
  • Distinct lenders5
  • Distinct industries by NAICS5

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Morris County, not Oak Ridge

Morris County context, not Oak Ridge figures

These are Morris County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Ridge measurements.

  • Establishments in Morris County16,518
  • Employment at those establishments, Morris County301,249
  • Covered employment, Morris County298,824
  • Average annual pay, Morris County$101,208
  • Average weekly wage, Morris County$1,946
  • Housing units permitted, Morris County2,055
  • Of those, single family, Morris County864
  • County product, 2024, Morris County$74,395,289,000
  • County product change over the prior year, Morris County4.3 percent
  • Average income of an arriving household, Morris County$142,777

Every figure in this section is published for Morris County as a whole and is not a measurement of Oak Ridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Oak Ridge questions, answered from the record.

How many people live in Oak Ridge, New Jersey?

10,954, in 4,347 households. Oak Ridge CDP covers 13.31 square miles of land, which is 823 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Oak Ridge in?

Oak Ridge lies in more than one. By area it is 75.9 percent in Morris County, 24.1 percent in Passaic County. This page sits under Morris County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Oak Ridge?

$121,875. The median owner-occupied home is valued at $436,100. Median gross rent is $1,372 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Oak Ridge businesses?

6 7(a) approvals totalling $1.9 m, across 5 lenders, median approval $150,000. These count approvals to borrowers whose address is in Oak Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Oak Ridge borrowers get paid back?

No rate is published for Oak Ridge. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Oak Ridge figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morris County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Ridge.

Is zoning published for Oak Ridge?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.