HomeNew JerseySomerset CountySomerville
Somerville, New Jersey: commercial real estate data.
Somerville is a Census borough of 13,410 people across 2.34 square miles of land, in Somerset County. Median household income is $103,760, 43.0 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $19.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Somerville
What Somerville is
- Census place typeborough
- Land area2.34 sq mi
- Water area0.03 sq mi
- Population per square mile of land5,736
- County holding the largest share of its areaSomerset County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
How many people live in Somerville
- Population13,410
- Median age35.9
- Population under 182,153
- Share under 1816.1 percent
- Population 65 and over1,947
- Share 65 and over14.5 percent
- Households5,980
- Family households3,213
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
Income and work in Somerville
- Median household income$103,760
- Per capita income$56,587
- Civilian labor force8,460
- Employed8,173
- Unemployed287 plus or minus 102
- Unemployment rate3.4 percent plus or minus 1.2
- Adults 25 and over10,083
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher54.7 percent
- Adults 25 and over with a graduate degree21.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
Housing in Somerville
- Housing units6,131
- Occupied units5,980
- Vacant units151 plus or minus 90
- Vacancy rate2.5 percent plus or minus 1.5
- Owner occupied2,569
- Renter occupied3,411
- Ownership rate43.0 percent
- Median owner-occupied home value$435,700
- Median gross rent, monthly$1,802
- Annual rent as a share of median income20.8 percent
- Single family units2,590
- Share single family42.2 percent
- Units in buildings of two or more3,541
- Share in buildings of two or more57.8 percent
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
How Somerville gets to work
- Workers 16 and over who commute6,562
- Commuting under 15 minutes2,061 plus or minus 482
- Share commuting under 15 minutes31.4 percent plus or minus 7.1
- Commuting 30 minutes or more2,484
- Share commuting 30 minutes or more37.9 percent
- Drove alone66.8 percent
- Carpooled6.2 percent plus or minus 2.4
- Public transport2.2 percent plus or minus 1.2
- Walked4.6 percent plus or minus 2.7
- Worked from home17.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
SBA loans in Somerville (7(a))
- Approvals41
- Gross approval$19,465,400
- Average approval$474,766
- Median approval$300,000
- Ninetieth percentile approval$1,152,700
- Largest approval$2,359,000
- Jobs supported382
- Jobs per approval9.3
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more17.1 percent
- Share to franchises9.8 percent
- Distinct lenders20
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Somerville, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somerville
SBA loans in Somerville (504)
- Approvals3
- Gross approval$3,350,000
- Average approval$1,116,667
- Median approval$713,000
- Largest approval$2,387,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Somerville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Somerville
Flood risk in Somerville
- NFIP communityBorough of Somerville
- NFIP community number340444
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The Borough of Somerville participates in the National Flood Insurance Program as community 340444 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Somerset County, not Somerville
Somerset County context, not Somerville figures
- Establishments in Somerset County9,831
- Covered employment, Somerset County190,468
- Average annual pay, Somerset County$106,418
- Housing units permitted, Somerset County635
Every figure in this section is published for Somerset County as a whole and is not a measurement of Somerville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Somerville questions, answered from the record.
How many people live in Somerville, New Jersey?
13,410, in 5,980 households. Somerville borough covers 2.34 square miles of land, which is 5,736 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Somerville in?
Somerset County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Somerville?
$103,760. The median owner-occupied home is valued at $435,700. Median gross rent is $1,802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Somerville businesses?
41 7(a) approvals totaling $19.5 m since FY2020, across 20 lenders, median approval $300,000, plus 3 504 approvals worth $3.4 m since FY2010. These count approvals to borrowers whose address is in Somerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Somerville borrowers get paid back?
No rate is published for Somerville. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Somerville in the National Flood Insurance Program?
Yes. Somerville appears in the FEMA Community Status Book as Somerville, borough of, community 340444, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Somerville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Somerset County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Somerville.
Is zoning published for Somerville?
No. Nothing on this page presents parcel level zoning.