HomeNew JerseySussex CountyHighland Lakes
Highland Lakes, New Jersey: commercial real estate data.
Highland Lakes is a Census CDP of 3,852 people across 4.32 square miles of land, in Sussex County. Median household income is $109,000, 93.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $45,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Highland Lakes
What Highland Lakes is
- Census place typeCDP
- Land area4.32 sq mi
- Water area0.66 sq mi
- Population per square mile of land891
- County holding the largest share of its areaSussex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Lakes
How many people live in Highland Lakes
- Population3,852
- Median age53.4
- Population under 18488 plus or minus 191
- Share under 1812.7 percent plus or minus 4.7
- Population 65 and over1,024 plus or minus 226
- Share 65 and over26.6 percent
- Households1,750
- Family households1,048
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Lakes
Income and work in Highland Lakes
- Median household income$109,000 plus or minus $28,478
- Per capita income$72,130
- Civilian labor force2,477
- Employed2,356
- Unemployed121 plus or minus 77
- Unemployment rate4.9 percent plus or minus 3.1
- Adults 25 and over3,224
- Adults 25 and over with a high school diploma or higher98.6 percent
- Adults 25 and over with a bachelor degree or higher50.3 percent
- Adults 25 and over with a graduate degree17.0 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Lakes
Housing in Highland Lakes
- Housing units2,097
- Occupied units1,750
- Vacant units347 plus or minus 184
- Vacancy rate16.5 percent plus or minus 8.7
- Owner occupied1,630
- Renter occupied120 plus or minus 96
- Ownership rate93.1 percent
- Median owner-occupied home value$295,300
- Median gross rent, monthly$2,169 plus or minus $960
- Annual rent as a share of median income23.9 percent plus or minus 12.3
- Single family units2,017
- Share single family96.2 percent
- Units in buildings of two or more80 plus or minus 79
- Share in buildings of two or more3.8 percent plus or minus 3.8
- Mobile homes0
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Lakes
How Highland Lakes gets to work
- Workers 16 and over who commute1,758
- Commuting under 15 minutes219 plus or minus 176
- Share commuting under 15 minutes12.5 percent plus or minus 9.8
- Commuting 30 minutes or more1,215 plus or minus 284
- Share commuting 30 minutes or more69.1 percent
- Drove alone69.1 percent
- Carpooled5.5 percent plus or minus 3.0
- Public transport1.3 percent plus or minus 1.5
- Walked0.8 percent plus or minus 1.2
- Worked from home23.3 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Lakes
SBA loans in Highland Lakes (7(a))
- Approvals2
- Gross approval$45,000
- Average approval$22,500
- Median approval$22,500
- Largest approval$25,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Highland Lakes, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sussex County, not Highland Lakes
Sussex County context, not Highland Lakes figures
- Establishments in Sussex County3,184
- Covered employment, Sussex County38,360
- Average annual pay, Sussex County$58,693
- Housing units permitted, Sussex County158
Every figure in this section is published for Sussex County as a whole and is not a measurement of Highland Lakes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Highland Lakes questions, answered from the record.
How many people live in Highland Lakes, New Jersey?
3,852, in 1,750 households. Highland Lakes CDP covers 4.32 square miles of land, which is 891 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Highland Lakes in?
Sussex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Highland Lakes?
$109,000. The median owner-occupied home is valued at $295,300. Median gross rent is $2,169 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Highland Lakes businesses?
2 7(a) approvals totaling $45,000 since FY2020, across 1 lenders, median approval $22,500. These count approvals to borrowers whose address is in Highland Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Highland Lakes borrowers get paid back?
No rate is published for Highland Lakes. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Highland Lakes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sussex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highland Lakes.
Is zoning published for Highland Lakes?
No. Nothing on this page presents parcel level zoning.