HomeNorth CarolinaAlexander CountyStony Point CDP
Stony Point CDP, North Carolina: commercial real estate data.
Stony Point CDP is a Census CDP of 1,372 people across 2.98 square miles of land, lying across Alexander County and Iredell County. Median household income is $73,209, 89.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $185,000.
65 sourced place values · tier FULL · 7 sections
Stony Point
What Stony Point is
- Census place typeCDP
- Land area2.98 sq mi
- Water area0.01 sq mi
- Population per square mile of land461 plus or minus 196
- County holding the largest share of its areaAlexander County, 81.5 percent
- Counties this place lies inAlexander County 81.5 percent, Iredell County 18.5 percent
Stony Point CDP crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stony Point
How many people live in Stony Point
- Population1,372 plus or minus 583
- Median age53.5 plus or minus 26.0
- Population under 18266 plus or minus 166
- Share under 1819.4 percent plus or minus 8.8
- Population 65 and over467 plus or minus 179
- Share 65 and over34.0 percent plus or minus 19.5
- Households585 plus or minus 222
- Family households376 plus or minus 175
- Share of households that are families64.3 percent plus or minus 17.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stony Point
Income and work in Stony Point
- Median household income$73,209
- Per capita income$35,574 plus or minus $15,143
- Civilian labor force750 plus or minus 394
- Employed750 plus or minus 394
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,046 plus or minus 419
- Adults 25 and over with a high school diploma or higher91.4 percent plus or minus 47.8
- Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 10.7
- Adults 25 and over with a graduate degree1.2 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stony Point
Housing in Stony Point
- Housing units601 plus or minus 223
- Occupied units585 plus or minus 222
- Vacant units16 plus or minus 25
- Vacancy rate2.7 percent plus or minus 4.0
- Owner occupied523 plus or minus 213
- Renter occupied62 plus or minus 73
- Ownership rate89.4 percent
- Median owner-occupied home value$171,800 plus or minus $55,263
- Single family units560 plus or minus 216
- Share single family93.2 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes41 plus or minus 34
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stony Point
How Stony Point gets to work
- Workers 16 and over who commute682 plus or minus 393
- Commuting under 15 minutes93 plus or minus 94
- Share commuting under 15 minutes13.6 percent plus or minus 11.3
- Commuting 30 minutes or more355 plus or minus 288
- Share commuting 30 minutes or more52.1 percent plus or minus 29.6
- Drove alone87.7 percent plus or minus 19.4
- Carpooled8.8 percent plus or minus 7.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.5 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stony Point
SBA 7(a) lending to Stony Point borrowers
- Approvals2
- Gross approval$185,000
- Average approval$92,500
- Median approval$175,000
- Ninetieth percentile approval$175,000
- Largest approval$175,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Alexander County, not Stony Point
Alexander County context, not Stony Point figures
These are Alexander County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stony Point measurements.
- Establishments in Alexander County598
- Employment at those establishments, Alexander County8,199
- Covered employment, Alexander County8,510
- Average annual pay, Alexander County$46,164
- Average weekly wage, Alexander County$888
- Housing units permitted, Alexander County113
- Of those, single family, Alexander County113
- County product, 2024, Alexander County$1,196,497,000
- County product change over the prior year, Alexander County5.2 percent
- Average income of an arriving household, Alexander County$54,223
Every figure in this section is published for Alexander County as a whole and is not a measurement of Stony Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stony Point questions, answered from the record.
How many people live in Stony Point, North Carolina?
1,372, in 585 households. Stony Point CDP covers 2.98 square miles of land, which is 461 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stony Point in?
Stony Point lies in more than one. By area it is 81.5 percent in Alexander County, 18.5 percent in Iredell County. This page sits under Alexander County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Stony Point?
$73,209. The median owner-occupied home is valued at $171,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stony Point businesses?
2 7(a) approvals totalling $185,000, across 2 lenders, median approval $175,000. These count approvals to borrowers whose address is in Stony Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stony Point borrowers get paid back?
No rate is published for Stony Point. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Stony Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alexander County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stony Point.
Is zoning published for Stony Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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