HomeNorth CarolinaAlleghany CountySparta town
Sparta town, North Carolina: commercial real estate data.
Sparta town is a Census town of 1,928 people across 2.35 square miles of land, in Alleghany County. Median household income is $42,454, 58.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.1 m.
70 sourced place values · tier FULL · 8 sections
Sparta
What Sparta is
- Census place typetown
- Land area2.35 sq mi
- Water area0.01 sq mi
- Population per square mile of land821
- County holding the largest share of its areaAlleghany County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How many people live in Sparta
- Population1,928
- Median age51.0
- Population under 18306 plus or minus 99
- Share under 1815.9 percent plus or minus 4.4
- Population 65 and over603 plus or minus 157
- Share 65 and over31.3 percent plus or minus 6.3
- Households957
- Family households531 plus or minus 121
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Income and work in Sparta
- Median household income$42,454 plus or minus $9,194
- Per capita income$24,694
- Civilian labor force707 plus or minus 169
- Employed688 plus or minus 166
- Unemployed19 plus or minus 22
- Unemployment rate2.7 percent plus or minus 3.0
- Adults 25 and over1,471
- Adults 25 and over with a high school diploma or higher80.9 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 9.0
- Adults 25 and over with a graduate degree10.5 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Housing in Sparta
- Housing units1,066
- Occupied units957
- Vacant units109 plus or minus 45
- Vacancy rate10.2 percent plus or minus 3.9
- Owner occupied557 plus or minus 155
- Renter occupied400 plus or minus 125
- Ownership rate58.2 percent plus or minus 12.0
- Median owner-occupied home value$209,600 plus or minus $53,269
- Median gross rent, monthly$563 plus or minus $144
- Annual rent as a share of median income15.9 percent plus or minus 5.3
- Single family units772 plus or minus 171
- Share single family72.4 percent
- Units in buildings of two or more270 plus or minus 80
- Share in buildings of two or more25.3 percent plus or minus 6.2
- Mobile homes24 plus or minus 22
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How Sparta gets to work
- Workers 16 and over who commute522 plus or minus 135
- Commuting under 15 minutes312 plus or minus 100
- Share commuting under 15 minutes59.8 percent
- Commuting 30 minutes or more83 plus or minus 50
- Share commuting 30 minutes or more15.9 percent plus or minus 8.7
- Drove alone55.4 percent
- Carpooled19.9 percent plus or minus 5.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.0
- Worked from home23.7 percent plus or minus 13.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
SBA 7(a) lending to Sparta borrowers
- Approvals7
- Gross approval$4,071,400
- Average approval$581,629
- Median approval$215,000
- Ninetieth percentile approval$2,784,600
- Largest approval$2,784,600
- Jobs supported34
- Jobs per approval4.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more57.1 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS7
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sparta
Flood programme status in Sparta
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370005
- Currently effective map date11/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Alleghany County, not Sparta
Alleghany County context, not Sparta figures
These are Alleghany County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sparta measurements.
- Establishments in Alleghany County257
- Employment at those establishments, Alleghany County2,163
- Covered employment, Alleghany County3,434
- Average annual pay, Alleghany County$42,104
- Average weekly wage, Alleghany County$810
- Housing units permitted, Alleghany County91
- Of those, single family, Alleghany County91
- County product, 2024, Alleghany County$419,999,000
- County product change over the prior year, Alleghany County5.9 percent
- Average income of an arriving household, Alleghany County$97,625
Every figure in this section is published for Alleghany County as a whole and is not a measurement of Sparta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sparta questions, answered from the record.
How many people live in Sparta, North Carolina?
1,928, in 957 households. Sparta town covers 2.35 square miles of land, which is 821 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sparta in?
Alleghany County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sparta?
$42,454. The median owner-occupied home is valued at $209,600. Median gross rent is $563 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sparta businesses?
7 7(a) approvals totalling $4.1 m, across 4 lenders, median approval $215,000. These count approvals to borrowers whose address is in Sparta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sparta borrowers get paid back?
No rate is published for Sparta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sparta in the National Flood Insurance Program?
Yes. Sparta appears in the FEMA Community Status Book as community 370005, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sparta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Alleghany County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sparta.
Is zoning published for Sparta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.