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HomeNorth CarolinaAvery CountySugar Mountain

Sugar Mountain, North Carolina: commercial real estate data.

Sugar Mountain is a Census village of 539 people across 2.46 square miles of land, in Avery County. Median household income is $96,094, 93.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $185,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sugar Mountain

What Sugar Mountain is

  • Census place typevillage
  • Land area2.46 sq mi
  • Water area0 sq mi
  • Population per square mile of land219 plus or minus 63
  • County holding the largest share of its areaAvery County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Mountain

How many people live in Sugar Mountain

  • Population539 plus or minus 154
  • Median age66.8
  • Population under 1850 plus or minus 25
  • Share under 189.3 percent plus or minus 3.9
  • Population 65 and over283 plus or minus 60
  • Share 65 and over52.5 percent plus or minus 18.6
  • Households313 plus or minus 91
  • Family households181 plus or minus 60
  • Share of households that are families57.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Mountain

Income and work in Sugar Mountain

  • Median household income$96,094
  • Per capita income$90,458 plus or minus $19,777
  • Civilian labor force179 plus or minus 72
  • Employed164 plus or minus 66
  • Unemployed15 plus or minus 13
  • Unemployment rate8.4 percent plus or minus 6.4
  • Adults 25 and over479 plus or minus 132
  • Adults 25 and over with a high school diploma or higher98.5 percent plus or minus 33.5
  • Adults 25 and over with a bachelor degree or higher65.3 percent plus or minus 24.5
  • Adults 25 and over with a graduate degree30.7 percent plus or minus 6.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Mountain

Housing in Sugar Mountain

  • Housing units1,710
  • Occupied units313 plus or minus 91
  • Vacant units1,397
  • Vacancy rate81.7 percent
  • Owner occupied291 plus or minus 87
  • Renter occupied22 plus or minus 13
  • Ownership rate93.0 percent
  • Median owner-occupied home value$343,800
  • Median gross rent, monthly$1,500 plus or minus $482
  • Annual rent as a share of median income18.7 percent plus or minus 6.9
  • Single family units447
  • Share single family26.1 percent
  • Units in buildings of two or more1,263
  • Share in buildings of two or more73.9 percent
  • Mobile homes0
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Mountain

How Sugar Mountain gets to work

  • Workers 16 and over who commute121 plus or minus 58
  • Commuting under 15 minutes43 plus or minus 29
  • Share commuting under 15 minutes35.5 percent plus or minus 16.5
  • Commuting 30 minutes or more24 plus or minus 21
  • Share commuting 30 minutes or more19.8 percent plus or minus 14.4
  • Drove alone68.3 percent plus or minus 21.3
  • Carpooled1.8 percent plus or minus 3.0
  • Public transport0.0 percent
  • Walked2.4 percent plus or minus 2.9
  • Worked from home26.2 percent plus or minus 14.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Mountain

SBA loans in Sugar Mountain (7(a))

  • Approvals1
  • Gross approval$185,000
  • Average approval$185,000
  • Median approval$185,000
  • Largest approval$185,000
  • Jobs supported16
  • Jobs per approval16.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Sugar Mountain, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sugar Mountain

Flood risk in Sugar Mountain

  • NFIP communityVillage of Sugar Mountain
  • NFIP community number370687
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The Village of Sugar Mountain participates in the National Flood Insurance Program as community 370687 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Avery County, not Sugar Mountain

Avery County context, not Sugar Mountain figures

  • Establishments in Avery County539
  • Covered employment, Avery County7,186
  • Average annual pay, Avery County$44,456
  • Housing units permitted, Avery County95

Every figure in this section is published for Avery County as a whole and is not a measurement of Sugar Mountain.

All Avery County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sugar Mountain questions, answered from the record.

How many people live in Sugar Mountain, North Carolina?

539, in 313 households. Sugar Mountain village covers 2.46 square miles of land, which is 219 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sugar Mountain in?

Avery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sugar Mountain?

$96,094. The median owner-occupied home is valued at $343,800. Median gross rent is $1,500 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sugar Mountain businesses?

1 7(a) approvals totaling $185,000 since FY2020, across 1 lenders, median approval $185,000. These count approvals to borrowers whose address is in Sugar Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sugar Mountain borrowers get paid back?

No rate is published for Sugar Mountain. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sugar Mountain in the National Flood Insurance Program?

Yes. Sugar Mountain appears in the FEMA Community Status Book as Sugar Mountain, village of, community 370687, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sugar Mountain figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Avery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sugar Mountain.

Is zoning published for Sugar Mountain?

No. Nothing on this page presents parcel level zoning.