HomeNorth CarolinaBurke CountyValdese town
Valdese town, North Carolina: commercial real estate data.
Valdese town is a Census town of 4,704 people across 7.86 square miles of land, in Burke County. Median household income is $50,740, 72.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.0 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Valdese
What Valdese is
- Census place typetown
- Land area7.86 sq mi
- Water area0.01 sq mi
- Population per square mile of land599
- County holding the largest share of its areaBurke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
How many people live in Valdese
- Population4,704
- Median age52.6
- Population under 18847 plus or minus 221
- Share under 1818.0 percent plus or minus 4.7
- Population 65 and over1,207 plus or minus 274
- Share 65 and over25.7 percent plus or minus 5.8
- Households2,378
- Family households1,277
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
Income and work in Valdese
- Median household income$50,740
- Per capita income$41,651 plus or minus $9,045
- Civilian labor force2,276
- Employed2,144
- Unemployed132 plus or minus 81
- Unemployment rate5.8 percent plus or minus 3.5
- Adults 25 and over3,646
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher37.2 percent plus or minus 7.8
- Adults 25 and over with a graduate degree14.4 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
Housing in Valdese
- Housing units2,427
- Occupied units2,378
- Vacant units49 plus or minus 71
- Vacancy rate2.0 percent plus or minus 2.9
- Owner occupied1,733
- Renter occupied645 plus or minus 215
- Ownership rate72.9 percent
- Median owner-occupied home value$209,800
- Median gross rent, monthly$665 plus or minus $301
- Annual rent as a share of median income15.7 percent plus or minus 7.4
- Single family units1,841
- Share single family75.9 percent
- Units in buildings of two or more491 plus or minus 211
- Share in buildings of two or more20.2 percent plus or minus 8.5
- Mobile homes95 plus or minus 82
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
How Valdese gets to work
- Workers 16 and over who commute1,877
- Commuting under 15 minutes381 plus or minus 119
- Share commuting under 15 minutes20.3 percent plus or minus 5.2
- Commuting 30 minutes or more643 plus or minus 202
- Share commuting 30 minutes or more34.3 percent plus or minus 8.8
- Drove alone87.7 percent
- Carpooled1.4 percent plus or minus 1.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
SBA loans in Valdese (7(a))
- Approvals6
- Gross approval$3,006,100
- Average approval$501,017
- Median approval$49,600
- Ninetieth percentile approval$2,435,000
- Largest approval$2,435,000
- Jobs supported27
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valdese
Flood risk in Valdese
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370298
- Currently effective map date07/07/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Burke County, not Valdese
Burke County context, not Valdese figures
These are Burke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valdese measurements.
- Establishments in Burke County1,540
- Employment at those establishments, Burke County24,509
- Covered employment, Burke County29,553
- Average annual pay, Burke County$48,986
- Average weekly wage, Burke County$942
- Housing units permitted, Burke County422
- Of those, single family, Burke County322
- County product, 2024, Burke County$3,724,357,000
- County product change over the prior year, Burke County6.5 percent
- Average income of an arriving household, Burke County$57,591
Every figure in this section is published for Burke County as a whole and is not a measurement of Valdese. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valdese questions, answered from the record.
How many people live in Valdese, North Carolina?
4,704, in 2,378 households. Valdese town covers 7.86 square miles of land, which is 599 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valdese in?
Burke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valdese?
$50,740. The median owner-occupied home is valued at $209,800. Median gross rent is $665 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valdese businesses?
6 7(a) approvals totalling $3.0 m, across 4 lenders, median approval $49,600. These count approvals to borrowers whose address is in Valdese, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valdese borrowers get paid back?
No rate is published for Valdese. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Valdese in the National Flood Insurance Program?
Yes. Valdese appears in the FEMA Community Status Book as community 370298, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valdese figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Burke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valdese.
Is zoning published for Valdese?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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