HomeNorth CarolinaBurke CountyValdese
Valdese, North Carolina: commercial real estate data.
Valdese is a Census town of 4,704 people across 7.86 square miles of land, in Burke County. Median household income is $50,740, 72.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valdese
What Valdese is
- Census place typetown
- Land area7.86 sq mi
- Water area0.01 sq mi
- Population per square mile of land599
- County holding the largest share of its areaBurke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
How many people live in Valdese
- Population4,704
- Median age52.6
- Population under 18847 plus or minus 221
- Share under 1818.0 percent plus or minus 4.7
- Population 65 and over1,207 plus or minus 274
- Share 65 and over25.7 percent plus or minus 5.8
- Households2,378
- Family households1,277
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
Income and work in Valdese
- Median household income$50,740
- Per capita income$41,651 plus or minus $9,045
- Civilian labor force2,276
- Employed2,144
- Unemployed132 plus or minus 81
- Unemployment rate5.8 percent plus or minus 3.5
- Adults 25 and over3,646
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher37.2 percent plus or minus 7.8
- Adults 25 and over with a graduate degree14.4 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
Housing in Valdese
- Housing units2,427
- Occupied units2,378
- Vacant units49 plus or minus 71
- Vacancy rate2.0 percent plus or minus 2.9
- Owner occupied1,733
- Renter occupied645 plus or minus 215
- Ownership rate72.9 percent
- Median owner-occupied home value$209,800
- Median gross rent, monthly$665 plus or minus $301
- Annual rent as a share of median income15.7 percent plus or minus 7.4
- Single family units1,841
- Share single family75.9 percent
- Units in buildings of two or more491 plus or minus 211
- Share in buildings of two or more20.2 percent plus or minus 8.5
- Mobile homes95 plus or minus 82
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
How Valdese gets to work
- Workers 16 and over who commute1,877
- Commuting under 15 minutes381 plus or minus 119
- Share commuting under 15 minutes20.3 percent plus or minus 5.2
- Commuting 30 minutes or more643 plus or minus 202
- Share commuting 30 minutes or more34.3 percent plus or minus 8.8
- Drove alone87.7 percent
- Carpooled1.4 percent plus or minus 1.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valdese
SBA loans in Valdese (7(a))
- Approvals6
- Gross approval$3,006,100
- Average approval$501,017
- Median approval$37,300
- Largest approval$2,435,000
- Jobs supported27
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Valdese, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valdese
Flood risk in Valdese
- NFIP communityTown of Valdese
- NFIP community number370298
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/07/09
The Town of Valdese participates in the National Flood Insurance Program as community 370298 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Burke County, not Valdese
Burke County context, not Valdese figures
- Establishments in Burke County1,540
- Covered employment, Burke County29,553
- Average annual pay, Burke County$48,986
- Housing units permitted, Burke County422
Every figure in this section is published for Burke County as a whole and is not a measurement of Valdese.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valdese questions, answered from the record.
How many people live in Valdese, North Carolina?
4,704, in 2,378 households. Valdese town covers 7.86 square miles of land, which is 599 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valdese in?
Burke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valdese?
$50,740. The median owner-occupied home is valued at $209,800. Median gross rent is $665 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valdese businesses?
6 7(a) approvals totaling $3.0 m since FY2020, across 4 lenders, median approval $37,300. These count approvals to borrowers whose address is in Valdese, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valdese borrowers get paid back?
No rate is published for Valdese. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Valdese in the National Flood Insurance Program?
Yes. Valdese appears in the FEMA Community Status Book as Valdese, town of, community 370298, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valdese figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Burke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valdese.
Is zoning published for Valdese?
No. Nothing on this page presents parcel level zoning.
Nearby