HomeNorth CarolinaCaldwell CountyLenoir
Lenoir, North Carolina: commercial real estate data.
Lenoir is a Census city of 18,299 people across 20.83 square miles of land, in Caldwell County. Median household income is $49,910, 64.2 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $15.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lenoir
What Lenoir is
- Census place typecity
- Land area20.83 sq mi
- Water area0.01 sq mi
- Population per square mile of land879
- County holding the largest share of its areaCaldwell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
How many people live in Lenoir
- Population18,299
- Median age45.7
- Population under 183,562
- Share under 1819.5 percent
- Population 65 and over4,199
- Share 65 and over22.9 percent
- Households8,199
- Family households4,830
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
Income and work in Lenoir
- Median household income$49,910
- Per capita income$29,565
- Civilian labor force7,925
- Employed7,562
- Unemployed363 plus or minus 199
- Unemployment rate4.6 percent plus or minus 2.5
- Adults 25 and over13,360
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
Housing in Lenoir
- Housing units9,047
- Occupied units8,199
- Vacant units848 plus or minus 273
- Vacancy rate9.4 percent plus or minus 3.0
- Owner occupied5,263
- Renter occupied2,936
- Ownership rate64.2 percent
- Median owner-occupied home value$179,400
- Median gross rent, monthly$664
- Annual rent as a share of median income16.0 percent
- Single family units6,388
- Share single family70.6 percent
- Units in buildings of two or more2,121 plus or minus 491
- Share in buildings of two or more23.4 percent plus or minus 5.3
- Mobile homes538 plus or minus 214
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
How Lenoir gets to work
- Workers 16 and over who commute6,578
- Commuting under 15 minutes2,797 plus or minus 586
- Share commuting under 15 minutes42.5 percent
- Commuting 30 minutes or more2,400 plus or minus 553
- Share commuting 30 minutes or more36.5 percent
- Drove alone77.2 percent
- Carpooled10.5 percent plus or minus 4.5
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.4
- Worked from home11.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
SBA loans in Lenoir (7(a))
- Approvals18
- Gross approval$15,002,400
- Average approval$833,467
- Median approval$282,000
- Largest approval$3,501,500
- Jobs supported318
- Jobs per approval17.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term155 months
- Share on real estate terms of 20 years or more38.9 percent
- Share to franchises11.1 percent
- Distinct lenders14
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Lenoir, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lenoir
SBA loans in Lenoir (504)
- Approvals4
- Gross approval$3,638,000
- Average approval$909,500
- Median approval$863,000
- Largest approval$1,798,000
- Jobs supported131
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lenoir, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lenoir
Flood risk in Lenoir
- NFIP communityCity of Lenoir
- NFIP community number370040
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/07/09
The City of Lenoir participates in the National Flood Insurance Program as community 370040 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Caldwell County, not Lenoir
Caldwell County context, not Lenoir figures
- Establishments in Caldwell County1,414
- Covered employment, Caldwell County25,506
- Average annual pay, Caldwell County$50,605
- Housing units permitted, Caldwell County224
Every figure in this section is published for Caldwell County as a whole and is not a measurement of Lenoir.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lenoir questions, answered from the record.
How many people live in Lenoir, North Carolina?
18,299, in 8,199 households. Lenoir city covers 20.83 square miles of land, which is 879 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lenoir in?
Caldwell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lenoir?
$49,910. The median owner-occupied home is valued at $179,400. Median gross rent is $664 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lenoir businesses?
18 7(a) approvals totaling $15.0 m since FY2020, across 14 lenders, median approval $282,000, plus 4 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Lenoir, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lenoir borrowers get paid back?
No rate is published for Lenoir. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lenoir in the National Flood Insurance Program?
Yes. Lenoir appears in the FEMA Community Status Book as Lenoir, city of, community 370040, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lenoir figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caldwell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lenoir.
Is zoning published for Lenoir?
No. Nothing on this page presents parcel level zoning.
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