HomeNorth CarolinaCaldwell CountyLenoir city
Lenoir city, North Carolina: commercial real estate data.
Lenoir city is a Census city of 18,299 people across 20.83 square miles of land, in Caldwell County. Median household income is $49,910, 64.2 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $15.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lenoir
What Lenoir is
- Census place typecity
- Land area20.83 sq mi
- Water area0.01 sq mi
- Population per square mile of land879
- County holding the largest share of its areaCaldwell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
How many people live in Lenoir
- Population18,299
- Median age45.7
- Population under 183,562
- Share under 1819.5 percent
- Population 65 and over4,199
- Share 65 and over22.9 percent
- Households8,199
- Family households4,830
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
Income and work in Lenoir
- Median household income$49,910
- Per capita income$29,565
- Civilian labor force7,925
- Employed7,562
- Unemployed363 plus or minus 199
- Unemployment rate4.6 percent plus or minus 2.5
- Adults 25 and over13,360
- Adults 25 and over with a high school diploma or higher85.2 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
Housing in Lenoir
- Housing units9,047
- Occupied units8,199
- Vacant units848 plus or minus 273
- Vacancy rate9.4 percent plus or minus 3.0
- Owner occupied5,263
- Renter occupied2,936
- Ownership rate64.2 percent
- Median owner-occupied home value$179,400
- Median gross rent, monthly$664
- Annual rent as a share of median income16.0 percent
- Single family units6,388
- Share single family70.6 percent
- Units in buildings of two or more2,121 plus or minus 491
- Share in buildings of two or more23.4 percent plus or minus 5.3
- Mobile homes538 plus or minus 214
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
How Lenoir gets to work
- Workers 16 and over who commute6,578
- Commuting under 15 minutes2,797 plus or minus 586
- Share commuting under 15 minutes42.5 percent
- Commuting 30 minutes or more2,400 plus or minus 553
- Share commuting 30 minutes or more36.5 percent
- Drove alone77.2 percent
- Carpooled10.5 percent plus or minus 4.5
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.4
- Worked from home11.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lenoir
SBA loans in Lenoir (7(a))
- Approvals18
- Gross approval$15,002,400
- Average approval$833,467
- Median approval$314,000
- Ninetieth percentile approval$3,246,000
- Largest approval$3,501,500
- Jobs supported318
- Jobs per approval17.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term156 months
- Share on real estate terms of 20 years or more38.9 percent
- Share to franchises11.1 percent
- Distinct lenders14
- Distinct industries by NAICS17
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lenoir
SBA loans in Lenoir (504)
- Approvals4
- Gross approval$3,638,000
- Average approval$909,500
- Median approval$1,167,000
- Largest approval$1,798,000
- Jobs supported131
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lenoir
Flood risk in Lenoir
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370040
- Currently effective map date07/07/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Caldwell County, not Lenoir
Caldwell County context, not Lenoir figures
These are Caldwell County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lenoir measurements.
- Establishments in Caldwell County1,414
- Employment at those establishments, Caldwell County23,930
- Covered employment, Caldwell County25,506
- Average annual pay, Caldwell County$50,605
- Average weekly wage, Caldwell County$973
- Housing units permitted, Caldwell County224
- Of those, single family, Caldwell County224
- County product, 2024, Caldwell County$3,307,968,000
- County product change over the prior year, Caldwell County4.8 percent
- Average income of an arriving household, Caldwell County$60,364
Every figure in this section is published for Caldwell County as a whole and is not a measurement of Lenoir. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lenoir questions, answered from the record.
How many people live in Lenoir, North Carolina?
18,299, in 8,199 households. Lenoir city covers 20.83 square miles of land, which is 879 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lenoir in?
Caldwell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lenoir?
$49,910. The median owner-occupied home is valued at $179,400. Median gross rent is $664 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lenoir businesses?
18 7(a) approvals totalling $15.0 m, across 14 lenders, median approval $314,000, plus 4 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Lenoir, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lenoir borrowers get paid back?
No rate is published for Lenoir. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lenoir in the National Flood Insurance Program?
Yes. Lenoir appears in the FEMA Community Status Book as community 370040, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lenoir figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caldwell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lenoir.
Is zoning published for Lenoir?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby