HomeNorth CarolinaChatham CountySiler City
Siler City, North Carolina: commercial real estate data.
Siler City is a Census town of 7,995 people across 6.74 square miles of land, in Chatham County. Median household income is $46,566, 56.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $8.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Siler City
What Siler City is
- Census place typetown
- Land area6.74 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,185
- County holding the largest share of its areaChatham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Siler City
How many people live in Siler City
- Population7,995
- Median age35.6
- Population under 182,136
- Share under 1826.7 percent
- Population 65 and over893 plus or minus 223
- Share 65 and over11.2 percent plus or minus 2.8
- Households3,027
- Family households1,898
- Share of households that are families62.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Siler City
Income and work in Siler City
- Median household income$46,566 plus or minus $16,200
- Per capita income$25,668 plus or minus $6,646
- Civilian labor force3,826
- Employed3,645
- Unemployed181 plus or minus 117
- Unemployment rate4.7 percent plus or minus 3.0
- Adults 25 and over4,992
- Adults 25 and over with a high school diploma or higher66.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 5.7
- Adults 25 and over with a graduate degree5.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Siler City
Housing in Siler City
- Housing units3,309
- Occupied units3,027
- Vacant units282 plus or minus 118
- Vacancy rate8.5 percent plus or minus 3.5
- Owner occupied1,696
- Renter occupied1,331 plus or minus 314
- Ownership rate56.0 percent
- Median owner-occupied home value$154,600
- Median gross rent, monthly$1,000 plus or minus $213
- Annual rent as a share of median income25.8 percent plus or minus 10.5
- Single family units1,878
- Share single family56.8 percent
- Units in buildings of two or more763 plus or minus 267
- Share in buildings of two or more23.1 percent plus or minus 7.8
- Mobile homes668 plus or minus 309
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Siler City
How Siler City gets to work
- Workers 16 and over who commute3,364
- Commuting under 15 minutes1,223 plus or minus 351
- Share commuting under 15 minutes36.4 percent plus or minus 9.8
- Commuting 30 minutes or more752 plus or minus 252
- Share commuting 30 minutes or more22.4 percent plus or minus 7.2
- Drove alone79.7 percent
- Carpooled11.7 percent plus or minus 6.0
- Public transport0.0 percent
- Walked4.1 percent plus or minus 4.2
- Worked from home3.7 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Siler City
SBA loans in Siler City (7(a))
- Approvals9
- Gross approval$8,748,700
- Average approval$972,078
- Median approval$300,000
- Largest approval$3,000,000
- Jobs supported69
- Jobs per approval7.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises11.1 percent
- Distinct lenders8
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Siler City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Siler City
SBA loans in Siler City (504)
- Approvals3
- Gross approval$1,346,000
- Average approval$448,667
- Median approval$225,000
- Largest approval$1,033,000
- Jobs supported10
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Siler City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Siler City
Flood risk in Siler City
- NFIP communityTown of Siler City
- NFIP community number370058
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/17/17
The Town of Siler City participates in the National Flood Insurance Program as community 370058 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chatham County, not Siler City
Chatham County context, not Siler City figures
- Establishments in Chatham County1,719
- Covered employment, Chatham County18,540
- Average annual pay, Chatham County$51,876
- Housing units permitted, Chatham County465
Every figure in this section is published for Chatham County as a whole and is not a measurement of Siler City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Siler City questions, answered from the record.
How many people live in Siler City, North Carolina?
7,995, in 3,027 households. Siler City town covers 6.74 square miles of land, which is 1,185 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Siler City in?
Chatham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Siler City?
$46,566. The median owner-occupied home is valued at $154,600. Median gross rent is $1,000 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Siler City businesses?
9 7(a) approvals totaling $8.7 m since FY2020, across 8 lenders, median approval $300,000, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Siler City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Siler City borrowers get paid back?
No rate is published for Siler City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Siler City in the National Flood Insurance Program?
Yes. Siler City appears in the FEMA Community Status Book as Siler City, town of, community 370058, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Siler City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chatham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Siler City.
Is zoning published for Siler City?
No. Nothing on this page presents parcel level zoning.