HomeNorth CarolinaCherokee CountyAndrews town
Andrews town, North Carolina: commercial real estate data.
Andrews town is a Census town of 1,998 people across 1.64 square miles of land, in Cherokee County. Median household income is $37,061, 57.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.6 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Andrews
What Andrews is
- Census place typetown
- Land area1.64 sq mi
- Water area0 sq mi
- Population per square mile of land1,215
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andrews
How many people live in Andrews
- Population1,998
- Median age46.6
- Population under 18452 plus or minus 148
- Share under 1822.6 percent plus or minus 6.4
- Population 65 and over482 plus or minus 160
- Share 65 and over24.1 percent plus or minus 7.0
- Households953
- Family households416 plus or minus 88
- Share of households that are families43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andrews
Income and work in Andrews
- Median household income$37,061 plus or minus $8,433
- Per capita income$24,420
- Civilian labor force902 plus or minus 225
- Employed852 plus or minus 207
- Unemployed50 plus or minus 53
- Unemployment rate5.5 percent plus or minus 5.7
- Adults 25 and over1,463
- Adults 25 and over with a high school diploma or higher84.4 percent
- Adults 25 and over with a bachelor degree or higher12.6 percent plus or minus 4.1
- Adults 25 and over with a graduate degree2.9 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andrews
Housing in Andrews
- Housing units1,084
- Occupied units953
- Vacant units131 plus or minus 68
- Vacancy rate12.1 percent plus or minus 6.0
- Owner occupied549 plus or minus 149
- Renter occupied404 plus or minus 99
- Ownership rate57.6 percent plus or minus 12.9
- Median owner-occupied home value$98,600
- Median gross rent, monthly$712
- Annual rent as a share of median income23.1 percent plus or minus 5.5
- Single family units564 plus or minus 141
- Share single family52.0 percent plus or minus 10.4
- Units in buildings of two or more83 plus or minus 50
- Share in buildings of two or more7.7 percent plus or minus 4.5
- Mobile homes437 plus or minus 167
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andrews
How Andrews gets to work
- Workers 16 and over who commute852 plus or minus 202
- Commuting under 15 minutes421 plus or minus 176
- Share commuting under 15 minutes49.4 percent plus or minus 17.0
- Commuting 30 minutes or more197 plus or minus 130
- Share commuting 30 minutes or more23.1 percent plus or minus 14.2
- Drove alone81.4 percent
- Carpooled12.4 percent plus or minus 8.6
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home2.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Andrews
SBA loans in Andrews (7(a))
- Approvals3
- Gross approval$1,597,000
- Average approval$532,333
- Median approval$19,500
- Ninetieth percentile approval$1,560,000
- Largest approval$1,560,000
- Jobs supported16
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andrews
Flood risk in Andrews
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370060
- Currently effective map date04/19/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cherokee County, not Andrews
Cherokee County context, not Andrews figures
These are Cherokee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Andrews measurements.
- Establishments in Cherokee County649
- Employment at those establishments, Cherokee County7,678
- Covered employment, Cherokee County7,976
- Average annual pay, Cherokee County$45,626
- Average weekly wage, Cherokee County$877
- Housing units permitted, Cherokee County232
- Of those, single family, Cherokee County232
- County product, 2024, Cherokee County$1,183,620,000
- County product change over the prior year, Cherokee County7.1 percent
- Average income of an arriving household, Cherokee County$69,738
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Andrews. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Andrews questions, answered from the record.
How many people live in Andrews, North Carolina?
1,998, in 953 households. Andrews town covers 1.64 square miles of land, which is 1,215 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Andrews in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Andrews?
$37,061. The median owner-occupied home is valued at $98,600. Median gross rent is $712 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Andrews businesses?
3 7(a) approvals totalling $1.6 m, across 3 lenders, median approval $19,500. These count approvals to borrowers whose address is in Andrews, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Andrews borrowers get paid back?
No rate is published for Andrews. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Andrews in the National Flood Insurance Program?
Yes. Andrews appears in the FEMA Community Status Book as community 370060, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Andrews figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Andrews.
Is zoning published for Andrews?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.