HomeNorth CarolinaClay CountyHayesville town
Hayesville town, North Carolina: commercial real estate data.
Hayesville town is a Census town of 1,208 people across 0.64 square miles of land, in Clay County. Median household income is $55,625, 59.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.9 m.
70 sourced place values · tier FULL · 8 sections
Hayesville
What Hayesville is
- Census place typetown
- Land area0.64 sq mi
- Water area0 sq mi
- Population per square mile of land1,899 plus or minus 781
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
How many people live in Hayesville
- Population1,208 plus or minus 497
- Median age35.8
- Population under 18428 plus or minus 178
- Share under 1835.4 percent
- Population 65 and over269 plus or minus 77
- Share 65 and over22.3 percent plus or minus 11.2
- Households320 plus or minus 113
- Family households196 plus or minus 85
- Share of households that are families61.3 percent plus or minus 15.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
Income and work in Hayesville
- Median household income$55,625 plus or minus $17,088
- Per capita income$18,553 plus or minus $3,965
- Civilian labor force389 plus or minus 233
- Employed389 plus or minus 233
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over684 plus or minus 212
- Adults 25 and over with a high school diploma or higher83.8 percent plus or minus 33.4
- Adults 25 and over with a bachelor degree or higher19.3 percent plus or minus 8.1
- Adults 25 and over with a graduate degree6.1 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
Housing in Hayesville
- Housing units409 plus or minus 139
- Occupied units320 plus or minus 113
- Vacant units89 plus or minus 82
- Vacancy rate21.8 percent plus or minus 18.6
- Owner occupied189 plus or minus 78
- Renter occupied131 plus or minus 66
- Ownership rate59.1 percent plus or minus 12.6
- Median owner-occupied home value$254,700
- Median gross rent, monthly$499 plus or minus $281
- Annual rent as a share of median income10.8 percent plus or minus 6.9
- Single family units315 plus or minus 115
- Share single family77.0 percent
- Units in buildings of two or more79 plus or minus 59
- Share in buildings of two or more19.3 percent plus or minus 12.8
- Mobile homes15 plus or minus 15
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
How Hayesville gets to work
- Workers 16 and over who commute367 plus or minus 228
- Commuting under 15 minutes185 plus or minus 100
- Share commuting under 15 minutes50.4 percent plus or minus 41.5
- Commuting 30 minutes or more66 plus or minus 47
- Share commuting 30 minutes or more18.0 percent plus or minus 6.2
- Drove alone86.9 percent
- Carpooled6.7 percent plus or minus 10.3
- Public transport0.8 percent plus or minus 1.2
- Walked0.0 percent
- Worked from home5.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
SBA 7(a) lending to Hayesville borrowers
- Approvals5
- Gross approval$3,901,000
- Average approval$780,200
- Median approval$845,000
- Ninetieth percentile approval$1,732,000
- Largest approval$1,732,000
- Jobs supported36
- Jobs per approval7.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hayesville
Flood programme status in Hayesville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370431
- Currently effective map date05/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clay County, not Hayesville
Clay County context, not Hayesville figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hayesville measurements.
- Establishments in Clay County252
- Employment at those establishments, Clay County1,822
- Covered employment, Clay County2,182
- Average annual pay, Clay County$46,931
- Average weekly wage, Clay County$903
- Housing units permitted, Clay County143
- Of those, single family, Clay County137
- County product, 2024, Clay County$328,218,000
- County product change over the prior year, Clay County3.9 percent
- Average income of an arriving household, Clay County$87,316
Every figure in this section is published for Clay County as a whole and is not a measurement of Hayesville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hayesville questions, answered from the record.
How many people live in Hayesville, North Carolina?
1,208, in 320 households. Hayesville town covers 0.64 square miles of land, which is 1,899 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hayesville in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hayesville?
$55,625. The median owner-occupied home is valued at $254,700. Median gross rent is $499 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hayesville businesses?
5 7(a) approvals totalling $3.9 m, across 4 lenders, median approval $845,000. These count approvals to borrowers whose address is in Hayesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hayesville borrowers get paid back?
No rate is published for Hayesville. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Hayesville in the National Flood Insurance Program?
Yes. Hayesville appears in the FEMA Community Status Book as community 370431, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hayesville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hayesville.
Is zoning published for Hayesville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.