HomeNorth CarolinaClay CountyHayesville
Hayesville, North Carolina: commercial real estate data.
Hayesville is a Census town of 1,208 people across 0.64 square miles of land, in Clay County. Median household income is $55,625, 59.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hayesville
What Hayesville is
- Census place typetown
- Land area0.64 sq mi
- Water area0 sq mi
- Population per square mile of land1,899 plus or minus 781
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
How many people live in Hayesville
- Population1,208 plus or minus 497
- Median age35.8
- Population under 18428 plus or minus 178
- Share under 1835.4 percent
- Population 65 and over269 plus or minus 77
- Share 65 and over22.3 percent plus or minus 11.2
- Households320 plus or minus 113
- Family households196 plus or minus 85
- Share of households that are families61.3 percent plus or minus 15.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
Income and work in Hayesville
- Median household income$55,625 plus or minus $17,088
- Per capita income$18,553 plus or minus $3,965
- Civilian labor force389 plus or minus 233
- Employed389 plus or minus 233
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over684 plus or minus 212
- Adults 25 and over with a high school diploma or higher83.8 percent plus or minus 33.4
- Adults 25 and over with a bachelor degree or higher19.3 percent plus or minus 8.1
- Adults 25 and over with a graduate degree6.1 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
Housing in Hayesville
- Housing units409 plus or minus 139
- Occupied units320 plus or minus 113
- Vacant units89 plus or minus 82
- Vacancy rate21.8 percent plus or minus 18.6
- Owner occupied189 plus or minus 78
- Renter occupied131 plus or minus 66
- Ownership rate59.1 percent plus or minus 12.6
- Median owner-occupied home value$254,700
- Median gross rent, monthly$499 plus or minus $281
- Annual rent as a share of median income10.8 percent plus or minus 6.9
- Single family units315 plus or minus 115
- Share single family77.0 percent
- Units in buildings of two or more79 plus or minus 59
- Share in buildings of two or more19.3 percent plus or minus 12.8
- Mobile homes15 plus or minus 15
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
How Hayesville gets to work
- Workers 16 and over who commute367 plus or minus 228
- Commuting under 15 minutes185 plus or minus 100
- Share commuting under 15 minutes50.4 percent plus or minus 41.5
- Commuting 30 minutes or more66 plus or minus 47
- Share commuting 30 minutes or more18.0 percent plus or minus 6.2
- Drove alone86.9 percent
- Carpooled6.7 percent plus or minus 10.3
- Public transport0.8 percent plus or minus 1.2
- Walked0.0 percent
- Worked from home5.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hayesville
SBA loans in Hayesville (7(a))
- Approvals5
- Gross approval$3,901,000
- Average approval$780,200
- Median approval$845,000
- Largest approval$1,732,000
- Jobs supported36
- Jobs per approval7.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Hayesville, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hayesville
Flood risk in Hayesville
- NFIP communityTown of Hayesville
- NFIP community number370431
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/04/09
The Town of Hayesville participates in the National Flood Insurance Program as community 370431 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Hayesville
Clay County context, not Hayesville figures
- Establishments in Clay County252
- Covered employment, Clay County2,182
- Average annual pay, Clay County$46,931
- Housing units permitted, Clay County143
Every figure in this section is published for Clay County as a whole and is not a measurement of Hayesville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hayesville questions, answered from the record.
How many people live in Hayesville, North Carolina?
1,208, in 320 households. Hayesville town covers 0.64 square miles of land, which is 1,899 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hayesville in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hayesville?
$55,625. The median owner-occupied home is valued at $254,700. Median gross rent is $499 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hayesville businesses?
5 7(a) approvals totaling $3.9 m since FY2020, across 4 lenders, median approval $845,000. These count approvals to borrowers whose address is in Hayesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hayesville borrowers get paid back?
No rate is published for Hayesville. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hayesville in the National Flood Insurance Program?
Yes. Hayesville appears in the FEMA Community Status Book as Hayesville, town of, community 370431, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hayesville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hayesville.
Is zoning published for Hayesville?
No. Nothing on this page presents parcel level zoning.