HomeNorth CarolinaCleveland CountyKings Mountain city
Kings Mountain city, North Carolina: commercial real estate data.
Kings Mountain city is a Census city of 12,039 people across 14.59 square miles of land, lying across Cleveland County and Gaston County. Median household income is $49,564, 62.1 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $4.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kings Mountain
What Kings Mountain is
- Census place typecity
- Land area14.59 sq mi
- Water area0.21 sq mi
- Population per square mile of land825
- County holding the largest share of its areaCleveland County, 83.8 percent
- Counties this place lies inCleveland County 83.8 percent, Gaston County 16.2 percent
Kings Mountain city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kings Mountain
How many people live in Kings Mountain
- Population12,039
- Median age37.2
- Population under 183,038
- Share under 1825.2 percent
- Population 65 and over2,041 plus or minus 410
- Share 65 and over17.0 percent
- Households4,633
- Family households2,950
- Share of households that are families63.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kings Mountain
Income and work in Kings Mountain
- Median household income$49,564
- Per capita income$26,980
- Civilian labor force5,704
- Employed5,264
- Unemployed440 plus or minus 177
- Unemployment rate7.7 percent plus or minus 3.0
- Adults 25 and over8,006
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent plus or minus 3.9
- Adults 25 and over with a graduate degree5.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kings Mountain
Housing in Kings Mountain
- Housing units4,947
- Occupied units4,633
- Vacant units314 plus or minus 197
- Vacancy rate6.3 percent plus or minus 3.9
- Owner occupied2,875
- Renter occupied1,758
- Ownership rate62.1 percent
- Median owner-occupied home value$204,100
- Median gross rent, monthly$959
- Annual rent as a share of median income23.2 percent
- Single family units3,657
- Share single family73.9 percent
- Units in buildings of two or more1,193 plus or minus 333
- Share in buildings of two or more24.1 percent plus or minus 6.4
- Mobile homes97 plus or minus 90
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kings Mountain
How Kings Mountain gets to work
- Workers 16 and over who commute4,829
- Commuting under 15 minutes1,393 plus or minus 297
- Share commuting under 15 minutes28.8 percent
- Commuting 30 minutes or more1,744 plus or minus 445
- Share commuting 30 minutes or more36.1 percent plus or minus 8.1
- Drove alone84.1 percent
- Carpooled6.7 percent plus or minus 3.0
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.5
- Worked from home7.2 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kings Mountain
SBA loans in Kings Mountain (7(a))
- Approvals10
- Gross approval$4,077,600
- Average approval$407,760
- Median approval$200,000
- Ninetieth percentile approval$1,565,000
- Largest approval$1,565,000
- Jobs supported68
- Jobs per approval6.8
- Loans with a final outcome3
- Paid in full1
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises20.0 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kings Mountain
SBA loans in Kings Mountain (504)
- Approvals1
- Gross approval$663,000
- Average approval$663,000
- Median approval$663,000
- Largest approval$663,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kings Mountain
Flood risk in Kings Mountain
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370304
- Currently effective map date07/02/08(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cleveland County, not Kings Mountain
Cleveland County context, not Kings Mountain figures
These are Cleveland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kings Mountain measurements.
- Establishments in Cleveland County2,028
- Employment at those establishments, Cleveland County30,800
- Covered employment, Cleveland County36,696
- Average annual pay, Cleveland County$53,753
- Average weekly wage, Cleveland County$1,034
- Housing units permitted, Cleveland County513
- Of those, single family, Cleveland County403
- County product, 2024, Cleveland County$6,025,325,000
- County product change over the prior year, Cleveland County3.5 percent
- Average income of an arriving household, Cleveland County$47,862
Every figure in this section is published for Cleveland County as a whole and is not a measurement of Kings Mountain. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kings Mountain questions, answered from the record.
How many people live in Kings Mountain, North Carolina?
12,039, in 4,633 households. Kings Mountain city covers 14.59 square miles of land, which is 825 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kings Mountain in?
Kings Mountain lies in more than one. By area it is 83.8 percent in Cleveland County, 16.2 percent in Gaston County. This page sits under Cleveland County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Kings Mountain?
$49,564. The median owner-occupied home is valued at $204,100. Median gross rent is $959 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kings Mountain businesses?
10 7(a) approvals totalling $4.1 m, across 7 lenders, median approval $200,000, plus 1 504 approvals worth $663,000. These count approvals to borrowers whose address is in Kings Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kings Mountain borrowers get paid back?
No rate is published for Kings Mountain. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Kings Mountain in the National Flood Insurance Program?
Yes. Kings Mountain appears in the FEMA Community Status Book as community 370304, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kings Mountain figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cleveland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kings Mountain.
Is zoning published for Kings Mountain?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.