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HomeNorth CarolinaColumbus CountyLake Waccamaw

Lake Waccamaw, North Carolina: commercial real estate data.

Lake Waccamaw is a Census town of 1,770 people across 2.81 square miles of land, in Columbus County. Median household income is $72,500, 70.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $292,500 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Lake Waccamaw

What Lake Waccamaw is

  • Census place typetown
  • Land area2.81 sq mi
  • Water area0 sq mi
  • Population per square mile of land631
  • County holding the largest share of its areaColumbus County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Waccamaw

How many people live in Lake Waccamaw

  • Population1,770
  • Median age46.1
  • Population under 18385 plus or minus 104
  • Share under 1821.8 percent plus or minus 5.2
  • Population 65 and over497
  • Share 65 and over28.1 percent
  • Households624
  • Family households458
  • Share of households that are families73.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Waccamaw

Income and work in Lake Waccamaw

  • Median household income$72,500
  • Per capita income$46,810 plus or minus $12,383
  • Civilian labor force793
  • Employed761
  • Unemployed32 plus or minus 42
  • Unemployment rate4.0 percent plus or minus 5.2
  • Adults 25 and over1,229
  • Adults 25 and over with a high school diploma or higher92.5 percent
  • Adults 25 and over with a bachelor degree or higher32.3 percent
  • Adults 25 and over with a graduate degree11.6 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Waccamaw

Housing in Lake Waccamaw

  • Housing units951
  • Occupied units624
  • Vacant units327 plus or minus 72
  • Vacancy rate34.4 percent
  • Owner occupied438
  • Renter occupied186 plus or minus 59
  • Ownership rate70.2 percent
  • Median owner-occupied home value$305,900
  • Median gross rent, monthly$928 plus or minus $310
  • Annual rent as a share of median income15.4 percent plus or minus 5.6
  • Single family units834
  • Share single family87.7 percent
  • Units in buildings of two or more76 plus or minus 50
  • Share in buildings of two or more8.0 percent plus or minus 5.2
  • Mobile homes41 plus or minus 26
  • Median year structure built1977

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Waccamaw

How Lake Waccamaw gets to work

  • Workers 16 and over who commute627 plus or minus 143
  • Commuting under 15 minutes145 plus or minus 81
  • Share commuting under 15 minutes23.1 percent plus or minus 11.8
  • Commuting 30 minutes or more231 plus or minus 55
  • Share commuting 30 minutes or more36.8 percent
  • Drove alone77.5 percent
  • Carpooled2.0 percent plus or minus 3.1
  • Public transport0.0 percent
  • Walked2.8 percent plus or minus 4.1
  • Worked from home17.4 percent plus or minus 6.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Waccamaw

SBA loans in Lake Waccamaw (7(a))

  • Approvals1
  • Gross approval$292,500
  • Average approval$292,500
  • Median approval$292,500
  • Largest approval$292,500
  • Jobs supported3
  • Jobs per approval3.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term60 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Lake Waccamaw, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lake Waccamaw

Flood risk in Lake Waccamaw

  • NFIP communityTown of Lake Waccamaw
  • NFIP community number370069
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/06/19

The Town of Lake Waccamaw participates in the National Flood Insurance Program as community 370069 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Columbus County, not Lake Waccamaw

Columbus County context, not Lake Waccamaw figures

  • Establishments in Columbus County997
  • Covered employment, Columbus County14,466
  • Average annual pay, Columbus County$47,896
  • Housing units permitted, Columbus County55

Every figure in this section is published for Columbus County as a whole and is not a measurement of Lake Waccamaw.

All Columbus County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Lake Waccamaw questions, answered from the record.

How many people live in Lake Waccamaw, North Carolina?

1,770, in 624 households. Lake Waccamaw town covers 2.81 square miles of land, which is 631 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lake Waccamaw in?

Columbus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lake Waccamaw?

$72,500. The median owner-occupied home is valued at $305,900. Median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lake Waccamaw businesses?

1 7(a) approvals totaling $292,500 since FY2020, across 1 lenders, median approval $292,500. These count approvals to borrowers whose address is in Lake Waccamaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lake Waccamaw borrowers get paid back?

No rate is published for Lake Waccamaw. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Lake Waccamaw in the National Flood Insurance Program?

Yes. Lake Waccamaw appears in the FEMA Community Status Book as Lake Waccamaw, town of, community 370069, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Lake Waccamaw figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Waccamaw.

Is zoning published for Lake Waccamaw?

No. Nothing on this page presents parcel level zoning.