HomeNorth CarolinaColumbus CountyLake Waccamaw town
Lake Waccamaw town, North Carolina: commercial real estate data.
Lake Waccamaw town is a Census town of 1,770 people across 2.81 square miles of land, in Columbus County. Median household income is $72,500, 70.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $292,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lake Waccamaw
What Lake Waccamaw is
- Census place typetown
- Land area2.81 sq mi
- Water area0 sq mi
- Population per square mile of land631
- County holding the largest share of its areaColumbus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Waccamaw
How many people live in Lake Waccamaw
- Population1,770
- Median age46.1
- Population under 18385 plus or minus 104
- Share under 1821.8 percent plus or minus 5.2
- Population 65 and over497
- Share 65 and over28.1 percent
- Households624
- Family households458
- Share of households that are families73.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Waccamaw
Income and work in Lake Waccamaw
- Median household income$72,500
- Per capita income$46,810 plus or minus $12,383
- Civilian labor force793
- Employed761
- Unemployed32 plus or minus 42
- Unemployment rate4.0 percent plus or minus 5.2
- Adults 25 and over1,229
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher32.3 percent
- Adults 25 and over with a graduate degree11.6 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Waccamaw
Housing in Lake Waccamaw
- Housing units951
- Occupied units624
- Vacant units327 plus or minus 72
- Vacancy rate34.4 percent
- Owner occupied438
- Renter occupied186 plus or minus 59
- Ownership rate70.2 percent
- Median owner-occupied home value$305,900
- Median gross rent, monthly$928 plus or minus $310
- Annual rent as a share of median income15.4 percent plus or minus 5.6
- Single family units834
- Share single family87.7 percent
- Units in buildings of two or more76 plus or minus 50
- Share in buildings of two or more8.0 percent plus or minus 5.2
- Mobile homes41 plus or minus 26
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Waccamaw
How Lake Waccamaw gets to work
- Workers 16 and over who commute627 plus or minus 143
- Commuting under 15 minutes145 plus or minus 81
- Share commuting under 15 minutes23.1 percent plus or minus 11.8
- Commuting 30 minutes or more231 plus or minus 55
- Share commuting 30 minutes or more36.8 percent
- Drove alone77.5 percent
- Carpooled2.0 percent plus or minus 3.1
- Public transport0.0 percent
- Walked2.8 percent plus or minus 4.1
- Worked from home17.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Waccamaw
SBA loans in Lake Waccamaw (7(a))
- Approvals1
- Gross approval$292,500
- Average approval$292,500
- Median approval$292,500
- Ninetieth percentile approval$292,500
- Largest approval$292,500
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Waccamaw
Flood risk in Lake Waccamaw
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370069
- Currently effective map date12/06/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Columbus County, not Lake Waccamaw
Columbus County context, not Lake Waccamaw figures
These are Columbus County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lake Waccamaw measurements.
- Establishments in Columbus County997
- Employment at those establishments, Columbus County11,658
- Covered employment, Columbus County14,466
- Average annual pay, Columbus County$47,896
- Average weekly wage, Columbus County$921
- Housing units permitted, Columbus County55
- Of those, single family, Columbus County55
- County product, 2024, Columbus County$1,917,692,000
- County product change over the prior year, Columbus County1.1 percent
- Average income of an arriving household, Columbus County$40,996
Every figure in this section is published for Columbus County as a whole and is not a measurement of Lake Waccamaw. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lake Waccamaw questions, answered from the record.
How many people live in Lake Waccamaw, North Carolina?
1,770, in 624 households. Lake Waccamaw town covers 2.81 square miles of land, which is 631 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Waccamaw in?
Columbus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Waccamaw?
$72,500. The median owner-occupied home is valued at $305,900. Median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Waccamaw businesses?
1 7(a) approvals totalling $292,500, across 1 lenders, median approval $292,500. These count approvals to borrowers whose address is in Lake Waccamaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Waccamaw borrowers get paid back?
No rate is published for Lake Waccamaw. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lake Waccamaw in the National Flood Insurance Program?
Yes. Lake Waccamaw appears in the FEMA Community Status Book as community 370069, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Waccamaw figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Waccamaw.
Is zoning published for Lake Waccamaw?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.