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HomeNorth CarolinaCumberland CountyStedman town

Stedman town, North Carolina: commercial real estate data.

Stedman town is a Census town of 1,670 people across 1.69 square miles of land, in Cumberland County. Median household income is $107,250, 87.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $3.1 m.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Stedman

What Stedman is

  • Census place typetown
  • Land area1.69 sq mi
  • Water area0 sq mi
  • Population per square mile of land987 plus or minus 201
  • County holding the largest share of its areaCumberland County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stedman

How many people live in Stedman

  • Population1,670 plus or minus 340
  • Median age34.4
  • Population under 18491 plus or minus 109
  • Share under 1829.4 percent
  • Population 65 and over173 plus or minus 43
  • Share 65 and over10.4 percent
  • Households586
  • Family households434 plus or minus 95
  • Share of households that are families74.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stedman

Income and work in Stedman

  • Median household income$107,250
  • Per capita income$40,951
  • Civilian labor force808 plus or minus 192
  • Employed794 plus or minus 190
  • Unemployed14 plus or minus 14
  • Unemployment rate1.7 percent plus or minus 1.7
  • Adults 25 and over1,054
  • Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 22.5
  • Adults 25 and over with a bachelor degree or higher34.5 percent plus or minus 9.8
  • Adults 25 and over with a graduate degree13.8 percent plus or minus 7.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stedman

Housing in Stedman

  • Housing units657
  • Occupied units586
  • Vacant units71 plus or minus 44
  • Vacancy rate10.8 percent plus or minus 6.4
  • Owner occupied512
  • Renter occupied74 plus or minus 52
  • Ownership rate87.4 percent plus or minus 23.5
  • Median owner-occupied home value$218,800
  • Median gross rent, monthly$1,549 plus or minus $535
  • Annual rent as a share of median income17.3 percent plus or minus 6.2
  • Single family units626
  • Share single family95.3 percent
  • Units in buildings of two or more9 plus or minus 16
  • Share in buildings of two or more1.4 percent plus or minus 2.4
  • Mobile homes22 plus or minus 14
  • Median year structure built2003

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stedman

How Stedman gets to work

  • Workers 16 and over who commute789 plus or minus 200
  • Commuting under 15 minutes137 plus or minus 76
  • Share commuting under 15 minutes17.4 percent plus or minus 8.6
  • Commuting 30 minutes or more433 plus or minus 122
  • Share commuting 30 minutes or more54.9 percent
  • Drove alone85.2 percent
  • Carpooled5.9 percent plus or minus 3.0
  • Public transport0.0 percent
  • Walked1.5 percent plus or minus 1.6
  • Worked from home6.4 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Stedman

SBA loans in Stedman (7(a))

  • Approvals1
  • Gross approval$3,132,000
  • Average approval$3,132,000
  • Median approval$3,132,000
  • Ninetieth percentile approval$3,132,000
  • Largest approval$3,132,000
  • Jobs supported25
  • Jobs per approval25.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Stedman

Flood risk in Stedman

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number370534
  • Currently effective map date12/18/07

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Cumberland County, not Stedman

Cumberland County context, not Stedman figures

These are Cumberland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stedman measurements.

  • Establishments in Cumberland County5,947
  • Employment at those establishments, Cumberland County98,142
  • Covered employment, Cumberland County122,995
  • Average annual pay, Cumberland County$55,785
  • Average weekly wage, Cumberland County$1,073
  • Housing units permitted, Cumberland County1,230
  • Of those, single family, Cumberland County1,030
  • County product, 2024, Cumberland County$24,444,527,000
  • County product change over the prior year, Cumberland County5.6 percent
  • Average income of an arriving household, Cumberland County$47,329

Every figure in this section is published for Cumberland County as a whole and is not a measurement of Stedman. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Stedman questions, answered from the record.

How many people live in Stedman, North Carolina?

1,670, in 586 households. Stedman town covers 1.69 square miles of land, which is 987 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Stedman in?

Cumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Stedman?

$107,250. The median owner-occupied home is valued at $218,800. Median gross rent is $1,549 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Stedman businesses?

1 7(a) approvals totalling $3.1 m, across 1 lenders, median approval $3,132,000. These count approvals to borrowers whose address is in Stedman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Stedman borrowers get paid back?

No rate is published for Stedman. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Stedman in the National Flood Insurance Program?

Yes. Stedman appears in the FEMA Community Status Book as community 370534, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Stedman figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stedman.

Is zoning published for Stedman?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.