HomeNorth CarolinaDurham CountyDurham city
Durham city, North Carolina: commercial real estate data.
Durham city is a Census city of 291,467 people across 118.83 square miles of land, in Durham County. Median household income is $81,619, 52.3 percent of occupied homes are owned, and the SBA record carries 285 7(a) approvals to borrowers here worth $218.9 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Durham
What Durham is
- Census place typecity
- Land area118.83 sq mi
- Water area0.83 sq mi
- Population per square mile of land2,453
- County holding the largest share of its areaDurham County, 99.7 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Durham
How many people live in Durham
- Population291,467
- Median age35.1
- Population under 1858,518
- Share under 1820.1 percent
- Population 65 and over39,442
- Share 65 and over13.5 percent
- Households126,550
- Family households67,530
- Share of households that are families53.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Durham
Income and work in Durham
- Median household income$81,619
- Per capita income$49,636
- Civilian labor force165,391
- Employed159,046
- Unemployed6,345
- Unemployment rate3.8 percent
- Adults 25 and over202,132
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher57.3 percent
- Adults 25 and over with a graduate degree27.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Durham
Housing in Durham
- Housing units136,837
- Occupied units126,550
- Vacant units10,287
- Vacancy rate7.5 percent
- Owner occupied66,203
- Renter occupied60,347
- Ownership rate52.3 percent
- Median owner-occupied home value$392,800
- Median gross rent, monthly$1,508
- Annual rent as a share of median income22.2 percent
- Single family units84,027
- Share single family61.4 percent
- Units in buildings of two or more51,840
- Share in buildings of two or more37.9 percent
- Mobile homes970 plus or minus 382
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Durham
How Durham gets to work
- Workers 16 and over who commute119,684
- Commuting under 15 minutes32,983
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more31,354
- Share commuting 30 minutes or more26.2 percent
- Drove alone62.2 percent
- Carpooled8.2 percent
- Public transport1.9 percent
- Walked2.2 percent
- Worked from home23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Durham
SBA loans in Durham (7(a))
- Approvals285
- Gross approval$218,863,700
- Average approval$767,943
- Median approval$327,000
- Ninetieth percentile approval$2,035,000
- Largest approval$5,000,000
- Jobs supported3,967
- Jobs per approval13.9
- Loans with a final outcome48
- Paid in full45
- Charged off3
- Charge-off rate over resolved loans6.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.4 percent
- Share to franchises21.1 percent
- Distinct lenders69
- Distinct industries by NAICS123
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Durham
SBA loans in Durham (504)
- Approvals75
- Gross approval$47,366,000
- Average approval$631,547
- Median approval$433,000
- Largest approval$3,517,000
- Jobs supported774
- Loans with a final outcome38
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Durham
Flood risk in Durham
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number370086
- Currently effective map date07/19/22
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Durham County, not Durham
Durham County context, not Durham figures
These are Durham County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Durham measurements.
- Establishments in Durham County8,282
- Employment at those establishments, Durham County229,497
- Covered employment, Durham County236,749
- Average annual pay, Durham County$98,601
- Average weekly wage, Durham County$1,896
- Housing units permitted, Durham County2,905
- Of those, single family, Durham County1,912
- County product, 2024, Durham County$53,290,883,000
- County product change over the prior year, Durham County8.7 percent
- Average income of an arriving household, Durham County$79,894
Every figure in this section is published for Durham County as a whole and is not a measurement of Durham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Durham questions, answered from the record.
How many people live in Durham, North Carolina?
291,467, in 126,550 households. Durham city covers 118.83 square miles of land, which is 2,453 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Durham in?
Durham County, which holds 99.7 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Durham?
$81,619. The median owner-occupied home is valued at $392,800. Median gross rent is $1,508 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Durham businesses?
285 7(a) approvals totalling $218.9 m, across 69 lenders, median approval $327,000, plus 75 504 approvals worth $47.4 m. These count approvals to borrowers whose address is in Durham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Durham borrowers get paid back?
Of the 48 loans that have reached a final outcome, 45 were paid in full and 3 charged off, a charge off rate of 6.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Durham in the National Flood Insurance Program?
Yes. Durham appears in the FEMA Community Status Book as community 370086, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Durham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Durham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Durham.
Is zoning published for Durham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.