HomeNorth CarolinaForsyth CountyKernersville town
Kernersville town, North Carolina: commercial real estate data.
Kernersville town is a Census town of 27,830 people across 19.14 square miles of land, lying across Forsyth County and Guilford County. Median household income is $71,918, 60.5 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $42.0 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kernersville
What Kernersville is
- Census place typetown
- Land area19.14 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,454
- County holding the largest share of its areaForsyth County, 92.7 percent
- Counties this place lies inForsyth County 92.7 percent, Guilford County 7.3 percent
Kernersville town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernersville
How many people live in Kernersville
- Population27,830
- Median age39.3
- Population under 186,238
- Share under 1822.4 percent
- Population 65 and over4,907
- Share 65 and over17.6 percent
- Households12,630
- Family households7,094
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernersville
Income and work in Kernersville
- Median household income$71,918
- Per capita income$41,725
- Civilian labor force14,535
- Employed14,142
- Unemployed393 plus or minus 140
- Unemployment rate2.7 percent plus or minus 1.0
- Adults 25 and over19,112
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher37.0 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernersville
Housing in Kernersville
- Housing units13,134
- Occupied units12,630
- Vacant units504 plus or minus 197
- Vacancy rate3.8 percent plus or minus 1.5
- Owner occupied7,641
- Renter occupied4,989
- Ownership rate60.5 percent
- Median owner-occupied home value$290,700
- Median gross rent, monthly$1,082
- Annual rent as a share of median income18.1 percent
- Single family units7,842
- Share single family59.7 percent
- Units in buildings of two or more4,799
- Share in buildings of two or more36.5 percent
- Mobile homes433 plus or minus 200
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernersville
How Kernersville gets to work
- Workers 16 and over who commute12,235
- Commuting under 15 minutes3,019
- Share commuting under 15 minutes24.7 percent
- Commuting 30 minutes or more2,925
- Share commuting 30 minutes or more23.9 percent
- Drove alone79.7 percent
- Carpooled5.8 percent plus or minus 1.7
- Public transport0.0 percent
- Walked0.7 percent plus or minus 0.3
- Worked from home12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kernersville
SBA loans in Kernersville (7(a))
- Approvals46
- Gross approval$42,031,700
- Average approval$913,733
- Median approval$440,000
- Ninetieth percentile approval$2,163,000
- Largest approval$5,000,000
- Jobs supported857
- Jobs per approval18.6
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more21.7 percent
- Share to franchises23.9 percent
- Distinct lenders24
- Distinct industries by NAICS29
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kernersville
SBA loans in Kernersville (504)
- Approvals9
- Gross approval$10,409,000
- Average approval$1,156,556
- Median approval$663,000
- Largest approval$3,170,000
- Jobs supported202
- Loans with a final outcome5
- Charged off1
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kernersville
Flood risk in Kernersville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370319
- Currently effective map date06/10/26
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Forsyth County, not Kernersville
Forsyth County context, not Kernersville figures
These are Forsyth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kernersville measurements.
- Establishments in Forsyth County9,141
- Employment at those establishments, Forsyth County190,157
- Covered employment, Forsyth County192,587
- Average annual pay, Forsyth County$66,257
- Average weekly wage, Forsyth County$1,274
- Housing units permitted, Forsyth County3,846
- Of those, single family, Forsyth County2,540
- County product, 2024, Forsyth County$34,372,878,000
- County product change over the prior year, Forsyth County3.6 percent
- Average income of an arriving household, Forsyth County$65,470
Every figure in this section is published for Forsyth County as a whole and is not a measurement of Kernersville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kernersville questions, answered from the record.
How many people live in Kernersville, North Carolina?
27,830, in 12,630 households. Kernersville town covers 19.14 square miles of land, which is 1,454 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kernersville in?
Kernersville lies in more than one. By area it is 92.7 percent in Forsyth County, 7.3 percent in Guilford County. This page sits under Forsyth County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Kernersville?
$71,918. The median owner-occupied home is valued at $290,700. Median gross rent is $1,082 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kernersville businesses?
46 7(a) approvals totalling $42.0 m, across 24 lenders, median approval $440,000, plus 9 504 approvals worth $10.4 m. These count approvals to borrowers whose address is in Kernersville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kernersville borrowers get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Kernersville in the National Flood Insurance Program?
Yes. Kernersville appears in the FEMA Community Status Book as community 370319, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kernersville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Forsyth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kernersville.
Is zoning published for Kernersville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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