HomeNorth CarolinaGranville CountyOxford
Oxford, North Carolina: commercial real estate data.
Oxford is a Census city of 8,914 people across 6.40 square miles of land, in Granville County. Median household income is $43,054, 52.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $15.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxford
What Oxford is
- Census place typecity
- Land area6.4 sq mi
- Water area0 sq mi
- Population per square mile of land1,393
- County holding the largest share of its areaGranville County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population8,914
- Median age42.6
- Population under 182,041
- Share under 1822.9 percent
- Population 65 and over2,347
- Share 65 and over26.3 percent
- Households3,851
- Family households2,385
- Share of households that are families61.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$43,054 plus or minus $8,790
- Per capita income$26,567
- Civilian labor force3,522
- Employed3,276
- Unemployed246 plus or minus 133
- Unemployment rate7.0 percent plus or minus 3.7
- Adults 25 and over6,389
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent
- Adults 25 and over with a graduate degree5.9 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units4,240
- Occupied units3,851
- Vacant units389 plus or minus 145
- Vacancy rate9.2 percent plus or minus 3.4
- Owner occupied2,037
- Renter occupied1,814
- Ownership rate52.9 percent
- Median owner-occupied home value$196,200 plus or minus $39,177
- Median gross rent, monthly$995
- Annual rent as a share of median income27.7 percent plus or minus 6.0
- Single family units3,114
- Share single family73.4 percent
- Units in buildings of two or more1,103 plus or minus 266
- Share in buildings of two or more26.0 percent plus or minus 6.0
- Mobile homes23 plus or minus 34
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute2,831
- Commuting under 15 minutes960 plus or minus 249
- Share commuting under 15 minutes33.9 percent plus or minus 7.4
- Commuting 30 minutes or more1,167 plus or minus 254
- Share commuting 30 minutes or more41.2 percent
- Drove alone87.5 percent
- Carpooled2.3 percent plus or minus 2.0
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.6
- Worked from home8.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals10
- Gross approval$15,217,500
- Average approval$1,521,750
- Median approval$875,000
- Largest approval$3,775,000
- Jobs supported109
- Jobs per approval10.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term124 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises30.0 percent
- Distinct lenders10
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals1
- Gross approval$278,000
- Average approval$278,000
- Median approval$278,000
- Largest approval$278,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oxford, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- NFIP communityCity of Oxford
- NFIP community number370108
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/06/19
The City of Oxford participates in the National Flood Insurance Program as community 370108 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Granville County, not Oxford
Granville County context, not Oxford figures
- Establishments in Granville County962
- Covered employment, Granville County20,301
- Average annual pay, Granville County$59,314
- Housing units permitted, Granville County428
Every figure in this section is published for Granville County as a whole and is not a measurement of Oxford.
All Granville County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, North Carolina?
8,914, in 3,851 households. Oxford city covers 6.40 square miles of land, which is 1,393 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Granville County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$43,054. The median owner-occupied home is valued at $196,200. Median gross rent is $995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
10 7(a) approvals totaling $15.2 m since FY2020, across 10 lenders, median approval $875,000, plus 1 504 approvals worth $278,000 since FY2010. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as Oxford, city of, community 370108, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Granville County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
No. Nothing on this page presents parcel level zoning.
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