HomeNorth CarolinaGranville CountyOxford city
Oxford city, North Carolina: commercial real estate data.
Oxford city is a Census city of 8,914 people across 6.40 square miles of land, in Granville County. Median household income is $43,054, 52.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $15.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oxford
What Oxford is
- Census place typecity
- Land area6.4 sq mi
- Water area0 sq mi
- Population per square mile of land1,393
- County holding the largest share of its areaGranville County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population8,914
- Median age42.6
- Population under 182,041
- Share under 1822.9 percent
- Population 65 and over2,347
- Share 65 and over26.3 percent
- Households3,851
- Family households2,385
- Share of households that are families61.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$43,054 plus or minus $8,790
- Per capita income$26,567
- Civilian labor force3,522
- Employed3,276
- Unemployed246 plus or minus 133
- Unemployment rate7.0 percent plus or minus 3.7
- Adults 25 and over6,389
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent
- Adults 25 and over with a graduate degree5.9 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units4,240
- Occupied units3,851
- Vacant units389 plus or minus 145
- Vacancy rate9.2 percent plus or minus 3.4
- Owner occupied2,037
- Renter occupied1,814
- Ownership rate52.9 percent
- Median owner-occupied home value$196,200 plus or minus $39,177
- Median gross rent, monthly$995
- Annual rent as a share of median income27.7 percent plus or minus 6.0
- Single family units3,114
- Share single family73.4 percent
- Units in buildings of two or more1,103 plus or minus 266
- Share in buildings of two or more26.0 percent plus or minus 6.0
- Mobile homes23 plus or minus 34
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute2,831
- Commuting under 15 minutes960 plus or minus 249
- Share commuting under 15 minutes33.9 percent plus or minus 7.4
- Commuting 30 minutes or more1,167 plus or minus 254
- Share commuting 30 minutes or more41.2 percent
- Drove alone87.5 percent
- Carpooled2.3 percent plus or minus 2.0
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.6
- Worked from home8.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals10
- Gross approval$15,217,500
- Average approval$1,521,750
- Median approval$1,000,000
- Ninetieth percentile approval$3,775,000
- Largest approval$3,775,000
- Jobs supported109
- Jobs per approval10.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term124 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises30.0 percent
- Distinct lenders10
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals1
- Gross approval$278,000
- Average approval$278,000
- Median approval$278,000
- Largest approval$278,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370108
- Currently effective map date12/06/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Granville County, not Oxford
Granville County context, not Oxford figures
These are Granville County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxford measurements.
- Establishments in Granville County962
- Employment at those establishments, Granville County18,335
- Covered employment, Granville County20,301
- Average annual pay, Granville County$59,314
- Average weekly wage, Granville County$1,141
- Housing units permitted, Granville County428
- Of those, single family, Granville County308
- County product, 2024, Granville County$4,940,852,000
- County product change over the prior year, Granville County5.2 percent
- Average income of an arriving household, Granville County$59,457
Every figure in this section is published for Granville County as a whole and is not a measurement of Oxford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, North Carolina?
8,914, in 3,851 households. Oxford city covers 6.40 square miles of land, which is 1,393 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Granville County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$43,054. The median owner-occupied home is valued at $196,200. Median gross rent is $995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
10 7(a) approvals totalling $15.2 m, across 10 lenders, median approval $1,000,000, plus 1 504 approvals worth $278,000. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as community 370108, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Granville County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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