HomeNorth CarolinaGuilford CountySummerfield
Summerfield, North Carolina: commercial real estate data.
Summerfield is a Census town of 11,116 people across 26.40 square miles of land, in Guilford County. Median household income is $160,275, 93.8 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Summerfield
What Summerfield is
- Census place typetown
- Land area26.4 sq mi
- Water area0.29 sq mi
- Population per square mile of land421
- County holding the largest share of its areaGuilford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerfield
How many people live in Summerfield
- Population11,116
- Median age44.0
- Population under 182,980
- Share under 1826.8 percent
- Population 65 and over1,688
- Share 65 and over15.2 percent
- Households3,795
- Family households3,225
- Share of households that are families85.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerfield
Income and work in Summerfield
- Median household income$160,275
- Per capita income$64,431
- Civilian labor force5,452
- Employed5,335
- Unemployed117 plus or minus 71
- Unemployment rate2.1 percent plus or minus 1.3
- Adults 25 and over7,395
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher59.5 percent
- Adults 25 and over with a graduate degree24.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerfield
Housing in Summerfield
- Housing units4,020
- Occupied units3,795
- Vacant units225 plus or minus 148
- Vacancy rate5.6 percent plus or minus 3.7
- Owner occupied3,559
- Renter occupied236 plus or minus 125
- Ownership rate93.8 percent
- Median owner-occupied home value$521,900
- Median gross rent, monthly$1,521 plus or minus $1,454
- Annual rent as a share of median income11.4 percent plus or minus 11.0
- Single family units3,885
- Share single family96.6 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes135 plus or minus 72
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerfield
How Summerfield gets to work
- Workers 16 and over who commute3,943
- Commuting under 15 minutes616 plus or minus 234
- Share commuting under 15 minutes15.6 percent plus or minus 5.8
- Commuting 30 minutes or more1,232 plus or minus 269
- Share commuting 30 minutes or more31.2 percent
- Drove alone70.5 percent
- Carpooled3.7 percent plus or minus 1.8
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.3
- Worked from home23.9 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerfield
SBA loans in Summerfield (7(a))
- Approvals8
- Gross approval$3,157,100
- Average approval$394,638
- Median approval$244,300
- Largest approval$933,000
- Jobs supported42
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises12.5 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Summerfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summerfield
Flood risk in Summerfield
- NFIP communityTown of Summerfield
- NFIP community number370622
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/10/26
The Town of Summerfield participates in the National Flood Insurance Program as community 370622 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Guilford County, not Summerfield
Guilford County context, not Summerfield figures
- Establishments in Guilford County14,306
- Covered employment, Guilford County287,996
- Average annual pay, Guilford County$61,546
- Housing units permitted, Guilford County3,843
Every figure in this section is published for Guilford County as a whole and is not a measurement of Summerfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Summerfield questions, answered from the record.
How many people live in Summerfield, North Carolina?
11,116, in 3,795 households. Summerfield town covers 26.40 square miles of land, which is 421 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Summerfield in?
Guilford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Summerfield?
$160,275. The median owner-occupied home is valued at $521,900. Median gross rent is $1,521 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Summerfield businesses?
8 7(a) approvals totaling $3.2 m since FY2020, across 7 lenders, median approval $244,300. These count approvals to borrowers whose address is in Summerfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Summerfield borrowers get paid back?
No rate is published for Summerfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Summerfield in the National Flood Insurance Program?
Yes. Summerfield appears in the FEMA Community Status Book as Summerfield, town of, community 370622, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Summerfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Guilford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Summerfield.
Is zoning published for Summerfield?
No. Nothing on this page presents parcel level zoning.