HomeNorth CarolinaHalifax CountyScotland Neck
Scotland Neck, North Carolina: commercial real estate data.
Scotland Neck is a Census town of 2,006 people across 1.19 square miles of land, in Halifax County. Median household income is $19,083, 46.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $541,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scotland Neck
What Scotland Neck is
- Census place typetown
- Land area1.19 sq mi
- Water area0 sq mi
- Population per square mile of land1,689 plus or minus 375
- County holding the largest share of its areaHalifax County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland Neck
How many people live in Scotland Neck
- Population2,006 plus or minus 446
- Median age52.8
- Population under 18281 plus or minus 137
- Share under 1814.0 percent plus or minus 6.1
- Population 65 and over595 plus or minus 170
- Share 65 and over29.7 percent
- Households1,091 plus or minus 228
- Family households370 plus or minus 95
- Share of households that are families33.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland Neck
Income and work in Scotland Neck
- Median household income$19,083 plus or minus $9,024
- Per capita income$22,230 plus or minus $4,740
- Civilian labor force660 plus or minus 188
- Employed564 plus or minus 193
- Unemployed96 plus or minus 59
- Unemployment rate14.5 percent plus or minus 7.9
- Adults 25 and over1,623 plus or minus 357
- Adults 25 and over with a high school diploma or higher71.3 percent plus or minus 22.1
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.7
- Adults 25 and over with a graduate degree7.6 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland Neck
Housing in Scotland Neck
- Housing units1,311
- Occupied units1,091 plus or minus 228
- Vacant units220 plus or minus 94
- Vacancy rate16.8 percent plus or minus 6.5
- Owner occupied512 plus or minus 143
- Renter occupied579 plus or minus 196
- Ownership rate46.9 percent
- Median owner-occupied home value$73,000
- Median gross rent, monthly$559 plus or minus $127
- Annual rent as a share of median income35.2 percent plus or minus 18.4
- Single family units981 plus or minus 208
- Share single family74.8 percent
- Units in buildings of two or more260 plus or minus 142
- Share in buildings of two or more19.8 percent plus or minus 10.2
- Mobile homes70 plus or minus 46
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland Neck
How Scotland Neck gets to work
- Workers 16 and over who commute452 plus or minus 168
- Commuting under 15 minutes89 plus or minus 49
- Share commuting under 15 minutes19.7 percent plus or minus 8.1
- Commuting 30 minutes or more320 plus or minus 127
- Share commuting 30 minutes or more70.8 percent
- Drove alone70.0 percent
- Carpooled14.9 percent plus or minus 14.8
- Public transport0.0 percent
- Walked6.0 percent plus or minus 8.2
- Worked from home9.1 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Scotland Neck
SBA loans in Scotland Neck (7(a))
- Approvals3
- Gross approval$541,500
- Average approval$180,500
- Median approval$214,000
- Largest approval$227,500
- Jobs supported29
- Jobs per approval9.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Scotland Neck, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scotland Neck
Flood risk in Scotland Neck
- NFIP communityTown of Scotland Neck
- NFIP community number370118
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/19/25
The Town of Scotland Neck participates in the National Flood Insurance Program as community 370118 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Halifax County, not Scotland Neck
Halifax County context, not Scotland Neck figures
- Establishments in Halifax County934
- Covered employment, Halifax County15,156
- Average annual pay, Halifax County$47,039
- Housing units permitted, Halifax County55
Every figure in this section is published for Halifax County as a whole and is not a measurement of Scotland Neck.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Scotland Neck questions, answered from the record.
How many people live in Scotland Neck, North Carolina?
2,006, in 1,091 households. Scotland Neck town covers 1.19 square miles of land, which is 1,689 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Scotland Neck in?
Halifax County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Scotland Neck?
$19,083. The median owner-occupied home is valued at $73,000. Median gross rent is $559 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Scotland Neck businesses?
3 7(a) approvals totaling $541,500 since FY2020, across 3 lenders, median approval $214,000. These count approvals to borrowers whose address is in Scotland Neck, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Scotland Neck borrowers get paid back?
No rate is published for Scotland Neck. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Scotland Neck in the National Flood Insurance Program?
Yes. Scotland Neck appears in the FEMA Community Status Book as Scotland Neck, town of, community 370118, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Scotland Neck figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Halifax County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Scotland Neck.
Is zoning published for Scotland Neck?
No. Nothing on this page presents parcel level zoning.
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