HomeNorth CarolinaHarnett CountyErwin town
Erwin town, North Carolina: commercial real estate data.
Erwin town is a Census town of 4,687 people across 4.30 square miles of land, in Harnett County. Median household income is $50,701, 71.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $841,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Erwin
What Erwin is
- Census place typetown
- Land area4.3 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,089
- County holding the largest share of its areaHarnett County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How many people live in Erwin
- Population4,687
- Median age47.1
- Population under 18858 plus or minus 269
- Share under 1818.3 percent plus or minus 5.7
- Population 65 and over1,019
- Share 65 and over21.7 percent
- Households1,869
- Family households1,162
- Share of households that are families62.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Income and work in Erwin
- Median household income$50,701
- Per capita income$27,903
- Civilian labor force2,178
- Employed2,125
- Unemployed53 plus or minus 34
- Unemployment rate2.4 percent plus or minus 1.5
- Adults 25 and over3,603
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 3.5
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Housing in Erwin
- Housing units2,093
- Occupied units1,869
- Vacant units224 plus or minus 84
- Vacancy rate10.7 percent plus or minus 3.9
- Owner occupied1,334
- Renter occupied535 plus or minus 162
- Ownership rate71.4 percent
- Median owner-occupied home value$161,100
- Median gross rent, monthly$1,112
- Annual rent as a share of median income26.3 percent plus or minus 5.3
- Single family units1,838
- Share single family87.8 percent
- Units in buildings of two or more114 plus or minus 68
- Share in buildings of two or more5.4 percent plus or minus 3.2
- Mobile homes141 plus or minus 64
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How Erwin gets to work
- Workers 16 and over who commute2,024
- Commuting under 15 minutes636 plus or minus 154
- Share commuting under 15 minutes31.4 percent plus or minus 7.1
- Commuting 30 minutes or more994 plus or minus 203
- Share commuting 30 minutes or more49.1 percent
- Drove alone83.9 percent
- Carpooled10.5 percent plus or minus 5.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
SBA loans in Erwin (7(a))
- Approvals2
- Gross approval$841,500
- Average approval$420,750
- Median approval$423,000
- Ninetieth percentile approval$423,000
- Largest approval$423,000
- Jobs supported23
- Jobs per approval11.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Erwin
Flood risk in Erwin
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370456
- Currently effective map date07/17/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Harnett County, not Erwin
Harnett County context, not Erwin figures
These are Harnett County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Erwin measurements.
- Establishments in Harnett County1,960
- Employment at those establishments, Harnett County24,279
- Covered employment, Harnett County28,081
- Average annual pay, Harnett County$46,955
- Average weekly wage, Harnett County$903
- Housing units permitted, Harnett County2,231
- Of those, single family, Harnett County2,219
- County product, 2024, Harnett County$3,965,133,000
- County product change over the prior year, Harnett County6.5 percent
- Average income of an arriving household, Harnett County$64,551
Every figure in this section is published for Harnett County as a whole and is not a measurement of Erwin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Erwin questions, answered from the record.
How many people live in Erwin, North Carolina?
4,687, in 1,869 households. Erwin town covers 4.30 square miles of land, which is 1,089 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Erwin in?
Harnett County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Erwin?
$50,701. The median owner-occupied home is valued at $161,100. Median gross rent is $1,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Erwin businesses?
2 7(a) approvals totalling $841,500, across 2 lenders, median approval $423,000. These count approvals to borrowers whose address is in Erwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Erwin borrowers get paid back?
No rate is published for Erwin. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Erwin in the National Flood Insurance Program?
Yes. Erwin appears in the FEMA Community Status Book as community 370456, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Erwin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harnett County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Erwin.
Is zoning published for Erwin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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