HomeNorth CarolinaHaywood CountyWaynesville town
Waynesville town, North Carolina: commercial real estate data.
Waynesville town is a Census town of 10,502 people across 8.96 square miles of land, in Haywood County. Median household income is $54,923, 57.3 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $16.5 m.
80 sourced place values · tier FULL · 9 sections
Waynesville
What Waynesville is
- Census place typetown
- Land area8.96 sq mi
- Water area0 sq mi
- Population per square mile of land1,172
- County holding the largest share of its areaHaywood County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
How many people live in Waynesville
- Population10,502
- Median age46.0
- Population under 181,657 plus or minus 374
- Share under 1815.8 percent plus or minus 3.6
- Population 65 and over2,815
- Share 65 and over26.8 percent
- Households5,035
- Family households2,616
- Share of households that are families52.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
Income and work in Waynesville
- Median household income$54,923
- Per capita income$37,050
- Civilian labor force5,171
- Employed5,075
- Unemployed96 plus or minus 71
- Unemployment rate1.9 percent plus or minus 1.4
- Adults 25 and over8,134
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher32.9 percent
- Adults 25 and over with a graduate degree13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
Housing in Waynesville
- Housing units6,057
- Occupied units5,035
- Vacant units1,022 plus or minus 244
- Vacancy rate16.9 percent plus or minus 3.9
- Owner occupied2,884
- Renter occupied2,151
- Ownership rate57.3 percent
- Median owner-occupied home value$281,700
- Median gross rent, monthly$1,070
- Annual rent as a share of median income23.4 percent
- Single family units3,782
- Share single family62.4 percent
- Units in buildings of two or more1,463 plus or minus 316
- Share in buildings of two or more24.2 percent plus or minus 5.1
- Mobile homes812 plus or minus 209
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
How Waynesville gets to work
- Workers 16 and over who commute4,185
- Commuting under 15 minutes1,971
- Share commuting under 15 minutes47.1 percent
- Commuting 30 minutes or more1,320 plus or minus 278
- Share commuting 30 minutes or more31.5 percent
- Drove alone70.0 percent
- Carpooled13.7 percent plus or minus 5.8
- Public transport0.0 percent
- Walked3.1 percent plus or minus 1.7
- Worked from home12.4 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
SBA 7(a) lending to Waynesville borrowers
- Approvals30
- Gross approval$16,475,900
- Average approval$549,197
- Median approval$350,000
- Ninetieth percentile approval$1,088,000
- Largest approval$4,626,000
- Jobs supported282
- Jobs per approval9.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises0.0 percent
- Distinct lenders17
- Distinct industries by NAICS21
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waynesville
SBA 504 lending to Waynesville borrowers
- Approvals3
- Gross approval$1,289,000
- Average approval$429,667
- Median approval$364,000
- Largest approval$697,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waynesville
Flood programme status in Waynesville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370124
- Currently effective map date04/03/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Haywood County, not Waynesville
Haywood County context, not Waynesville figures
These are Haywood County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waynesville measurements.
- Establishments in Haywood County1,546
- Employment at those establishments, Haywood County16,322
- Covered employment, Haywood County17,496
- Average annual pay, Haywood County$46,227
- Average weekly wage, Haywood County$889
- Housing units permitted, Haywood County537
- Of those, single family, Haywood County373
- County product, 2024, Haywood County$2,601,131,000
- County product change over the prior year, Haywood County3.4 percent
- Average income of an arriving household, Haywood County$76,756
Every figure in this section is published for Haywood County as a whole and is not a measurement of Waynesville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waynesville questions, answered from the record.
How many people live in Waynesville, North Carolina?
10,502, in 5,035 households. Waynesville town covers 8.96 square miles of land, which is 1,172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waynesville in?
Haywood County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waynesville?
$54,923. The median owner-occupied home is valued at $281,700. Median gross rent is $1,070 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waynesville businesses?
30 7(a) approvals totalling $16.5 m, across 17 lenders, median approval $350,000, plus 3 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in Waynesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waynesville borrowers get paid back?
No rate is published for Waynesville. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Waynesville in the National Flood Insurance Program?
Yes. Waynesville appears in the FEMA Community Status Book as community 370124, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waynesville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Haywood County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waynesville.
Is zoning published for Waynesville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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