HomeNorth CarolinaHaywood CountyWaynesville
Waynesville, North Carolina: commercial real estate data.
Waynesville is a Census town of 10,502 people across 8.96 square miles of land, in Haywood County. Median household income is $54,923, 57.3 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $16.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waynesville
What Waynesville is
- Census place typetown
- Land area8.96 sq mi
- Water area0 sq mi
- Population per square mile of land1,172
- County holding the largest share of its areaHaywood County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
How many people live in Waynesville
- Population10,502
- Median age46.0
- Population under 181,657 plus or minus 374
- Share under 1815.8 percent plus or minus 3.6
- Population 65 and over2,815
- Share 65 and over26.8 percent
- Households5,035
- Family households2,616
- Share of households that are families52.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
Income and work in Waynesville
- Median household income$54,923
- Per capita income$37,050
- Civilian labor force5,171
- Employed5,075
- Unemployed96 plus or minus 71
- Unemployment rate1.9 percent plus or minus 1.4
- Adults 25 and over8,134
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher32.9 percent
- Adults 25 and over with a graduate degree13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
Housing in Waynesville
- Housing units6,057
- Occupied units5,035
- Vacant units1,022 plus or minus 244
- Vacancy rate16.9 percent plus or minus 3.9
- Owner occupied2,884
- Renter occupied2,151
- Ownership rate57.3 percent
- Median owner-occupied home value$281,700
- Median gross rent, monthly$1,070
- Annual rent as a share of median income23.4 percent
- Single family units3,782
- Share single family62.4 percent
- Units in buildings of two or more1,463 plus or minus 316
- Share in buildings of two or more24.2 percent plus or minus 5.1
- Mobile homes812 plus or minus 209
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
How Waynesville gets to work
- Workers 16 and over who commute4,185
- Commuting under 15 minutes1,971
- Share commuting under 15 minutes47.1 percent
- Commuting 30 minutes or more1,320 plus or minus 278
- Share commuting 30 minutes or more31.5 percent
- Drove alone70.0 percent
- Carpooled13.7 percent plus or minus 5.8
- Public transport0.0 percent
- Walked3.1 percent plus or minus 1.7
- Worked from home12.4 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waynesville
SBA loans in Waynesville (7(a))
- Approvals30
- Gross approval$16,475,900
- Average approval$549,197
- Median approval$347,500
- Ninetieth percentile approval$945,800
- Largest approval$4,626,000
- Jobs supported282
- Jobs per approval9.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises0.0 percent
- Distinct lenders17
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Waynesville, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waynesville
SBA loans in Waynesville (504)
- Approvals3
- Gross approval$1,289,000
- Average approval$429,667
- Median approval$364,000
- Largest approval$697,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Waynesville, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waynesville
Flood risk in Waynesville
- NFIP communityTown of Waynesville
- NFIP community number370124
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/03/12
The Town of Waynesville participates in the National Flood Insurance Program as community 370124 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Haywood County, not Waynesville
Haywood County context, not Waynesville figures
- Establishments in Haywood County1,546
- Covered employment, Haywood County17,496
- Average annual pay, Haywood County$46,227
- Housing units permitted, Haywood County537
Every figure in this section is published for Haywood County as a whole and is not a measurement of Waynesville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waynesville questions, answered from the record.
How many people live in Waynesville, North Carolina?
10,502, in 5,035 households. Waynesville town covers 8.96 square miles of land, which is 1,172 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waynesville in?
Haywood County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waynesville?
$54,923. The median owner-occupied home is valued at $281,700. Median gross rent is $1,070 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waynesville businesses?
30 7(a) approvals totaling $16.5 m since FY2020, across 17 lenders, median approval $347,500, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Waynesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waynesville borrowers get paid back?
No rate is published for Waynesville. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waynesville in the National Flood Insurance Program?
Yes. Waynesville appears in the FEMA Community Status Book as Waynesville, town of, community 370124, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waynesville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Haywood County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waynesville.
Is zoning published for Waynesville?
No. Nothing on this page presents parcel level zoning.
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