HomeNorth CarolinaHenderson CountyFletcher town
Fletcher town, North Carolina: commercial real estate data.
Fletcher town is a Census town of 8,098 people across 6.33 square miles of land, in Henderson County. Median household income is $75,272, 85.3 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $23.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fletcher
What Fletcher is
- Census place typetown
- Land area6.33 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,279
- County holding the largest share of its areaHenderson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fletcher
How many people live in Fletcher
- Population8,098
- Median age41.7
- Population under 181,382 plus or minus 284
- Share under 1817.1 percent plus or minus 3.5
- Population 65 and over1,755 plus or minus 362
- Share 65 and over21.7 percent plus or minus 4.5
- Households3,372
- Family households2,400
- Share of households that are families71.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fletcher
Income and work in Fletcher
- Median household income$75,272
- Per capita income$37,486
- Civilian labor force4,296
- Employed4,165
- Unemployed131 plus or minus 104
- Unemployment rate3.0 percent plus or minus 2.4
- Adults 25 and over6,111
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent
- Adults 25 and over with a graduate degree10.1 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fletcher
Housing in Fletcher
- Housing units3,628
- Occupied units3,372
- Vacant units256 plus or minus 171
- Vacancy rate7.1 percent plus or minus 4.7
- Owner occupied2,878
- Renter occupied494 plus or minus 177
- Ownership rate85.3 percent
- Median owner-occupied home value$331,100
- Median gross rent, monthly$1,484
- Annual rent as a share of median income23.7 percent
- Single family units2,815
- Share single family77.6 percent
- Units in buildings of two or more460 plus or minus 189
- Share in buildings of two or more12.7 percent plus or minus 5.1
- Mobile homes353 plus or minus 175
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fletcher
How Fletcher gets to work
- Workers 16 and over who commute3,661
- Commuting under 15 minutes1,204 plus or minus 350
- Share commuting under 15 minutes32.9 percent plus or minus 8.7
- Commuting 30 minutes or more1,286 plus or minus 520
- Share commuting 30 minutes or more35.1 percent plus or minus 13.5
- Drove alone78.9 percent
- Carpooled9.6 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.6
- Worked from home11.1 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fletcher
SBA loans in Fletcher (7(a))
- Approvals34
- Gross approval$23,054,600
- Average approval$678,076
- Median approval$329,400
- Ninetieth percentile approval$1,988,400
- Largest approval$2,800,000
- Jobs supported648
- Jobs per approval19.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.8 percent
- Share to franchises11.8 percent
- Distinct lenders22
- Distinct industries by NAICS23
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fletcher
SBA loans in Fletcher (504)
- Approvals4
- Gross approval$4,782,000
- Average approval$1,195,500
- Median approval$524,000
- Largest approval$3,592,000
- Jobs supported52
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fletcher
Flood risk in Fletcher
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370568
- Currently effective map date01/06/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Henderson County, not Fletcher
Henderson County context, not Fletcher figures
These are Henderson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fletcher measurements.
- Establishments in Henderson County3,085
- Employment at those establishments, Henderson County38,824
- Covered employment, Henderson County44,207
- Average annual pay, Henderson County$54,106
- Average weekly wage, Henderson County$1,041
- Housing units permitted, Henderson County1,610
- Of those, single family, Henderson County988
- County product, 2024, Henderson County$6,371,806,000
- County product change over the prior year, Henderson County6.5 percent
- Average income of an arriving household, Henderson County$95,308
Every figure in this section is published for Henderson County as a whole and is not a measurement of Fletcher. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fletcher questions, answered from the record.
How many people live in Fletcher, North Carolina?
8,098, in 3,372 households. Fletcher town covers 6.33 square miles of land, which is 1,279 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fletcher in?
Henderson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fletcher?
$75,272. The median owner-occupied home is valued at $331,100. Median gross rent is $1,484 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fletcher businesses?
34 7(a) approvals totalling $23.1 m, across 22 lenders, median approval $329,400, plus 4 504 approvals worth $4.8 m. These count approvals to borrowers whose address is in Fletcher, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fletcher borrowers get paid back?
No rate is published for Fletcher. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fletcher in the National Flood Insurance Program?
Yes. Fletcher appears in the FEMA Community Status Book as community 370568, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fletcher figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Henderson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fletcher.
Is zoning published for Fletcher?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.