HomeNorth CarolinaHertford County
Hertford County, North Carolina: commercial real estate data.
Hertford County, North Carolina had an estimated 19,169 residents on July 1, 2024, down 11.1 percent since the 2020 census base of 21,553, across 353 square miles. County output reached $1.08 bn in 2024, 459 establishments operate here, and the SBA record carries 2 7(a) approvals worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hertford County
How many people live in Hertford County
- Population, American Community Survey 2020-202419,908
- Households8,285
- Average household size2.40
- Median household income$45,537
- Median age42.6
- Median gross rent$844 per month
- Median owner-occupied home value$119,200
- Home value to household income2.6 times
- Annual rent as a share of median income22.2 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over13,865
- Population under 183,837
- Share under 1819.3 percent
- Population 65 and over4,533
- Share 65 and over22.8 percent
- Working age population, 18 to 6411,538
- Civilian labor force8,411
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over52.3 percent
- Rank by population among North Carolina counties80th of 100
- Rank by population among US county-equivalents, Puerto Rico included1884th of 3,222
Hertford County is the 80th largest of 100 North Carolina counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 19.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hertford County
Is Hertford County's population growing?
- Population, July 1, 202419,169
- Census 2020 base population21,553
- Population change since the 2020 census base-11.06 percent
- Population change, 2023 to 2024-65
- Births, 2024187
- Deaths, 2024296
- Natural change, 2024-109
- Net domestic migration, 2024-40
- Net international migration, 202484
- Total net migration, 202444
- Cumulative net domestic migration, 2021 to 2024-2,174
- Rank by growth among US county-equivalents3130th of 3,144
The county has lost 11.06 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hertford County
Where are people moving to Hertford County from?
- Tax returns filed by households arriving323
- People arriving, from those returns661
- Tax returns filed by households leaving416
- Net household movement-93
- Adjusted gross income arriving$12.8 m
- Net adjusted gross income movement$-7.3 m
- Average income of an arriving household$39,508
- Average income of a leaving household$48,178
- Largest single originBertie County (72 households)
- Largest single destinationBertie County (81 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bertie County | 72 | 150 | $2.7 m |
| Northampton County | 45 | 91 | $1.8 m |
Households arriving report $8,670 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Bertie County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hertford County
What is the Hertford County economy?
- County GDP, 2024$1.08 bn
- County GDP, 2023$1.05 bn
- GDP change, 2023 to 20242.2 percent
- GDP change over five years28.7 percent
- Rank by GDP among the North Carolina areas BEA publishes75th of 100
- Rank by GDP among the US county areas BEA publishes1786th of 3,127
- GDP per resident$54,073
Output grew 2.2 percent in the latest year and 28.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hertford County
Employment by industry in Hertford County
- Covered employment, annual average8,625
- Establishments reporting493
- Average annual pay$48,251
- Average weekly wage$928
- Health care and social assistance, employment1,681
- Health care and social assistance, average annual pay$38,930
- Retail trade, employment1,570
- Retail trade, average annual pay$31,318
- Manufacturing, employment953
- Manufacturing, average annual pay$99,887
- Accommodation and food services, employment654
- Accommodation and food services, average annual pay$17,120
- Construction, employment318
- Educational services, employment306
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,681 | 63 | $38,930 |
| Retail trade | 1,570 | 75 | $31,318 |
| Manufacturing | 953 | 16 | $99,887 |
| Accommodation and food services | 654 | 44 | $17,120 |
| Construction | 318 | 29 | $56,829 |
| Educational services | 306 | 5 | $33,363 |
| Wholesale trade | 294 | 23 | $52,771 |
| Other services, except public administration | 184 | 38 | $41,913 |
Health care and social assistance is the largest private sector at 1,681 jobs, 19.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hertford County
How many businesses are in Hertford County?
- Establishments, all industries459
- Employment at those establishments6,870
- Annual payroll$352.6 m
- Establishments per 1,000 residents23.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Hertford County
Building permits in Hertford County
- Housing units authorized by permit, 20243
- Declared construction value permitted$605,591
- Single family units authorized3
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$201,864
- Units authorized per 1,000 households0.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Hertford County
SBA loans in Hertford County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$2.1 m
- Average 7(a) approval$1,039,600
- Median 7(a) approval$1,039,600
- Largest single approval$1,120,000
- Jobs reported supported, 7(a)14
- Jobs per approval7.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term195 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$2.2 m
- Average 504 approval$2,246,000
- Median 504 approval$2,246,000
- Distinct CDCs active1
- 504 jobs per approval20.0
- 504 jobs per million dollars approved8.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hertford County
SBA loan default and charge-off rates in Hertford County
Do SBA loans in Hertford County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hertford County
SBA lending by place in Hertford County
- Borrower cities with recorded lending2
- Ahoskie, approvals1
- Cofield, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Ahoskie | 1 | $1,120,000 |
| Cofield | 1 | $959,200 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hertford County
How large is Hertford County?
- Land area353 sq mi
- Rank by land area among North Carolina counties74th of 100
- Width, east to west28.9 mi
- Height, north to south21 mi
- Geographies sharing a boundary5
- Residents per square mile of land56
- Establishments per square mile1.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hertford County
Flood risk in Hertford County
- Participation of the county's own NFIP community Hertford County, unincorporated areasParticipating, community 370130
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Hertford County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Hertford County (community 370130), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Hertford County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Hertford County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hertford County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202419,908
- Households8,285
- Average household size2.40
- Median household income$45,537
- Median age42.6
Common questions
Hertford County questions, answered from the record.
How many people live in Hertford County, North Carolina?
The Census Bureau estimates 19,169 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 19,908, in 8,285 households, ranking 80th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hertford County's population growing?
The population has fallen 11.06 percent since the 2020 census base of 21,553, to 19,169 on July 1, 2024. In 2024 there were 187 births against 296 deaths, with net migration of 44. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hertford County?
$45,537. The median owner-occupied home is valued at $119,200, which is 2.6 times income, and median gross rent is $844 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Hertford County?
459 establishments, employing 6,870 people with an annual payroll of $352.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Hertford County?
Health care and social assistance is the largest private sector at 1,681 jobs, 19.5 percent of covered employment. Covered employment averages 8,625 jobs at an average annual pay of $48,251, or $928 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hertford County?
2 7(a) approvals totaling $2.1 m since FY2020, across 2 lenders, with a median approval of $1,039,600, plus 1 504 approvals worth $2.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Hertford County?
3 housing units were authorized by permit in 2024, with a declared construction value of $605,591. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hertford County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hertford County come from?
The largest single origin is Bertie County, with 72 households. Arriving households report an average income of $39,508 against $48,178 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hertford County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hertford County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Hertford County
Cities and places in Hertford.
6 Census places lie wholly or partly in Hertford County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Ahoskie | town | 4,764 | 1 | Wholly in this county |
| Murfreesboro | town | 3,170 | None recorded | Wholly in this county |
| Winton | town | 593 | None recorded | Wholly in this county |
| Cofield | village | 300 | 1 | Wholly in this county |
| Harrellsville | town | 196 | None recorded | Wholly in this county |
| Como | town | 123 | None recorded | Wholly in this county |