HomeNorth CarolinaHoke CountyRaeford city
Raeford city, North Carolina: commercial real estate data.
Raeford city is a Census city of 4,552 people across 4.28 square miles of land, in Hoke County. Median household income is $46,494, 57.1 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $4.4 m.
80 sourced place values · tier FULL · 9 sections
Raeford
What Raeford is
- Census place typecity
- Land area4.28 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,063
- County holding the largest share of its areaHoke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raeford
How many people live in Raeford
- Population4,552
- Median age37.0
- Population under 181,125 plus or minus 228
- Share under 1824.7 percent plus or minus 5.0
- Population 65 and over969
- Share 65 and over21.3 percent
- Households1,592
- Family households998
- Share of households that are families62.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raeford
Income and work in Raeford
- Median household income$46,494
- Per capita income$25,705
- Civilian labor force1,704
- Employed1,640
- Unemployed64 plus or minus 45
- Unemployment rate3.8 percent plus or minus 2.6
- Adults 25 and over3,054
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raeford
Housing in Raeford
- Housing units1,851
- Occupied units1,592
- Vacant units259 plus or minus 85
- Vacancy rate14.0 percent plus or minus 4.4
- Owner occupied909
- Renter occupied683 plus or minus 137
- Ownership rate57.1 percent
- Median owner-occupied home value$201,800
- Median gross rent, monthly$833
- Annual rent as a share of median income21.5 percent
- Single family units1,328
- Share single family71.7 percent
- Units in buildings of two or more487 plus or minus 146
- Share in buildings of two or more26.3 percent plus or minus 7.5
- Mobile homes36 plus or minus 35
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raeford
How Raeford gets to work
- Workers 16 and over who commute1,533
- Commuting under 15 minutes719 plus or minus 151
- Share commuting under 15 minutes46.9 percent
- Commuting 30 minutes or more470 plus or minus 123
- Share commuting 30 minutes or more30.7 percent plus or minus 7.3
- Drove alone77.8 percent
- Carpooled6.7 percent plus or minus 4.4
- Public transport0.0 percent
- Walked6.1 percent plus or minus 5.3
- Worked from home7.7 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raeford
SBA 7(a) lending to Raeford borrowers
- Approvals12
- Gross approval$4,416,700
- Average approval$368,058
- Median approval$313,200
- Ninetieth percentile approval$1,022,000
- Largest approval$1,210,000
- Jobs supported57
- Jobs per approval4.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS12
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Raeford
SBA 504 lending to Raeford borrowers
- Approvals3
- Gross approval$784,000
- Average approval$261,333
- Median approval$265,000
- Largest approval$265,000
- Jobs supported8
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Raeford
Flood programme status in Raeford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370132
- Currently effective map date12/18/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hoke County, not Raeford
Hoke County context, not Raeford figures
These are Hoke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Raeford measurements.
- Establishments in Hoke County491
- Employment at those establishments, Hoke County6,204
- Covered employment, Hoke County9,046
- Average annual pay, Hoke County$46,891
- Average weekly wage, Hoke County$902
- Housing units permitted, Hoke County685
- Of those, single family, Hoke County681
- County product, 2024, Hoke County$1,639,789,000
- County product change over the prior year, Hoke County9.0 percent
- Average income of an arriving household, Hoke County$50,815
Every figure in this section is published for Hoke County as a whole and is not a measurement of Raeford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Raeford questions, answered from the record.
How many people live in Raeford, North Carolina?
4,552, in 1,592 households. Raeford city covers 4.28 square miles of land, which is 1,063 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Raeford in?
Hoke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Raeford?
$46,494. The median owner-occupied home is valued at $201,800. Median gross rent is $833 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Raeford businesses?
12 7(a) approvals totalling $4.4 m, across 10 lenders, median approval $313,200, plus 3 504 approvals worth $784,000. These count approvals to borrowers whose address is in Raeford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Raeford borrowers get paid back?
No rate is published for Raeford. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Raeford in the National Flood Insurance Program?
Yes. Raeford appears in the FEMA Community Status Book as community 370132, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Raeford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hoke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Raeford.
Is zoning published for Raeford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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