HomeNorth CarolinaHyde CountyOcracoke CDP
Ocracoke CDP, North Carolina: commercial real estate data.
Ocracoke CDP is a Census CDP of 723 people across 8.60 square miles of land, in Hyde County. Median household income is $77,583, 76.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $10.1 m.
66 sourced place values · tier FULL · 7 sections
Ocracoke
What Ocracoke is
- Census place typeCDP
- Land area8.6 sq mi
- Water area1.02 sq mi
- Population per square mile of land84 plus or minus 29
- County holding the largest share of its areaHyde County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocracoke
How many people live in Ocracoke
- Population723 plus or minus 252
- Median age49.8
- Population under 18191 plus or minus 117
- Share under 1826.4 percent plus or minus 13.3
- Population 65 and over94 plus or minus 93
- Share 65 and over13.0 percent plus or minus 12.0
- Households387 plus or minus 143
- Family households245 plus or minus 122
- Share of households that are families63.3 percent plus or minus 21.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocracoke
Income and work in Ocracoke
- Median household income$77,583 plus or minus $30,899
- Per capita income$30,254 plus or minus $8,498
- Civilian labor force334 plus or minus 174
- Employed331 plus or minus 173
- Unemployed3 plus or minus 13
- Unemployment rate0.9 percent plus or minus 3.9
- Adults 25 and over516 plus or minus 193
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 19.6
- Adults 25 and over with a bachelor degree or higher39.7 percent plus or minus 18.0
- Adults 25 and over with a graduate degree14.3 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocracoke
Housing in Ocracoke
- Housing units711 plus or minus 192
- Occupied units387 plus or minus 143
- Vacant units324 plus or minus 141
- Vacancy rate45.6 percent plus or minus 15.6
- Owner occupied297 plus or minus 122
- Renter occupied90 plus or minus 73
- Ownership rate76.7 percent
- Median owner-occupied home value$456,200
- Median gross rent, monthly$1,408
- Annual rent as a share of median income21.8 percent plus or minus 9.4
- Single family units614 plus or minus 190
- Share single family86.4 percent
- Units in buildings of two or more53 plus or minus 93
- Share in buildings of two or more7.5 percent plus or minus 12.9
- Mobile homes44 plus or minus 50
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocracoke
How Ocracoke gets to work
- Workers 16 and over who commute331 plus or minus 173
- Commuting under 15 minutes267 plus or minus 168
- Share commuting under 15 minutes80.7 percent plus or minus 28.1
- Commuting 30 minutes or more64 plus or minus 67
- Share commuting 30 minutes or more19.3 percent plus or minus 17.7
- Drove alone83.4 percent plus or minus 27.2
- Carpooled12.4 percent plus or minus 16.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocracoke
SBA 7(a) lending to Ocracoke borrowers
- Approvals7
- Gross approval$10,137,600
- Average approval$1,448,229
- Median approval$930,000
- Ninetieth percentile approval$4,000,000
- Largest approval$4,000,000
- Jobs supported142
- Jobs per approval20.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hyde County, not Ocracoke
Hyde County context, not Ocracoke figures
These are Hyde County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ocracoke measurements.
- Establishments in Hyde County150
- Employment at those establishments, Hyde County782
- Covered employment, Hyde County1,768
- Average annual pay, Hyde County$42,753
- Average weekly wage, Hyde County$822
- Housing units permitted, Hyde County23
- Of those, single family, Hyde County11
- County product, 2024, Hyde County$230,677,000
- County product change over the prior year, Hyde County5.5 percent
- Average income of an arriving household, Hyde County$29,694
Every figure in this section is published for Hyde County as a whole and is not a measurement of Ocracoke. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ocracoke questions, answered from the record.
How many people live in Ocracoke, North Carolina?
723, in 387 households. Ocracoke CDP covers 8.60 square miles of land, which is 84 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ocracoke in?
Hyde County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ocracoke?
$77,583. The median owner-occupied home is valued at $456,200. Median gross rent is $1,408 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ocracoke businesses?
7 7(a) approvals totalling $10.1 m, across 3 lenders, median approval $930,000. These count approvals to borrowers whose address is in Ocracoke, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ocracoke borrowers get paid back?
No rate is published for Ocracoke. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ocracoke figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hyde County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocracoke.
Is zoning published for Ocracoke?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby