HomeNorth CarolinaJones County
Jones County, North Carolina: commercial real estate data.
Jones County, North Carolina had an estimated 9,462 residents on July 1, 2024, up 3.2 percent since the 2020 census base of 9,170, across 471 square miles. County output reached $306.6 m in 2024, 125 establishments operate here, and the SBA record carries 2 7(a) approvals worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jones County
How many people live in Jones County
- Population, American Community Survey 2020-20249,302
- Households4,125
- Average household size2.26
- Median household income$59,641
- Median age47.2
- Median gross rent$747 per month
- Median owner-occupied home value$130,300
- Home value to household income2.2 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher19.8 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over7,004
- Population under 181,724
- Share under 1818.5 percent
- Population 65 and over2,248
- Share 65 and over24.2 percent
- Working age population, 18 to 645,330
- Civilian labor force4,205
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over55.5 percent
- Rank by population among North Carolina counties97th of 100
- Rank by population among US county-equivalents, Puerto Rico included2541st of 3,222
Jones County is the 97th largest of 100 North Carolina counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.2 percent against 18.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jones County
Is Jones County's population growing?
- Population, July 1, 20249,462
- Census 2020 base population9,170
- Population change since the 2020 census base3.18 percent
- Population change, 2023 to 202414
- Births, 2024105
- Deaths, 2024160
- Natural change, 2024-55
- Net domestic migration, 202465
- Net international migration, 20244
- Total net migration, 202469
- Cumulative net domestic migration, 2021 to 2024559
- Rank by growth among US county-equivalents831st of 3,144
The county has grown 3.18 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jones County
Where are people moving to Jones County from?
- Tax returns filed by households arriving298
- People arriving, from those returns562
- Tax returns filed by households leaving252
- Net household movement46
- Adjusted gross income arriving$14.1 m
- Net adjusted gross income movement$3.7 m
- Average income of an arriving household$47,349
- Average income of a leaving household$41,306
- Largest single originOnslow County (81 households)
- Largest single destinationCraven County (57 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Onslow County | 81 | 161 | $3.1 m |
| Craven County | 56 | 112 | $3.8 m |
| Lenoir County | 26 | 52 | $1.1 m |
Households arriving report $6,043 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Onslow County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jones County
What is the Jones County economy?
- County GDP, 2024$306.6 m
- County GDP, 2023$283.2 m
- GDP change, 2023 to 20248.3 percent
- GDP change over five years84.4 percent
- Rank by GDP among the North Carolina areas BEA publishes96th of 100
- Rank by GDP among the US county areas BEA publishes2691st of 3,127
- GDP per resident$32,962
Output grew 8.3 percent in the latest year and 84.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jones County
Employment by industry in Jones County
- Covered employment, annual average1,678
- Establishments reporting212
- Average annual pay$48,166
- Average weekly wage$926
- Construction, employment136
- Construction, average annual pay$42,030
- Retail trade, employment131
- Retail trade, average annual pay$26,523
- Agriculture, forestry, fishing and hunting, employment114
- Agriculture, forestry, fishing and hunting, average annual pay$51,396
- Manufacturing, employment69
- Manufacturing, average annual pay$53,638
- Wholesale trade, employment62
- Other services, except public administration, employment43
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 136 | 23 | $42,030 |
| Retail trade | 131 | 20 | $26,523 |
| Agriculture, forestry, fishing and hunting | 114 | 19 | $51,396 |
| Manufacturing | 69 | 11 | $53,638 |
| Wholesale trade | 62 | 13 | $53,738 |
| Other services, except public administration | 43 | 13 | $40,265 |
| Finance and insurance | 20 | 6 | $54,244 |
Construction is the largest private sector at 136 jobs, 8.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jones County
How many businesses are in Jones County?
- Establishments, all industries125
- Employment at those establishments687
- Annual payroll$27.6 m
- Establishments per 1,000 residents13.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jones County
Building permits in Jones County
- Housing units authorized by permit, 202439
- Declared construction value permitted$8.8 m
- Single family units authorized39
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$224,987
- Units authorized per 1,000 households9.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jones County
SBA loans in Jones County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$3.7 m
- Average 7(a) approval$1,845,300
- Median 7(a) approval$1,845,300
- Largest single approval$3,273,100
- Jobs reported supported, 7(a)9
- Jobs per approval4.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$698,000
- Average 504 approval$698,000
- Median 504 approval$698,000
- Distinct CDCs active1
- 504 jobs per approval38.0
- 504 jobs per million dollars approved54.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$4.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA loan default and charge-off rates in Jones County
Do SBA loans in Jones County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
SBA lending by place in Jones County
- Borrower cities with recorded lending2
- Dover, approvals1
- Trenton, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Dover | 1 | $3,273,100 |
| Trenton | 1 | $417,500 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jones County
How large is Jones County?
- Land area471 sq mi
- Rank by land area among North Carolina counties49th of 100
- Width, east to west36.3 mi
- Height, north to south31.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land20
- Establishments per square mile0.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jones County
Flood risk in Jones County
- Participation of the county's own NFIP community Jones County, unincorporated areasParticipating, community 370379
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Jones County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Jones County (community 370379), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jones County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jones County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jones County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,302
- Households4,125
- Average household size2.26
- Median household income$59,641
- Median age47.2
Common questions
Jones County questions, answered from the record.
How many people live in Jones County, North Carolina?
The Census Bureau estimates 9,462 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,302, in 4,125 households, ranking 97th of 100 North Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jones County's population growing?
The population has grown 3.18 percent since the 2020 census base of 9,170, to 9,462 on July 1, 2024. In 2024 there were 105 births against 160 deaths, with net migration of 69. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jones County?
$59,641. The median owner-occupied home is valued at $130,300, which is 2.2 times income, and median gross rent is $747 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jones County?
125 establishments, employing 687 people with an annual payroll of $27.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jones County?
Construction is the largest private sector at 136 jobs, 8.1 percent of covered employment. Covered employment averages 1,678 jobs at an average annual pay of $48,166, or $926 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jones County?
2 7(a) approvals totaling $3.7 m since FY2020, across 2 lenders, with a median approval of $1,845,300, plus 1 504 approvals worth $698,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Jones County?
39 housing units were authorized by permit in 2024, with a declared construction value of $8.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jones County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jones County come from?
The largest single origin is Onslow County, with 81 households. Arriving households report an average income of $47,349 against $41,306 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jones County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jones County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jones County
Cities and places in Jones.
3 Census places lie wholly or partly in Jones County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Maysville | town | 1,022 | None recorded | Wholly in this county |
| Pollocksville | town | 463 | None recorded | Wholly in this county |
| Trenton | town | 319 | 1 | Wholly in this county |
A further 1 of the county's 2 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jones County, the largest being Dover (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.