HomeNorth CarolinaLenoir CountyKinston
Kinston, North Carolina: commercial real estate data.
Kinston is a Census city of 19,505 people across 18.28 square miles of land, in Lenoir County. Median household income is $36,878, 42.5 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $10.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kinston
What Kinston is
- Census place typecity
- Land area18.28 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,067
- County holding the largest share of its areaLenoir County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
How many people live in Kinston
- Population19,505
- Median age42.9
- Population under 184,249
- Share under 1821.8 percent
- Population 65 and over4,777
- Share 65 and over24.5 percent
- Households8,891
- Family households4,540
- Share of households that are families51.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
Income and work in Kinston
- Median household income$36,878
- Per capita income$29,087
- Civilian labor force8,087
- Employed6,781
- Unemployed1,306 plus or minus 322
- Unemployment rate16.1 percent plus or minus 3.9
- Adults 25 and over13,534
- Adults 25 and over with a high school diploma or higher82.8 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.9 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
Housing in Kinston
- Housing units10,599
- Occupied units8,891
- Vacant units1,708
- Vacancy rate16.1 percent
- Owner occupied3,783
- Renter occupied5,108
- Ownership rate42.5 percent
- Median owner-occupied home value$119,300
- Median gross rent, monthly$867
- Annual rent as a share of median income28.2 percent
- Single family units6,929
- Share single family65.4 percent
- Units in buildings of two or more3,434
- Share in buildings of two or more32.4 percent
- Mobile homes236 plus or minus 110
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
How Kinston gets to work
- Workers 16 and over who commute6,274
- Commuting under 15 minutes3,068
- Share commuting under 15 minutes48.9 percent
- Commuting 30 minutes or more1,817 plus or minus 390
- Share commuting 30 minutes or more29.0 percent plus or minus 5.8
- Drove alone80.0 percent
- Carpooled14.8 percent plus or minus 4.0
- Public transport0.4 percent plus or minus 0.5
- Walked1.4 percent plus or minus 1.0
- Worked from home3.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
SBA loans in Kinston (7(a))
- Approvals10
- Gross approval$10,622,000
- Average approval$1,062,200
- Median approval$500,000
- Largest approval$4,611,000
- Jobs supported91
- Jobs per approval9.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Kinston, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kinston
SBA loans in Kinston (504)
- Approvals4
- Gross approval$784,000
- Average approval$196,000
- Median approval$143,000
- Largest approval$428,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Kinston, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kinston
Flood risk in Kinston
- NFIP communityCity of Kinston
- NFIP community number370145
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date04/16/13
The City of Kinston participates in the National Flood Insurance Program as community 370145 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lenoir County, not Kinston
Lenoir County context, not Kinston figures
- Establishments in Lenoir County1,220
- Covered employment, Lenoir County29,083
- Average annual pay, Lenoir County$50,091
- Housing units permitted, Lenoir County148
Every figure in this section is published for Lenoir County as a whole and is not a measurement of Kinston.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kinston questions, answered from the record.
How many people live in Kinston, North Carolina?
19,505, in 8,891 households. Kinston city covers 18.28 square miles of land, which is 1,067 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kinston in?
Lenoir County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kinston?
$36,878. The median owner-occupied home is valued at $119,300. Median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kinston businesses?
10 7(a) approvals totaling $10.6 m since FY2020, across 7 lenders, median approval $500,000, plus 4 504 approvals worth $784,000 since FY2010. These count approvals to borrowers whose address is in Kinston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kinston borrowers get paid back?
No rate is published for Kinston. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kinston in the National Flood Insurance Program?
Yes. Kinston appears in the FEMA Community Status Book as Kinston, city of, community 370145, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kinston figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lenoir County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kinston.
Is zoning published for Kinston?
No. Nothing on this page presents parcel level zoning.
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