HomeNorth CarolinaLenoir CountyKinston city
Kinston city, North Carolina: commercial real estate data.
Kinston city is a Census city of 19,505 people across 18.28 square miles of land, in Lenoir County. Median household income is $36,878, 42.5 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $10.6 m.
81 sourced place values · tier FULL · 9 sections
Kinston
What Kinston is
- Census place typecity
- Land area18.28 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,067
- County holding the largest share of its areaLenoir County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
How many people live in Kinston
- Population19,505
- Median age42.9
- Population under 184,249
- Share under 1821.8 percent
- Population 65 and over4,777
- Share 65 and over24.5 percent
- Households8,891
- Family households4,540
- Share of households that are families51.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
Income and work in Kinston
- Median household income$36,878
- Per capita income$29,087
- Civilian labor force8,087
- Employed6,781
- Unemployed1,306 plus or minus 322
- Unemployment rate16.1 percent plus or minus 3.9
- Adults 25 and over13,534
- Adults 25 and over with a high school diploma or higher82.8 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.9 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
Housing in Kinston
- Housing units10,599
- Occupied units8,891
- Vacant units1,708
- Vacancy rate16.1 percent
- Owner occupied3,783
- Renter occupied5,108
- Ownership rate42.5 percent
- Median owner-occupied home value$119,300
- Median gross rent, monthly$867
- Annual rent as a share of median income28.2 percent
- Single family units6,929
- Share single family65.4 percent
- Units in buildings of two or more3,434
- Share in buildings of two or more32.4 percent
- Mobile homes236 plus or minus 110
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
How Kinston gets to work
- Workers 16 and over who commute6,274
- Commuting under 15 minutes3,068
- Share commuting under 15 minutes48.9 percent
- Commuting 30 minutes or more1,817 plus or minus 390
- Share commuting 30 minutes or more29.0 percent plus or minus 5.8
- Drove alone80.0 percent
- Carpooled14.8 percent plus or minus 4.0
- Public transport0.4 percent plus or minus 0.5
- Walked1.4 percent plus or minus 1.0
- Worked from home3.3 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kinston
SBA 7(a) lending to Kinston borrowers
- Approvals10
- Gross approval$10,622,000
- Average approval$1,062,200
- Median approval$500,000
- Ninetieth percentile approval$4,611,000
- Largest approval$4,611,000
- Jobs supported91
- Jobs per approval9.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kinston
SBA 504 lending to Kinston borrowers
- Approvals4
- Gross approval$784,000
- Average approval$196,000
- Median approval$214,000
- Largest approval$428,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kinston
Flood programme status in Kinston
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number370145
- Currently effective map date04/16/13
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lenoir County, not Kinston
Lenoir County context, not Kinston figures
These are Lenoir County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kinston measurements.
- Establishments in Lenoir County1,220
- Employment at those establishments, Lenoir County25,562
- Covered employment, Lenoir County29,083
- Average annual pay, Lenoir County$50,091
- Average weekly wage, Lenoir County$963
- Housing units permitted, Lenoir County148
- Of those, single family, Lenoir County148
- County product, 2024, Lenoir County$3,627,123,000
- County product change over the prior year, Lenoir County4.5 percent
- Average income of an arriving household, Lenoir County$42,030
Every figure in this section is published for Lenoir County as a whole and is not a measurement of Kinston. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kinston questions, answered from the record.
How many people live in Kinston, North Carolina?
19,505, in 8,891 households. Kinston city covers 18.28 square miles of land, which is 1,067 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kinston in?
Lenoir County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kinston?
$36,878. The median owner-occupied home is valued at $119,300. Median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kinston businesses?
10 7(a) approvals totalling $10.6 m, across 7 lenders, median approval $500,000, plus 4 504 approvals worth $784,000. These count approvals to borrowers whose address is in Kinston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kinston borrowers get paid back?
No rate is published for Kinston. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Kinston in the National Flood Insurance Program?
Yes. Kinston appears in the FEMA Community Status Book as community 370145, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kinston figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lenoir County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kinston.
Is zoning published for Kinston?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby