HomeNorth CarolinaMcDowell CountyOld Fort
Old Fort, North Carolina: commercial real estate data.
Old Fort is a Census town of 555 people across 1.22 square miles of land, in McDowell County. Median household income is $47,500, 48.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Old Fort
What Old Fort is
- Census place typetown
- Land area1.22 sq mi
- Water area0.01 sq mi
- Population per square mile of land455 plus or minus 102
- County holding the largest share of its areaMcDowell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Old Fort
How many people live in Old Fort
- Population555 plus or minus 125
- Median age53.4
- Population under 1861 plus or minus 32
- Share under 1811.0 percent plus or minus 5.2
- Population 65 and over143 plus or minus 54
- Share 65 and over25.8 percent plus or minus 7.8
- Households292 plus or minus 67
- Family households161 plus or minus 57
- Share of households that are families55.1 percent plus or minus 14.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Old Fort
Income and work in Old Fort
- Median household income$47,500
- Per capita income$31,050
- Civilian labor force325 plus or minus 88
- Employed313 plus or minus 87
- Unemployed12 plus or minus 14
- Unemployment rate3.7 percent plus or minus 4.2
- Adults 25 and over436 plus or minus 107
- Adults 25 and over with a high school diploma or higher94.5 percent plus or minus 31.9
- Adults 25 and over with a bachelor degree or higher25.5 percent plus or minus 11.1
- Adults 25 and over with a graduate degree6.0 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Old Fort
Housing in Old Fort
- Housing units385 plus or minus 91
- Occupied units292 plus or minus 67
- Vacant units93 plus or minus 56
- Vacancy rate24.2 percent plus or minus 13.4
- Owner occupied141 plus or minus 48
- Renter occupied151 plus or minus 55
- Ownership rate48.3 percent plus or minus 12.1
- Median owner-occupied home value$135,900 plus or minus $32,954
- Median gross rent, monthly$818
- Annual rent as a share of median income20.7 percent
- Single family units214 plus or minus 66
- Share single family55.6 percent plus or minus 11.2
- Units in buildings of two or more73 plus or minus 46
- Share in buildings of two or more19.0 percent plus or minus 11.0
- Mobile homes98 plus or minus 43
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Old Fort
How Old Fort gets to work
- Workers 16 and over who commute282 plus or minus 85
- Commuting under 15 minutes65 plus or minus 42
- Share commuting under 15 minutes23.0 percent plus or minus 13.3
- Commuting 30 minutes or more149 plus or minus 50
- Share commuting 30 minutes or more52.8 percent
- Drove alone76.3 percent plus or minus 15.6
- Carpooled11.4 percent plus or minus 6.9
- Public transport0.0 percent
- Walked6.7 percent plus or minus 5.0
- Worked from home5.7 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Old Fort
SBA loans in Old Fort (7(a))
- Approvals6
- Gross approval$2,620,000
- Average approval$436,667
- Median approval$399,000
- Largest approval$989,000
- Jobs supported69
- Jobs per approval11.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term122 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Old Fort, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Old Fort
Flood risk in Old Fort
- NFIP communityTown of Old Fort
- NFIP community number370149
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/10
The Town of Old Fort participates in the National Flood Insurance Program as community 370149 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
McDowell County, not Old Fort
McDowell County context, not Old Fort figures
- Establishments in McDowell County822
- Covered employment, McDowell County15,350
- Average annual pay, McDowell County$47,365
- Housing units permitted, McDowell County175
Every figure in this section is published for McDowell County as a whole and is not a measurement of Old Fort.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Old Fort questions, answered from the record.
How many people live in Old Fort, North Carolina?
555, in 292 households. Old Fort town covers 1.22 square miles of land, which is 455 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Old Fort in?
McDowell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Old Fort?
$47,500. The median owner-occupied home is valued at $135,900. Median gross rent is $818 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Old Fort businesses?
6 7(a) approvals totaling $2.6 m since FY2020, across 4 lenders, median approval $399,000. These count approvals to borrowers whose address is in Old Fort, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Old Fort borrowers get paid back?
No rate is published for Old Fort. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Old Fort in the National Flood Insurance Program?
Yes. Old Fort appears in the FEMA Community Status Book as Old Fort, town of, community 370149, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Old Fort figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McDowell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Old Fort.
Is zoning published for Old Fort?
No. Nothing on this page presents parcel level zoning.
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