HomeNorth CarolinaMecklenburg CountyMatthews
Matthews, North Carolina: commercial real estate data.
Matthews is a Census town of 30,577 people across 17.11 square miles of land, in Mecklenburg County. Median household income is $108,611, 64.4 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $50.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Matthews
What Matthews is
- Census place typetown
- Land area17.11 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,787
- County holding the largest share of its areaMecklenburg County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Matthews
How many people live in Matthews
- Population30,577
- Median age40.1
- Population under 186,507
- Share under 1821.3 percent
- Population 65 and over6,264
- Share 65 and over20.5 percent
- Households11,864
- Family households8,228
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Matthews
Income and work in Matthews
- Median household income$108,611
- Per capita income$53,265
- Civilian labor force16,432
- Employed16,082
- Unemployed350 plus or minus 121
- Unemployment rate2.1 percent plus or minus 0.7
- Adults 25 and over21,912
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher55.2 percent
- Adults 25 and over with a graduate degree18.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Matthews
Housing in Matthews
- Housing units12,588
- Occupied units11,864
- Vacant units724 plus or minus 199
- Vacancy rate5.8 percent plus or minus 1.6
- Owner occupied7,643
- Renter occupied4,221
- Ownership rate64.4 percent
- Median owner-occupied home value$445,100
- Median gross rent, monthly$1,764
- Annual rent as a share of median income19.5 percent
- Single family units8,267
- Share single family65.7 percent
- Units in buildings of two or more4,224
- Share in buildings of two or more33.6 percent
- Mobile homes97 plus or minus 70
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Matthews
How Matthews gets to work
- Workers 16 and over who commute13,061
- Commuting under 15 minutes2,729
- Share commuting under 15 minutes20.9 percent
- Commuting 30 minutes or more5,220
- Share commuting 30 minutes or more40.0 percent
- Drove alone69.9 percent
- Carpooled9.9 percent plus or minus 2.7
- Public transport0.2 percent plus or minus 0.3
- Walked0.9 percent plus or minus 0.7
- Worked from home18.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Matthews
SBA loans in Matthews (7(a))
- Approvals82
- Gross approval$50,346,000
- Average approval$613,976
- Median approval$250,000
- Ninetieth percentile approval$1,398,740
- Largest approval$5,000,000
- Jobs supported622
- Jobs per approval7.6
- Loans with a final outcome10
- Paid in full8
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more15.9 percent
- Share to franchises8.5 percent
- Distinct lenders29
- Distinct industries by NAICS62
Counted by borrower city: approvals to borrowers whose address is in Matthews, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Matthews
SBA loans in Matthews (504)
- Approvals20
- Gross approval$12,469,000
- Average approval$623,450
- Median approval$554,000
- Largest approval$2,203,000
- Jobs supported117
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Matthews, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Matthews
Flood risk in Matthews
- NFIP communityTown of Matthews
- NFIP community number370310
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/19/14
The Town of Matthews participates in the National Flood Insurance Program as community 370310 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Mecklenburg County, not Matthews
Mecklenburg County context, not Matthews figures
- Establishments in Mecklenburg County36,472
- Covered employment, Mecklenburg County788,436
- Average annual pay, Mecklenburg County$88,111
- Housing units permitted, Mecklenburg County11,969
Every figure in this section is published for Mecklenburg County as a whole and is not a measurement of Matthews.
All Mecklenburg County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Matthews questions, answered from the record.
How many people live in Matthews, North Carolina?
30,577, in 11,864 households. Matthews town covers 17.11 square miles of land, which is 1,787 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Matthews in?
Mecklenburg County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Matthews?
$108,611. The median owner-occupied home is valued at $445,100. Median gross rent is $1,764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Matthews businesses?
82 7(a) approvals totaling $50.3 m since FY2020, across 29 lenders, median approval $250,000, plus 20 504 approvals worth $12.5 m since FY2010. These count approvals to borrowers whose address is in Matthews, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Matthews borrowers get paid back?
No rate is published for Matthews. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Matthews in the National Flood Insurance Program?
Yes. Matthews appears in the FEMA Community Status Book as Matthews, town of, community 370310, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Matthews figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mecklenburg County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Matthews.
Is zoning published for Matthews?
No. Nothing on this page presents parcel level zoning.
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