HomeNorth CarolinaNash CountyRocky Mount
Rocky Mount, North Carolina: commercial real estate data.
Rocky Mount is a Census city of 54,297 people across 45.24 square miles of land, lying across Nash County and Edgecombe County. Median household income is $55,534, 49.0 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $23.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rocky Mount
What Rocky Mount is
- Census place typecity
- Land area45.24 sq mi
- Water area0.21 sq mi
- Population per square mile of land1,200
- County holding the largest share of its areaNash County, 69.1 percent
- Counties this place lies inNash County 69.1 percent, Edgecombe County 30.9 percent
Rocky Mount crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
How many people live in Rocky Mount
- Population54,297
- Median age40.7
- Population under 1811,938
- Share under 1822.0 percent
- Population 65 and over10,923
- Share 65 and over20.1 percent
- Households23,364
- Family households13,524
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
Income and work in Rocky Mount
- Median household income$55,534
- Per capita income$31,561
- Civilian labor force25,961
- Employed23,885
- Unemployed2,076 plus or minus 558
- Unemployment rate8.0 percent plus or minus 2.1
- Adults 25 and over37,550
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher22.9 percent
- Adults 25 and over with a graduate degree8.2 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
Housing in Rocky Mount
- Housing units26,869
- Occupied units23,364
- Vacant units3,505
- Vacancy rate13.0 percent
- Owner occupied11,451
- Renter occupied11,913
- Ownership rate49.0 percent
- Median owner-occupied home value$165,700
- Median gross rent, monthly$957
- Annual rent as a share of median income20.7 percent
- Single family units18,479
- Share single family68.8 percent
- Units in buildings of two or more6,953
- Share in buildings of two or more25.9 percent
- Mobile homes1,392 plus or minus 314
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
How Rocky Mount gets to work
- Workers 16 and over who commute21,388
- Commuting under 15 minutes8,648
- Share commuting under 15 minutes40.4 percent
- Commuting 30 minutes or more5,277
- Share commuting 30 minutes or more24.7 percent
- Drove alone80.0 percent
- Carpooled7.5 percent plus or minus 1.8
- Public transport1.0 percent plus or minus 0.8
- Walked0.6 percent plus or minus 0.3
- Worked from home8.6 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
SBA loans in Rocky Mount (7(a))
- Approvals37
- Gross approval$23,315,300
- Average approval$630,143
- Median approval$274,000
- Ninetieth percentile approval$1,645,700
- Largest approval$4,500,000
- Jobs supported518
- Jobs per approval14.0
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more21.6 percent
- Share to franchises29.7 percent
- Distinct lenders22
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Rocky Mount, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rocky Mount
SBA loans in Rocky Mount (504)
- Approvals8
- Gross approval$11,441,000
- Average approval$1,430,125
- Median approval$824,500
- Largest approval$4,719,000
- Jobs supported162
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Rocky Mount, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rocky Mount
Flood risk in Rocky Mount
- NFIP communityCity of Rocky Mount
- NFIP community number370092
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/18/13
The City of Rocky Mount participates in the National Flood Insurance Program as community 370092 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Nash County, not Rocky Mount
Nash County context, not Rocky Mount figures
- Establishments in Nash County2,114
- Covered employment, Nash County39,498
- Average annual pay, Nash County$54,440
- Housing units permitted, Nash County500
Every figure in this section is published for Nash County as a whole and is not a measurement of Rocky Mount.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rocky Mount questions, answered from the record.
How many people live in Rocky Mount, North Carolina?
54,297, in 23,364 households. Rocky Mount city covers 45.24 square miles of land, which is 1,200 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rocky Mount in?
Rocky Mount lies in more than one. By area it is 69.1 percent in Nash County, 30.9 percent in Edgecombe County. This page sits under Nash County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Rocky Mount?
$55,534. The median owner-occupied home is valued at $165,700. Median gross rent is $957 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rocky Mount businesses?
37 7(a) approvals totaling $23.3 m since FY2020, across 22 lenders, median approval $274,000, plus 8 504 approvals worth $11.4 m since FY2010. These count approvals to borrowers whose address is in Rocky Mount, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rocky Mount borrowers get paid back?
No rate is published for Rocky Mount. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rocky Mount in the National Flood Insurance Program?
Yes. Rocky Mount appears in the FEMA Community Status Book as Rocky Mount, city of, community 370092, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rocky Mount figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nash County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rocky Mount.
Is zoning published for Rocky Mount?
No. Nothing on this page presents parcel level zoning.
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