HomeNorth CarolinaNew Hanover CountyCarolina Beach town
Carolina Beach town, North Carolina: commercial real estate data.
Carolina Beach town is a Census town of 6,745 people across 2.45 square miles of land, in New Hanover County. Median household income is $94,398, 84.4 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $16.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carolina Beach
What Carolina Beach is
- Census place typetown
- Land area2.45 sq mi
- Water area0.29 sq mi
- Population per square mile of land2,751
- County holding the largest share of its areaNew Hanover County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
How many people live in Carolina Beach
- Population6,745
- Median age53.2
- Population under 18906 plus or minus 240
- Share under 1813.4 percent plus or minus 3.6
- Population 65 and over1,351
- Share 65 and over20.0 percent
- Households3,073
- Family households1,951
- Share of households that are families63.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
Income and work in Carolina Beach
- Median household income$94,398 plus or minus $20,918
- Per capita income$66,446
- Civilian labor force3,686
- Employed3,397
- Unemployed289 plus or minus 246
- Unemployment rate7.8 percent plus or minus 6.6
- Adults 25 and over5,428
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher50.5 percent
- Adults 25 and over with a graduate degree15.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
Housing in Carolina Beach
- Housing units6,266
- Occupied units3,073
- Vacant units3,193
- Vacancy rate51.0 percent
- Owner occupied2,593
- Renter occupied480 plus or minus 167
- Ownership rate84.4 percent
- Median owner-occupied home value$566,200
- Median gross rent, monthly$1,513 plus or minus $384
- Annual rent as a share of median income19.2 percent plus or minus 6.5
- Single family units3,396
- Share single family54.2 percent
- Units in buildings of two or more2,751
- Share in buildings of two or more43.9 percent
- Mobile homes119 plus or minus 89
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
How Carolina Beach gets to work
- Workers 16 and over who commute2,656
- Commuting under 15 minutes846 plus or minus 260
- Share commuting under 15 minutes31.9 percent plus or minus 8.8
- Commuting 30 minutes or more833 plus or minus 244
- Share commuting 30 minutes or more31.4 percent plus or minus 8.2
- Drove alone68.4 percent
- Carpooled6.9 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.1
- Worked from home19.7 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
SBA loans in Carolina Beach (7(a))
- Approvals17
- Gross approval$16,127,500
- Average approval$948,676
- Median approval$650,000
- Ninetieth percentile approval$2,316,000
- Largest approval$2,885,000
- Jobs supported400
- Jobs per approval23.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term174 months
- Share on real estate terms of 20 years or more47.1 percent
- Share to franchises0.0 percent
- Distinct lenders13
- Distinct industries by NAICS11
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carolina Beach
SBA loans in Carolina Beach (504)
- Approvals3
- Gross approval$1,405,000
- Average approval$468,333
- Median approval$422,000
- Largest approval$634,000
- Jobs supported48
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carolina Beach
Flood risk in Carolina Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number375347
- Currently effective map date08/28/18
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
New Hanover County, not Carolina Beach
New Hanover County context, not Carolina Beach figures
These are New Hanover County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carolina Beach measurements.
- Establishments in New Hanover County8,710
- Employment at those establishments, New Hanover County121,389
- Covered employment, New Hanover County130,464
- Average annual pay, New Hanover County$61,611
- Average weekly wage, New Hanover County$1,185
- Housing units permitted, New Hanover County2,581
- Of those, single family, New Hanover County1,296
- County product, 2024, New Hanover County$21,041,119,000
- County product change over the prior year, New Hanover County5.9 percent
- Average income of an arriving household, New Hanover County$86,710
Every figure in this section is published for New Hanover County as a whole and is not a measurement of Carolina Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carolina Beach questions, answered from the record.
How many people live in Carolina Beach, North Carolina?
6,745, in 3,073 households. Carolina Beach town covers 2.45 square miles of land, which is 2,751 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carolina Beach in?
New Hanover County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carolina Beach?
$94,398. The median owner-occupied home is valued at $566,200. Median gross rent is $1,513 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carolina Beach businesses?
17 7(a) approvals totalling $16.1 m, across 13 lenders, median approval $650,000, plus 3 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in Carolina Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carolina Beach borrowers get paid back?
No rate is published for Carolina Beach. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Carolina Beach in the National Flood Insurance Program?
Yes. Carolina Beach appears in the FEMA Community Status Book as community 375347, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carolina Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for New Hanover County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carolina Beach.
Is zoning published for Carolina Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.