HomeNorth CarolinaNew Hanover CountyCarolina Beach
Carolina Beach, North Carolina: commercial real estate data.
Carolina Beach is a Census town of 6,745 people across 2.45 square miles of land, in New Hanover County. Median household income is $94,398, 84.4 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $16.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Carolina Beach
What Carolina Beach is
- Census place typetown
- Land area2.45 sq mi
- Water area0.29 sq mi
- Population per square mile of land2,751
- County holding the largest share of its areaNew Hanover County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
How many people live in Carolina Beach
- Population6,745
- Median age53.2
- Population under 18906 plus or minus 240
- Share under 1813.4 percent plus or minus 3.6
- Population 65 and over1,351
- Share 65 and over20.0 percent
- Households3,073
- Family households1,951
- Share of households that are families63.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
Income and work in Carolina Beach
- Median household income$94,398 plus or minus $20,918
- Per capita income$66,446
- Civilian labor force3,686
- Employed3,397
- Unemployed289 plus or minus 246
- Unemployment rate7.8 percent plus or minus 6.6
- Adults 25 and over5,428
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher50.5 percent
- Adults 25 and over with a graduate degree15.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
Housing in Carolina Beach
- Housing units6,266
- Occupied units3,073
- Vacant units3,193
- Vacancy rate51.0 percent
- Owner occupied2,593
- Renter occupied480 plus or minus 167
- Ownership rate84.4 percent
- Median owner-occupied home value$566,200
- Median gross rent, monthly$1,513 plus or minus $384
- Annual rent as a share of median income19.2 percent plus or minus 6.5
- Single family units3,396
- Share single family54.2 percent
- Units in buildings of two or more2,751
- Share in buildings of two or more43.9 percent
- Mobile homes119 plus or minus 89
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
How Carolina Beach gets to work
- Workers 16 and over who commute2,656
- Commuting under 15 minutes846 plus or minus 260
- Share commuting under 15 minutes31.9 percent plus or minus 8.8
- Commuting 30 minutes or more833 plus or minus 244
- Share commuting 30 minutes or more31.4 percent plus or minus 8.2
- Drove alone68.4 percent
- Carpooled6.9 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.1
- Worked from home19.7 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carolina Beach
SBA loans in Carolina Beach (7(a))
- Approvals17
- Gross approval$16,127,500
- Average approval$948,676
- Median approval$650,000
- Largest approval$2,885,000
- Jobs supported400
- Jobs per approval23.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term174 months
- Share on real estate terms of 20 years or more47.1 percent
- Share to franchises0.0 percent
- Distinct lenders13
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Carolina Beach, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carolina Beach
SBA loans in Carolina Beach (504)
- Approvals3
- Gross approval$1,405,000
- Average approval$468,333
- Median approval$422,000
- Largest approval$634,000
- Jobs supported48
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Carolina Beach, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carolina Beach
Flood risk in Carolina Beach
- NFIP communityTown of Carolina Beach
- NFIP community number375347
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/28/18
The Town of Carolina Beach participates in the National Flood Insurance Program as community 375347 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
New Hanover County, not Carolina Beach
New Hanover County context, not Carolina Beach figures
- Establishments in New Hanover County8,710
- Covered employment, New Hanover County130,464
- Average annual pay, New Hanover County$61,611
- Housing units permitted, New Hanover County2,581
Every figure in this section is published for New Hanover County as a whole and is not a measurement of Carolina Beach.
All New Hanover County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Carolina Beach questions, answered from the record.
How many people live in Carolina Beach, North Carolina?
6,745, in 3,073 households. Carolina Beach town covers 2.45 square miles of land, which is 2,751 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carolina Beach in?
New Hanover County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carolina Beach?
$94,398. The median owner-occupied home is valued at $566,200. Median gross rent is $1,513 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carolina Beach businesses?
17 7(a) approvals totaling $16.1 m since FY2020, across 13 lenders, median approval $650,000, plus 3 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Carolina Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carolina Beach borrowers get paid back?
No rate is published for Carolina Beach. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Carolina Beach in the National Flood Insurance Program?
Yes. Carolina Beach appears in the FEMA Community Status Book as Carolina Beach, town of, community 375347, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carolina Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for New Hanover County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carolina Beach.
Is zoning published for Carolina Beach?
No. Nothing on this page presents parcel level zoning.