HomeNorth CarolinaOrange CountyChapel Hill town
Chapel Hill town, North Carolina: commercial real estate data.
Chapel Hill town is a Census town of 61,607 people across 21.69 square miles of land, lying across Orange County and Durham County. Median household income is $85,989, 47.4 percent of occupied homes are owned, and the SBA record carries 93 7(a) approvals to borrowers here worth $50.3 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chapel Hill
What Chapel Hill is
- Census place typetown
- Land area21.69 sq mi
- Water area0.15 sq mi
- Population per square mile of land2,840
- County holding the largest share of its areaOrange County, 93.0 percent
- Counties this place lies inOrange County 93.0 percent, Durham County 7.0 percent
Chapel Hill town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chapel Hill
How many people live in Chapel Hill
- Population61,607
- Median age25.8
- Population under 189,149
- Share under 1814.9 percent
- Population 65 and over7,766
- Share 65 and over12.6 percent
- Households21,189
- Family households10,509
- Share of households that are families49.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chapel Hill
Income and work in Chapel Hill
- Median household income$85,989
- Per capita income$51,406
- Civilian labor force31,405
- Employed29,978
- Unemployed1,427 plus or minus 384
- Unemployment rate4.5 percent plus or minus 1.2
- Adults 25 and over31,795
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher76.6 percent
- Adults 25 and over with a graduate degree45.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chapel Hill
Housing in Chapel Hill
- Housing units23,581
- Occupied units21,189
- Vacant units2,392
- Vacancy rate10.1 percent
- Owner occupied10,048
- Renter occupied11,141
- Ownership rate47.4 percent
- Median owner-occupied home value$613,700
- Median gross rent, monthly$1,613
- Annual rent as a share of median income22.5 percent
- Single family units12,971
- Share single family55.0 percent
- Units in buildings of two or more10,469
- Share in buildings of two or more44.4 percent
- Mobile homes141 plus or minus 82
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chapel Hill
How Chapel Hill gets to work
- Workers 16 and over who commute20,865
- Commuting under 15 minutes7,517
- Share commuting under 15 minutes36.0 percent
- Commuting 30 minutes or more3,992
- Share commuting 30 minutes or more19.1 percent
- Drove alone47.1 percent
- Carpooled5.9 percent plus or minus 1.9
- Public transport7.0 percent
- Walked8.0 percent
- Worked from home28.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chapel Hill
SBA loans in Chapel Hill (7(a))
- Approvals93
- Gross approval$50,340,000
- Average approval$541,290
- Median approval$312,500
- Ninetieth percentile approval$1,200,000
- Largest approval$5,000,000
- Jobs supported1,008
- Jobs per approval10.8
- Loans with a final outcome17
- Paid in full17
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.5 percent
- Share to franchises32.3 percent
- Distinct lenders39
- Distinct industries by NAICS52
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chapel Hill
SBA loans in Chapel Hill (504)
- Approvals19
- Gross approval$14,912,000
- Average approval$784,842
- Median approval$610,000
- Largest approval$4,326,000
- Jobs supported213
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chapel Hill
Flood risk in Chapel Hill
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370180
- Currently effective map date10/19/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Chapel Hill
Orange County context, not Chapel Hill figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chapel Hill measurements.
- Establishments in Orange County3,491
- Employment at those establishments, Orange County51,807
- Covered employment, Orange County78,431
- Average annual pay, Orange County$79,229
- Average weekly wage, Orange County$1,524
- Housing units permitted, Orange County375
- Of those, single family, Orange County325
- County product, 2024, Orange County$13,068,681,000
- County product change over the prior year, Orange County5.6 percent
- Average income of an arriving household, Orange County$102,140
Every figure in this section is published for Orange County as a whole and is not a measurement of Chapel Hill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chapel Hill questions, answered from the record.
How many people live in Chapel Hill, North Carolina?
61,607, in 21,189 households. Chapel Hill town covers 21.69 square miles of land, which is 2,840 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chapel Hill in?
Chapel Hill lies in more than one. By area it is 93.0 percent in Orange County, 7.0 percent in Durham County. This page sits under Orange County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Chapel Hill?
$85,989. The median owner-occupied home is valued at $613,700. Median gross rent is $1,613 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chapel Hill businesses?
93 7(a) approvals totalling $50.3 m, across 39 lenders, median approval $312,500, plus 19 504 approvals worth $14.9 m. These count approvals to borrowers whose address is in Chapel Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chapel Hill borrowers get paid back?
Of the 17 loans that have reached a final outcome, 17 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Chapel Hill in the National Flood Insurance Program?
Yes. Chapel Hill appears in the FEMA Community Status Book as community 370180, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chapel Hill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chapel Hill.
Is zoning published for Chapel Hill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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